Hi, Is it recommended to waive off Inspection contingency? I'm looking to buy my primary residence in the Boston suburbs and my realtor suggests to waive off Inspection for a better chance if the home looks in good shape. She helps in gaining understanding for high cost issues like roof covered in HOA, heating/cooling units dates etc. But still I don't feel 100% confident.

I would like to know the unbiased opinion of previous buyers with experience. Thanks in advance.

Anyone know of any standards, or have any opinions, on naming in-house counsel as a named fiduciary of their company's 401k plan? Pros and cons?

Which credit card do you think is the best for ME consultants?

Is 94K GBP a good salary for 10 years experienced in the UK ? Can I live with my family with this package in London and save some money ?

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Hi Fishes,
Need suggestions on corporate NPS? Considering employer contribution is fully exempted and individual contribution is exempted upto 50k.

Please let me know genuine suggestion
Thanks

May be this is off the topic..
One of my friend who is a doctor & is an international med graduate. He passed his United States Medical Licensing Exams with above average scores. He has applied fr the match last yr & was nt able to match. Match process costs around USD10k; this year he is applying again after borrowing funds frm different sources bt he is under tremendous pressure to get match. I feel his pain as he has studied for 10+ yrs and is struggling to match nw. I m nt sure hw I can help

I am curious how Onesource Income tax stacks up against it's competition.

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Not law quite law related but I could use some input: anyone have any luck negotiating lease pricing with a corporate landlord? I originally signed and got covid pricing and now they want to hit me with a 17% increase bc of inflation 🙃

Ugh I just signed to fix my house’s mortgage interest rate at 2,73% for 2years. Get a gut feeling this wasn’t a good deal.
Have you fixed or planning to? If yes, how many years and at what rate?

Can I pay income tax challan using credit card?

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

What stocks are you guy guys buying right now in this market?

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

Anyone here refinance successfully with SOFI after I-140 was approved by I-485 is pending?

Joined this week. What can I expect from Mr V

An agency I freelance for wants to hire me full-time. They told me for a Sr Copywriter, 100-110k. I countered with 125-150.

I also said I'm interested in a higher-level title - I currently freelance as a Creative Director of Copy elsewhere (they don't have that title at this agency.)

They came back and said yes to the title and to 125, with a 6 month review that could raise it to 145.

Which is good for Sr Copy, but low for CD/ACD level. Don't want to screw myself over. What to say now?

Comment DM below if you are willing to give a referral to your company. Just thought this would make a more centralized thread. P.S I am willing to give referrals as well.

What future trends do you see in the payments industry that would drive digital enablement and provide a unified payments experience to merchants and customers?

POV: Product Development Strategy, Fintech

Wow !! This is so frustrating !!
Got call from 13 HRs telling me about this amazing opportunity they have for me, but they immediately started to end the conversation as soon as they heard my notice period is 3 months !!
I mean their company policy is 3month NP as well, but they're acting like this 😅

Anyone running in the Chicago marathon this year? Ramping up my training to morning runs. Nothing life 5am wake-ups.

What are some publications, books, podcasts, online classes etc that can help me prepare for my first year in consulting? Have 5 years of experience in finance and making the jump to consulting.

Hi All,
I need a help. I am a PHP developer with 4 yoe and I need to change my domain to big data/python . How can I do that...Just doing a certification course I could make it.

Is there an appropriate way to turn down an assignment because it is non-billable? Two of the partners I work for keep asking me to write client bulletins and articles with them, which is great, but now I’m starting to worry about meeting my billable hours requirement.

What impact has the prestige of your school had on your career?

Anyone have any leads on a Trademark Counsel position? I'm just starting my 7th year of practice and want out of private practice. I'm in Colorado and would prefer to stay here but am open to full remote opportunities as well. Feel free to message me if you know of anything. Thank you!

Hi any openings in Trade finance currently doing lc booking import, import collections ( Hongkong, manila and Sri lanka), Payments (MT202 and MT103) and i have done ky MBA in University of Northampton, UK Please helpe me out. Thanks in advance

Hey everyone, I was recently laid off from Meta. I am a senior technical recruiter, who also served 20 years in the military. I am looking for new positions working in San Diego or remotely. Any help would be much appreciated. Thank you so much.

How would you explain to a n hiring manager the fact that your last two jobs didn’t last very long because you hated the workplace and you quit?

What circumstances lead to junior account planner/associate strategic planner openings? It seems like even on big accounts, the most junior strats on a team are often mid weight or even senior.

C3A grade employee in tcs. I have an offer from a company for onsite role and placement is in UK as permanent employee but the role given in offer is an entry level one. With almost 11 years of experience, is it good to accept this offer only for the on-site opportunity?

Hi everyone I had recently joined tcs on 10th August. Can anybody let me know what is the procedure to fill the timesheet allocated to the project yesterday but the task was not assigned yet.

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Is buying fancy condos with high HOA(>$1k) worth it?

Thinking about using my VA loan in a few years. Any advice?

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Any recommendations on a good water softener system (4 people)?

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?