I have an escrow analysis coming up and it looks like taxes are going up so my monthly payment will increase as I will have an escrow shortage. Is it helpful to pay an extra lump sum into escrow upfront to keep payments the same - I know it's a wash at the end of the day because it's just balancing it out and you pay pay you pay regardless, but just curious if anyone does this? Or do you all not escrow tax and insurance?

How much money do you make and have in your checking and savings? // how many years have you been working post college...

Have 20k, what’s a good small business to start with this fund? Serious question here

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

For the other 1099 contractors out there, any thoughts on other strategies for what to do with your tax money besides a high yeild online savings account? My Barclays account is 1.50% interest.

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Hi folks, I had a quick question around remote work. My office is in San Francisco but I worked remotely from NJ for clients on the WC. How should I answer the question, “did you earn income working remotely by providing the services in a different state than the state you originally engaged employment with it”? If it matters, I never set foot in CA.

How to know the GGID for checking final settlement payslip

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Anyone has experience in investing through Angellist?

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

How do you effectively plan for retirement?

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

do we need to disclose etfs/index fund investments in GIS?

I have a new prospect. Small business owner that wants to start a 401k for himself and his employees. Who would be the top 2-3 organizations I contact, and what questions should I ask the providers?

Anyone ever asked to sign an NDA prior to interviewing? Just had a DocuSign sent over for a phone interview I have next week

Hello ,
My sister is looking for a job .She is well trained in Testing and SQL.
She is technically very good.
Could you please help if you have any references.

Hi all. I’m a new hire as an associate tech consultant, been here for ~2 weeks.

This week, I’ll be meeting my senior manager (who is also my counsellor) in a 1:1 virtual session. Any tips on specific questions I should ask? I’m meeting him for the first time and thought I might want to learn a lot from him!

Thanks :D

Hello! I’m looking for a female sports masseuse that has availability between tomorrow and next Thursday, does anyone have any recommendations? I’m a long distance running who has been training for a marathon on may 1st. I do have a car so I am able to drive if they are located in the greater Boston area.

Any Boston weekend activity recommendations? Just moved here for school and looking for ideas!

If your employer mandated you need to come in 5 days a week would you consider quitting? My situation is I live in my geographical territory and the office is 45 minutes away. No performance issues at quota consistently.

What’s up y’all. Motivated and performing Corporate BDR here that got let go of HubSpot after a year due to a tough family situation and rough economy hitting my MRR number despite being at my meetings. I’m looking for my next role with a base above $55-60k. Would truly appreciate any referrals you may have to Help me out!

Hi everyone! In this field, when choosing a masters degree program is it more beneficial to get a degree in Human Resources to further my knowledge in HR (my undergraduate degree is in Economics) , an MBA, or Data Science Degree due to the fact that HR is becoming more data driven as well as get a PHR / SHRM-CP certification?

I made a couple errors at a new job. An important document to be distributed had wrong information on it, which was proofread by 2 other people. Then a couple of typos in emails, the person micromanaging me told me to send out but I didn’t fix the errors. Failed to meet a deadline but completed 95%. I was written up over all this last week, fired this week. There’s a lot more to this but I think it’s because the DM doesn’t like me.

I am currently a year from finishing my PhD and was looking at VC's as a career path because I like to do meta-analysis of different climate change techs. I networked with VCs and one of them was receptive but didn't have the budget currently for a full time hire. They said they'd be interested in working with me to do a research paper over the coming semester, and was wondering if I could leverage this into a full time offer?

Is a white paper with a VC going to be attractive on my CV?

We have a project that would generate social impact, and our short term goal is to propose it to ASHOKA to help us develop it. Before that we would like to assemble a team that will be part of "the board" with all the resources we are needind and most importantly people that "empathically share our preoccupation for the immigrants". Any kind of feedback or volunteer would be appreciated.

What are the best consulting companies to work for in life science consulting? Specifically for supply chain.

My h1b got picked up in lottery this year but case hasn’t been processed yet. Meanwhile I also applied for H4ead extension. What happens to it when H1b gets approved?

Hi guys,

I switched 20 days back to Optum. I have 7 years of experience working as a full stack Engineer, who is passionate working on both front end and back end on latest technologies. But my project is working only on back end with 10 years old tech stack. There is no front end work at all. What should I do?
I don't like working here at all, but I am not sure whether moving out again in a month will give bad Impression on my resume. Hence please give me advice on this situation

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Hi - any good books recommendations for getting started on real estate investing?

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

How can I invest in real estate ? Looking for an additional passive income source

Does anyone have experience with out of state turnkey real estate investing? Would you recommend any companies? I live in Sacramento where prices for real estate are inflated so I can't buy local.

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Has anyone here used New Western to buy real estate deals?

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?