I have about 500k in rollover IRA from my prior jobs 401k. I’d like to do backdoor Roth but due to pro rata rule , doesn’t make sense due to IRA that I have. If you had this situation would you convert rollover IRA to fidelity EY 401k so nothing in IRA to allow@back door Roth possibility? I am above income so can’t contribute to Roth unless it’s backdoor and I find Roth a better at retirement EY EY EY than 401k

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Yes, that’s what I did. I moved my rollover IRA to current 401K to enable backdoor

That's what I'd do

I would do that

Ahh. I wish I thought of that….boo

Can you move an IRA to a new 401k anytime or only upon initial transfer. What about investment choices risk?

Any time. I did it after 5 years

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