Hi Sharks,
Need suggestion on Term Insurance and its Pros and Cons.
Thinking to get it done but there are so many options. Should we think of getting returns out of it or just simple term insurance which covers basic is enough ?

Any good CPA recommendations specializing in rental properties and LLCs (for a separate business)? Had a tough time doing my taxes this year. I'm in NYC if it makes a difference, but open to non-local CPAs

Have anyone negotiated their rates with wells? I wanted to use wells but another lender of giving me a better rate.

Thanks!

anyone gonna buy any calls before market close?

I almost got out of Pharma... A CD from a Consumer agency doing solid work reached out, and I was so excited thinking I could finally do the kind of work I love. Then they told me they will fill the position with a current employee. I played it cool, but I can’t deny I felt frustrated. I don’t wanna do healthcare, but it seems like it’s the only thing available in NYC nowadays. I also don’t have many connections in this city. So, IF you need an ACD/Art (full-time or FL-to-perm), let’s chat! 🙌🏻

My SO and I are touring a home tomorrow that we’re considering purchasing. With COVID restrictions + high interest in the home, we only have a 15 minute time slot to tour it. Suggestions on what things we must check out given the time constraint? We’re first time home buyers, so want to make sure we don’t miss anything critical during our tour

Started my grad job in consulting and keen on getting a credit card - any advice?

1/3 Question on tax treatment of nonpriority unsecured claims converted into long-term note decreased total liabilities under Chapter 11. An accrual based C-Corp taxpayer completed a Chapter 11 reorganization and converted a total of $1M A/P to suppliers into a $410K LT note (a $590K liability reduction). Should we view this $590K as the Sec. 108(a)(1)(A) excludable income? After reading through IRS Pub 4681, I think it makes sense to view the $590 as "Reduced Price After Purchase", but not

Thoughts on TSM stock at $60~?

Did anyone make a move from Chicago to Dallas ? Or vice versa. Just need an objective opinion. My friends in either places moved from different places to Chicago, Dallas. But not from one to another. I live in Chicago, contemplating to buy home in Chicago or move to Dallas and buy home and settle

Saw a JD Melberg and got me thinking. Surprised insurance companies don't get scrutinized more. Seems w the number of complaints on VA's, there would be more regulation over this type of thing

I have a recurring $30 charge on my credit card that I can’t figure out what it’s related to. The vendor name gives me nothing helpful and going back through emails, I don’t know what it might be - I’m not getting an invoice. It may very well be valid, but at this I just want to stop it and figure out what subscription lapses. How can I do that?

Well, its a good thing I sold ARKF when it was $55 last year

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

I am considering investing in an early stage startup. I know the founders for many years and are more like family to me. I will be investing $100K with a convertible note. What should be the equity that I should be drawing out? I don’t want to draw just the fair amount so the company is not at a disadvantage when they eventually raise money outside of F&F. They are valued at $5M by a startup accelerator and received $50K as part of being admitted into the program. Contd.

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

Any tips/tricks for putting in a winning offer? We’re doing 10% down, primary residence. SoCal market and it’s hot, so trying to figure out how to best compete. Thank you!

My investing strategy is just to DCA into an S&P 500 index fund and keep buying and holding. If I understand correctly, the sole disadvantage this has compared to a tax sheltered retirement account is that the quarterly dividends will be taxed? But even so, they’ll be taxed at a lower qualified dividend rate since I’m automatically reinvesting those dividends.

How do we get TSA Pre through AFS?

I am a senior analyst with 5+ years of functional experience in health payer, 1.5 years of BA experience. Thinking about exit opportunities and deciding if it's worth pivoting into the pharmaceutical industry, startups, and or straight into a payer company. Thoughts if I should wait or exit?

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

I need marketing help and am trying to find someone on Upwork, but so many interactions don’t match how they sound in their profile. How do I find a good freelancer on Upwork?

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Hello Cyber Security Team,

I have two years of experience in Cybersecurity worked on SIEM, EDR, XDR, Vulnerability Management, SCCM-Patch Management. Email Security, Microsoft Azure Security.
I'm looking for change how much hike I can expect to get ?

Hi Fishesh

Which one will be good to join for SAP technical consultant having 5.6yr experience?

Deloitte USI: 20 lpa fixed, 10% variable, 3lakh JB
Bristalcone, client: SAP Labs: 22 LPA fixed, 10% variable and 1 lakh JB.

I had worked with SAP Labs, work culture and Work life balance is good but I am not sure about Deloitte usi. Someone please help me

Graduated college 6 months ago and just been working since. I’ve been living in my city for almost 20 years now and want a different change of scenery. Any advice from people who moved west coast to East coast. I’ve been interested working in Chicago or New York

Question. I am a female POC. I’m curious what non-poc think about black women who wear hair colors other than natural black-brown in the workplace? I’m not talking about outlandish colors like pink, blue, green etc… The hair colors I’m referring to are like honey blonde ombré or balayage and the current trendy copper color. Thoughts?

Good day,

Is anyone able to provide a referral for Regeneron or another Pharma or Biotech Company? I am interested in PM/ Ops and Strategy Roles at the SM level and above. I have 13 years of experience, a MBA, PMP (since 2015), and I am a Lean Six Sigma Black Belt

Is severance taxed higher? I got 1 month of pay but seemed to be taxed much higher

If you do two years as an analyst at one bank is it possible to lateral into an associate position at another, or would you be an analyst again? Not at a good enough platform to get into the type of Buyside roles I want. Unsure of next steps.

I’m a seasoned AD and am considering an VP Account Supervisor position but feel like I am losing earned value without having Director in my title even though it’s a VP position. Am I overreacting?

To the clients scheduling meetings over the inauguration: get over yourself.

I want to quit without a job lined up. My agency is a dumpster fire of incompetent project managers, revolving door of creatives and culture of not holding people accountable amidst a micromanaging gossipy leadership. I just want out. Tell me it is ok and will be alright.

I'm joining in Delloite this month,
Offline onboarding, do i need to go to office or do i get a chance to do wfh?

Hi All, I’m thinking about getting certified in change management but not sure if I should go the Prosci route or CCMP route. CCMP is a lot cheaper compared to Prosci but would it measure up just the same?

I guess it would be similar to the discussion of the SHRM-SCP vs SPHR.

Hooked up with a guy I really like in Montreal, too bad I live in the States :(

Working in IT now for the past 10 years as an office systems Admin on €42k. Is this the going rate for IT Systems Admin, essentially all IT functions.

Fishes, anyone of claimed full HRA living in non metro city? I have to file for house rent monthly (to my mother) between 30-35k in a non metro city to claim 100% HRA

Is it fine? Although i will show PAN no and file ITR for my mother but just wanted this isn't any issue right? Anywhere done it?

Does IBM transfer employees from their base location unless employee asks for the same?

Aajkal koi bhi amazon sde 1 ban Raha hain....seems like now amazon only need horses who can work in their hectic and toxic work culture.

Do people actually get the salary that they post over here? Or is it some random numbers being uploaded by people.
Just asking as many people who post here have CTC of over 15LPA which gets me drooling and surprised at the same time, while I'm here with a 3.6LPA CTC. 😂

How long does it take to provide offer letter after filling up documents in Deloitte.

Dear Fishes,
Need a little help.
I'm having 3 YOE in sales. I have completed BCA + MBA. Currently I'm acting as a Key Account manager in Fintech domain for some leading Indian Bank/ NBFC clients as IDFC Bank, Standard Chartered Bank etc. I want to switch into some non tech roles as a BA or into consulting roles.

Can you all please let me know some non tech roles which I can transform into like Technofuction roles.

I have good communication skills as I daily interact with clients.

Thank you.

Can we apply to HCL software, if we have an offer from HCL technologies?

How is hike and bonus in BNY India

How is concentrix Kolkata location?
What is the ideal CTC for Senior analyst in Concentrix

Hola! Folks who are into Sales, if you connect with Client CoE leaders on LinkedIn, how do you go about cold pitches about the services we offer? I’m new to this and looking for some inspiration.

I can see status as "offer letter generated " in EY portal against my candidature. How can i see the offer letter?

Hi, any recommendations for health insurance policy for Senior citizens?

What's recruitment process in capegemini. I have attended L1 interview yesterday. What next steps

Can a KPMG Advisory Associate Director in India get paid 45lacs INR in fixed compensation? How's the range for fixed compensation and bonus at that level?

My manager pressurised me into saying which org I'll be moving to. And under pressure I told him. Will he do something?