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Anyone else riding the $HIVE wave?
Any thoughts on XPENG IPO this week?
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First, get a long-term disability policy. You don't want your last years in inadequate but costly assisted living along with health care costs that will eat up your nest egg. Will you still have a major payment like a mortgage? Talk with a tax accountant.
The best approach is that your post-retirement income is at least as great as your last paycheck. Why? Your expenses don't go down. They shift to travel and leisure, grandkids and extended family events, helping your grown children and/or siblings or parents.