I have $190k to invest in a condo (studio). What areas are good to buy a studio condo and rent it out (or airbnb) it?

I should be getting my job offer this week. Can someone tell me if Chase offers benefits such as; student loan repayment, discounted daycare, childcare FSA, employer HSA contribution? If there’s a high-deductible plan what’s the max family out of pocket? What’s the employer 401k match?

Can you choose to pick LIFO or FiFO during crypto tax filing team? Coming up on 1 year of buying my first few hundred eth, but want to ensure that I do FIFO to get the lower long term capital taxes

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

EY folks - how do I increase my firm group life insurance coverage (not the group universal / variable policy)? My wife’s coverage is at like 3x my salary but mine is only at 1x my starting salary from 5 years ago…

Please excuse my innocence, but the way it looks is that it seems so to be worth it to join a firm that allows personal card vs Corp amex. Thoughts?

Off Topic:
I want to invest money for future perspective, please suggest best mutual funds, NFO or any other schemes which is beneficial for long term investment and having good returns.
Please suggest.
Thanks in advance.

Hey
I have investment in crypto and as per kpmg policies we cant hold it. Can anyone please tell is there any way of holding the same and not getting caught.

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Monday Wordle :

Wordle 401 5/6

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⬛🟩🟩⬛🟩
⬛🟩🟩🟩🟩
🟩🟩🟩🟩🟩

Good recommendations for realtors in LP/OT area? Apartment rentals. Thank you!

Top 5 stocks for the next 10 years? TSLA, AMZN, AAPL, SQ, SPCE

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

What will be in in hand salary at 14.4 CTC? I have education loan as tax saving

Do you have renter’s insurance? Not required but building strongly recommended it.

How much are you contributing to your 401k?

Is anyone on discord channel for options trading?

Hey everyone, I'm currently getting my undergraduate in Finance/Risk Management with a comm minor with hopes of law school immediately after grad. I have been recently thinking of switching to a double major of business management along with the finance. Want to practice corporate law, does anyone think this change would be worth it? Thanks!

Is there any resources someone can point me to about the potential legal issues and more information from an HR perspective about contingent employees (temps, contract workers, part-time workers) versus normal FTE’s?

I’m working on a project for an HR class and finding good sources with real evidence about this from SHRM and news publications has been rough. Thanks!

My 2023 media budget was just rejected and I was told I need to cut 20-30%...but our growth goals are 10-15% next year...not sure how upper management thinks we are going to do that without advertising...

any experienced hires (>1 YOE in LS consulting) looking for a referral to CV? happy to chat

Thoughts on Vertex? Pipeline? Culture? Comp? Looking at a Director role.

Anyone willing to share what WLB looks like at some of the large CROs?

What has better WLB and comp, being a heme onc physician or climbing the ranks of D/SD/VP in R&D or commercial strategy for an oncology line? Not taking into account initial path to get to these positions.

I'm going from working at a non IT industry to an IT firm. As an introvert I've faced a lot of difficulty in my career... Now since I'm also shifting to another industry completely, I'm feeling very insecure about my life at work. Please give me tips on how to make friends and be in the good books of the managers.

Interested in pursuing a PhD in Econ (don’t have research experience or the math classes yet) what can I do to strengthen my app? Should I apply for a masters before phd? Graduated from a T20 undergrad with a finance major and good gpa, been working at D as an analyst for a year now

It's appalling how bad new analyst excel/ ppt skills are. There needs to be a way of judging 'readiness' during the interview process.

Anyone else want to see the Zoom servers utilization superimposed on top of the COVID infection rate? Assuming they are eerily similar.

Which one would you prefer b/w local lender v/s establish financial institution when buying a home?
What are the pros and cons of each?

If you could ask for anything at your firm what would you ask for? (Something realistic but a stretch)

I am moving to Pune next month . Office is in EON IT Park , can anyone suggest good localities around Kharadi. Since I’ve heard Kharadi is bit expensive , I can stretch about 6-7 kms . Requirement- 1 bhk fully furnished, Budget - 20k .
Mumbai -> Pune

Anyone work at Instrument’s PDX office? Just applied for the Senior Strategist position. Have both UX and Brand experience. What’s it like to work there? Looking to move back to the PNW!

Quiet firings are happening through out the industry right now. Agencies have become better about hiding the layoffs and firings. Not a good thing…

Anyone here exit from consulting into HR M&A Role, preferably at tech/fintech? I’d love to connect

Do you always wash your hands after petting your dogs? I got a new puppy and am constantly washing hands and trying to be as sanitary as possible. I'm simply to grossed out if I don't especially since I found out my puppy has worms.

My company is trying to get us all to vaccinate, even though I work remotely. Is this unconstitutional?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Do you thank your tenants for paying the rent? A quick thank you text?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

For those that built higher end homes, what kind of appliance budget did you have?

Any one knows what’s the easiest way to order a radon test for new construction?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?