How many houses/ what total value do I need to bundle them and finance as a portfolio?

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I got married in 2021. Before my wedding I lived in State#1 and after the wedding I moved to State#2. My spouse lived in State#2 the entire year.
Can I file as Married Jointly in such a way that State#1 only calculates my income for the portion of the year I lived there?
Or do I need to file Married Seperately?

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Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

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Can you have a nanny while in h1b and pay taxes ?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

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Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

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Can anyone shed some light on quant funds please? https://groww.in/mutual-funds/escorts-tax-plan-direct-growth
I am seeing stellar returns and extremely low expense ratios but apparently since they're quantitatively managed algorithms, they don't account for things like corona for example.

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NFA, but will be buying up sub 20K BTC… DYOR 🥲

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I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

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If a company matches 50% of 401k contributions to 6% of salary, does that mean they’ll put in 6% if I put in 12% or will they put in max of 3% on my 6% contribution? Curious what their wording means

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How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

How are the areas around white rock lake to buy an investment property? Any suggestions appreciated!

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How much percentage of your Salary do you Save/Invest?

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I am going to buy AntShares aka NEO bigly. It has a potential to go to 100$

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What are some books that have absolutely helped you either working in the investment management space or even just personal investing?

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The basis of my bitcoin investing thesis

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Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

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Will be moving to LA at the start of next year. I make $150k and my boyfriend freelances and averages around $60k. How much should we realistically be paying in rent max?

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I have started working in ADP . How can we get or download payslips into our personal laptops.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

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Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

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40+ / M / NYC / 375

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Any plans for MLK day? I’m off tomorrow. 🥳

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Planning on a trip from NYC to Miami. Need 2 suggestions — 1) best neighborhood to stay for 2 laid back women in their late 30’s, 2) best way to move around between car rentals vs Uber? If car rental, any recommendations on which rental to use given the astronomical gas and rental prices?

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Recently i have cleared all the rounds in socgen only salary discuss is left how much i should ask if my current ctc is 15.5 lpa and yoe is 4

What's the biggest delivery you've ever made? I just brought a 75,000 pound truck across 3 states and so far that's my record

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My current package is 6 lakh and at time of screening I said expected 10 lakh , should I tell I expect 11 lakh in managerial round or different nos will lead to rejection.Also salary negotiable is done by manager only? Experience - 3 years 3 month

Will there be any impact in Fidelity Investments due to recession? Will there be any job cuts? Please update.

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Hello all
Is there anyone who can teach me few devops tools. I have the theoretical knowledge, but want practical hands-on. Please reply or DM me

Hello,

My friend joined RBS with 18 LPA (1,80,000 is the retirement funding) rest comes in basic & benefit funding. What will be the monthly in hand amount?

Hi
What opportunities are available for someone with a background in sustainability (Masters degree) and around 1 and 1/2 YOE

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Trying to get ahead of my caseload feels like trying to climb a hill made of loosely-packed pebbles. No matter how much I scrabble, I’m sliding closer and closer to the bottom.

How do you get caught up (or even ahead) when you’re always behind? Assume that all things that can be offloaded have been offloaded. I cannot take one more all nighter trying to get a motion drafted two days before the deadline because I couldn’t get to it earlier.

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Anyone going to Santa Con?

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When is Novartis calling people to office?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

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Are firms willing to clear an experienced hire? This is coming from someone that won't mind sitting in a scif all day.

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What vendor do you use for cold direct mail lists?

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Hi Guys
I will be joining IBM next week in Bangalore ( physical onboarding ) and my hometown is in West bengal , My father is having health problems , mother won't be able to handle everything and no such person we can rely on . Also I am getting married in January . Hence If i stay in Bangalore there will be no one to take responsibility for my marriage prep also . If i convey to my ibm manager will they consider for 4months of WFH?Any documents may have to show?
Need your suggestion please

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I’m in SF working in-house and considering moving agency-side for the first time. Can someone spell out the comparisons for me? Specifically curious about $ and the work-from-home life. Thanks!

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Additional Posts in Personal Investment Chatter

Father who’s living in my home country is transferring an apartment ownership to me. Should I be worried if this is some sort of a signal, maybe about his health? Also what do I need yo be aware of legally and financially?

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If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

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Can I still do a backdoor ROtH IRA for 2021?

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ICLN or TAN for clean energy long term?

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Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

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I was given a 15k, 0% loan to pay off my student loans upfront from a family member. Would it be better to invest this money and just pay back my family member monthly since the 4% rate on my loans would be less than (hopefully) the amount gained in the market?

funny

Did anyone get a jumbo loan with less than 20% down?

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I had 50% in VT and 50% in individual stocks in my brokerage account but I just accepted a job from a Big 4 so I need to sell some of my individual stocks. I need to invest that amount in something else and I want to tell my portfolio a little bit towards something that’s a bit more risky for higher potential returns. Any suggestions on ETFs to look into?

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Another market discount day. What’s everyone buying?

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Thoughts on SoFi bank?

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Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

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Book suggestions for new-ish investor - PLEASE. Need to learn the fundamentals

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If I have a traditional account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Will pay taxes on the amount that I Withdraw that year following the Tax bracket rules at the time of withdrawal correct?

Conversely,
If I have a roth account (401k and/or IRA) and I am at retirement age and I have no other source of income to my name....
Could I hypothetically withdraw the entire account and not pay taxes in a single year?
Ex. withdraw 10M

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Make 72k with not a lot savings at the moment since I am new in the workforce. Any advice on how to break into real estate.
Also already own a primary residence.

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Deloitte Fishes, I am 38 and want to allocate my 401K. Based on review so far VTI seems like a good option but I don’t see it in the menu neither do VTSAX. Can you help me pick the right allocation?

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Target Date Fund or Index Fund investing for 23 y/o analyst? Which should I prioritize?

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What do you think about healthcare system in US?

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Have any of you hired a financial advisor to help plan your retirement strategy? If so, how did you go about finding one? I’m recently married and thinking if it’s worthwhile hiring one..

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Since it's EOY, it should be fun to compare notes on our our past investments, in terms of returns and strategies, to help us in the new year ahead.

So here I start with mine: From early last year around the start of the pandemic to today, I have grown my investment (cash + IRAs) from about $1M to about $3.4M today. My Fidelity chart below:

I wonder how many here are doing better, or similar, or worse than this. How's your overall investment doing, and what your chart looks like?

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Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

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