Contributed the full $6k earlier this year to my Roth IRA. Changed jobs and now I’ll be over the income limit. Once I sell stocks and withdraw my contributions/gains from my Roth IRA, do I need to do anything else to make sure I don’t get penalized?

Also very difficult to figure out the gains. Should I just clear out my Roth IRA and move everything to brokerage? There’s about $15k total. Thank you!

New to option trading, trying to create a protective put (cont)

When there is FUD you buy

Looking to invest in either Moderna or Pfizer. Any thoughts on which one I should choose?

Best way to answer “why do you want to join private credit” or “why do you want to join private debt”. I have a general sense of why I want to but can’t really put my thoughts into words. Any insight would be helpful. Thanks.

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Shoulda just sold my stocks to pay my taxes instead of holding and using cash 😂🥲. Same result - except now I have to hold longer

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

My sons friend is looking to get into real estate . He is a junior at Indiana University. Looking for recommendations.

Does anyone know the down payment requirements for a Jumbo loan?

The lease on our existing bmw 430i ends in August. Looking to buy model 3.
1. When should we place the order?
2. What’s the best place for financing?
3. How much should we put down initially?

Accenture people - I’m new to this. 401k allocation recommendations? What should I look for? Heard the retirement year funds have high rates

Best robo advisors for new investors?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

planning to sell my 2 BHK flat in Rahatani , near kokane chowk..if anyone interested ping me so can share the details. Thanks!

Currently 23yo with $65k in cash and $14k in student loan debt. Not sure what the best course of action is. What would you do?

Any thoughts on ETC where it would end up!

Lebron James has extended his contract for $97.1 million including two mandatory years and an optional third one. Why does someone need so much money in their life?

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

Can some refer me in cogni...
Data Analyst.
YOE 1.5

i’m first place in my fantasy football league rn - best record and highest points. should i give away my backup TE for a backup RB? i don’t really need … everett for henderson 🫠 hmu fam 🫠

Why are there so many Private Client Advisor positions/ Private client Banker positions open?

Does anyone have the discount code for ct shirts?

How did you all get your first job in PM? Did you start as a Project Coordinator or PM? I have the skills of a Project Coordinator and would like to just transition to a PM role but it’s been difficult to find junior PM roles.

Hi there can anyone tell me what a day in the life of a health unit coordinator is like and is it a step up from a regular CSR job or lateral move?

Just finished my degree in managerial science and have a minor in marketing and a Sales certificate. Have had 4 different management jobs. Just accepted an opportunity as a district manager for an Insurance company. Not 100% sure about Commission-based only. Would love to manage in the sales world, and would love to travel on a weekly basis. Any advice or am I aiming for something unrealistic at the moment?

Anyone have insight into Clark Hill? Salaries?

Is it advisable to move frm India external audit to Deloitte US audit (AERS)? How different is it.
Thoughts plz!
PS: plz consider post qualif experience of approx 4 years.

Anyone have thoughts on Akin Gump in Houston? Weighing lateral options as a mid-level.

Ok environmental scientists - what are the best eco-friendly changes we can make today?

Hi All, I work in ZS as contractor. But I have got an offer of 14.5 LPA from Axtria for Senior Associate L3 designation. Is this salary good for a five year experience employee and as per designation, is it right?

Typical tech consulting salary in uk for 3 yoe?

Hi all!
I’m currently on my last year of university, pursing a computer science degree. I have yet to get an internship, or any experience in tech. Any advice on where to start? I would be attending part time in the spring semester and taking night classes so I would like to have something set up for January, let me know what you think. Thank you in advance.

Hi, all. I'd love some advice from professional 🐠. I found out my date, who I've dated for 1.5 years with, is addicted to seeking new guys and random hookups on gay apps, almost 24/7. He said that love and sex are different for him. Can I expect him to stop the addiction and love me monogamously?

What to choose between high salary and work-life balance?

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

I don’t get it why people post things like “I’m 28 and have a net worth of 2 million”… what is the purpose of posting and bragging about your net worth without and constructive comments or suggestions? Most wealthy people I know are very humble as mentioned in books like the Millionaire Next Door, but If you want to state how rich you are, then maybe at least give some comments or recommendations on how you achieved that wealth to help others do the same.

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Can someone explain to me what a back door IRA is and how it works? I’m making over the income limit to contribute to any standard IRA and am maxing out my 401 K but no company matching program so I’m wondering whether I should be doing more

I’m just stating out. 26yo F. 90k gross salary. Roughly 2,400 in monthly bills.

Any tips and tricks to saving and building wealth. I don’t want to live paycheck to paycheck anymore.

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

For those of you who made your first million in net worth, what did you do next?

Always said I wanted to reach FI to take more time to do things I love and spend more time with family. But have 9mo off this year and pretty much just binged watched streaming platforms. Rethinking this whole path.

Open Enrollment Q:
Debating between High Deductible (for HSA) & PPO options.
My spouse has some expensive medications. Annual insurance allowed amount is ~$40K for us in 2021. Since we are currently on PPO, we only paid ~$500 out of pocket.
With a high deductible plan, we would pay ~ $7K out of pocket since HD Plan only pays 90% after the deductible. Is there anyone in similar situation? Does enrolling in a high deductible plan for HSA make sense in this case? Anyone in similar situation?

What are the best cities to live in for FIRE?

This may not be enough money to be FIRE-worthy, but I have $5000 that doesn't need to go to either of the two tuitions or two mortgages I pay. I have absolutely NO investment skills. I set and forget my 401k and IRA and my savings is in good shape. How can I make the most of this rare extra income?

What's the "coast" in coast FIRE mean?

I’m new and super behind on all of this stuff but trying to learn. I’d like to invest in an index fund and have heard there are some that, while they require an initial investment of a couple thousand, only require a $50 per month deposit thereafter. Anyone know which brokerage accounts allow for this? Any other recommendations/tips/things to consider? TIA!

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

After 7 years of actively managing my portfolio I have concluded that simple boring index funds are way to go. I did well in tech stocks but have some I'll times entries and exits which kinda took down profits. Do you still believe actively trading would produce better results. I have learned quite a lot in process but now I don't think I would be able to give same time when life gets busy with higher roles, kids etc. Anyone have been successful in managing their portfolios and beating indexes.

What are some of the most impactful/influential resources you have used to learn about investing?