I have almost 750k of liquid assets in brokerage invested in stocks and CDs. We live in high tax area and average HOA is $1000 for 2b/2b apartment. Have one kid with $30k in school expenses. Wanted to check in if going in for $1M condo will be a right choice or not. We would like to live in the area for another 5-6 years. Assuming we can put $400k down… HHI:$400k but both jobs are wobbly

Did anyone get a jumbo loan with less than 20% down?

Doing some research on bitcoins and I am inclined to buy. Anyone on here owns some or has reservations about buying them?

Best website or realtor o company or way to find and buy a condo in NYC(Queens, Bronx or Manhattan), 2-3 bedroom.

Can anyone recommend a lawyer to write up a prenup?

What’s better the S&P or a total stock market index fund?

Are we on recession? My portfolio is super down - low cost ETF investor here

Pro systems users: (1120s) need to get 20+ rental properties to aggregate to one line on code v stmt in the k1. This is a consolidated return and we can get it to work in the standalone version.

Is blockfi only a bank and not really investing in crypto?

Saving $20K for an engagement ring by EOY. Should I put it in a dividend ETF to fund the band or is that too risky?

Has anyone used Knightsbridge to move money from US to Canada? Is it reliable?

My portfolio has been stagnant for a week now. Last few times this has happened, market has tanked. Anyone else feeling we’re at an event horizon soon?

Investing in crypto is fun again :)

Whenever I consider buying a designer handbag, I consider how much sputum I've suctioned for that amount of money. Anyone else?

Seeing it firsthand. Book net income: $5,000. PPP Loan forgiveness: $1,500,000. Owners distributions: $1,500,000.

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Has anyone used EquityZen to invest in secondary markets?

New option trader since last month. How is trading options normally during a normal market time? Seems like it’s quite a grind w normal volatility and actually makes you research and follow the charts 

When do we get the variable pay?

Currently a Senior Director at EYP and recruiting for a equivalent role for PWC DDV. Can someone share the range of base + bonus for this role?

Anyone thinking about buying a house in Philly right now or soon? Anything to keep in mind?

Anybody still holding off on 2022 backdoor Roth for potential policy reasons? Or no longer concerned?

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

2 part question:

- Does anyone know who Accenture uses for their 3rd party background checks?
- If i allow them to contact my current employer, do they still ask for W2’s and Paystubs?

Any other sober folks in the sales world who can give me some advice? Really struggling to keep up with the office culture when happy hour is impossible for me. 1.5 years sober and want to stay that way.

Been asked to present my current client’s plan and PCA in second interview for a role. Am I being over cautious by not feeling comfortable with this?

Which companies does Salesforce’s consider as it’s true competitors?

Anyone at Salesforce know how to lookup the level-grade of a specific person from the org chart?

New offer. What does this mean?: “Policy is that we don’t consider the green card until someone is at 2.5 years prior to the last extended date on their current visa.”

Hi Guys ,

With 11 yrs YOE and having skills in dimensional Modeling,data warehouse ,ETL and Reporting , what should be the salary expectation in market. I have switched from 12 LPA to 26 LPA on feb 2022 as my first switch with IC role as ETL developer . Now looking for data architect role. Most likely i am going to get more 35 LPA but Shall I negotiate for 40 LPA else should not join ? Is 40 LPA is good or very high ? Plz advice. Thanks.

I love what I do and I have an offer to stay in International Development and be a manager with 86k, focusing on my technical area + lots of travel. But I also have offers from Deloitte and EY to be a GPS consultant at ~100k. Is it worth it to move to D or EY? Have personal financial goals that i need to reach for my family and thats why i started considering EY and D.

Anyone working at Abbie willing to provide reference? Desperately need one

Had a really bad day 😞 I don’t know why I keep doing this to myself. Things will be going well and then out of nowhere I get blackout drunk. I am tired of feeling sick and anxious from drinking. I don’t really even want to drink sometimes but do it anyway. Blacked out last night, and still feel sick now. I’ve never shared with anyone that I have this problem, until I found this message board. I have so much anxiety that I won’t be able to get this under control. I feel isolated and sad.

Just me here hoping that slack never adds the “read” notification on messages.

Warm greetings Fishes,

Looking for a referral for a Business Analyst role in any of the Big4 based out of Singapore.

Thank you 😊

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Can I get a commercial loan without 25% down?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Do you thank your tenants for paying the rent? A quick thank you text?

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

What's the best city in UK to buy a buy to let property, with best returns?

For those that built higher end homes, what kind of appliance budget did you have?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?