I have Marriott chase card and AMEX SPG card. Now since both the chains merged, how do I close AMEX card without it impacting my credit score?

like
Posting as :
works at
You are currently posting as works at

I would talk to Amex and ask them to close one account and combine the line of credit into the remaining card. Effect on credit should be minimal and temporary

like

Closing a card does not necessarily impact your score. It only does if the Amex has a huge credit limit and without it you'd be spending a lot as a percentage of remaining credit

D1 for the win

Note: To do what D1 suggested you'd need to have another card with Amex, since the Marriott card is Chase. Additionally if the Amex card is older and you have a relatively young credit history that could impact neagatively. A site like Credit Karma shows you the age of all your accounts.

Related Posts

Bonvoy Titanium. Did not get a complimentary suite upgrade at a Ritz, but I was offered a suite upgrade for a cost. Meaning they had some available. Can they do that? If they have suites available, don’t they have to upgrade me? I know Ritz plays by slightly different rules, so curious

likesmart

Just spent an hour on the LGA Avis shuttle for what should have been a 5-10 minute drive. Hate this place. 👎🏼

like

Non-consultant friend: "you travel on Mondays so you don't actually work, right? You go straight to the hotel and chill." Me : WTF are you talking about?

like

Do landlords or brokers discriminate against Visa holders?

like

A get that people want things to be back to normal and offices are starting to open back up, but delta clearly seems to be picking up and we will likely have to roll back very soon. Feels like we are back in early March 2020 when Covid hit the US and we took much longer than necessary to respond

likefunny

is it worth upgrading to platinum AMEX or the reserve AMEX?

like

Currently diamond w/ delta. Moved to Chicago...status match to United or American? I wish neither but need direct flights.

like

Do Bonvoy points always expire after 12 months, regardless of what tier you make? Coming off of IHG and those did not expire at EOY.

Thinking of doing some last minute solo travel. Any recommendations for travel from the east coast without breaking the bank during the upcoming holiday season?

like

Have some big upcoming expenses as we purchase a home (window treatments, move, some new furniture, etc). Have CSR but any good signup bonuses or other cards to benefit from all the spend? Obviously know not to open anything until we close but wondering your thoughts - could be $20k very quickly and want to maximize the opportunity.

like

Best SPG property in Hawaii?

like

Contemplating booking my parent's hotel for an upcoming vacation so they get my Platinum benefit (would call the hotel and say they would check in before me)... concerned I would have a work (cont.)

like

Getting together for a weekend with 7 other high school friends in Denver in early November. Looking at Westin downtown, Renaissance and Hyatt. Any recommendations for night life and hotel in Denver?

like

Has anyone purchased a timeshare or do you vacation solely with your hotel points accrued from work?

like

Experience with Automatic Revalidation entry to US? H1B holder with 3 year approved I-797 and other valid documents but expired H1B visa stamp. Thinking of travel to Mexico / Canada

like

Hey Deloitte peeps What happens to your company credit card once you leave the company?

like

Any Sr. RPA developers looking for a new gig? Remote work, possibility of some travel. DM me!

like

Anyone have issues booking matriot or spg rooms through points?

like

Frm BOS, regular 8 AM flight w/first class upgrade gets cancelled. On 9 AM flight w/10 people on the upgrade list. Check in & rqst for an upgrade. Bump every1 else down and get upgraded to 1 open seat

like

Currently on H1B visa, going through GC process. What are the repercussions of visiting/traveling to Iran from my future GC/US immigration perspective? I have a family member I want to visit but not sure if this will raise red flag for GC especially

like

Additional Posts

Took me a long time to figure out: 1) don’t interview for jobs, interview the boss you will be reporting to 2) don’t count on your employer for anything ( including your finances) have 2 or 3 side

likehelpful

One day before vacation, I got an okay project review today. I am stressed out about finding a new job and performing better at my current job. I lost excitement for my vacation. Someone cheer me up!!

like

So I got selected for a MBA in a Top 10 B-SCHOOL in India. Trying to get into mainstream consulting, working in a Start-up now. Any tips?

like

Moving to Houston next year. What kind of salary range would I be looking at as a consultant or senior consultant at Deloitte in the Regulatory Risk group? I’m a CPA with PA and industry experience.

like

Have a skills interview with Accenture tomorrow for there transaction group. Any idea what I should expect?

like

Poll: City with best year-around climate (including natural disaster such as hurricane or earthquake) San Diego?

like

Chicago ppl how long does it take to ORD from the loop typically during rush hour? (Leaving at 5 on Friday)

like

Has anyone started utilizing therapy to make sure that you’re in the happiest/most useful mindset in this demanding job? Do most firm’s insurance cover and will the firm know (worried about stigma)?

like

Do you guys see ppl moving from a product strategy roles to product manager roles? I’m getting dinged in interviews because I haven’t seen a product through end to end implementation, I primarily work on the early stages and then hand off. I’ve been trying to shadow and volunteer on implementation side...any other tips? Background is 2.5 years in product strategy, 2 years corporate strategy, 3 years in marketing.

like

Best apps for case study prep?

like
likefunny

Getting MBA at W next year, thinking of pursuing IB. Lifestyle sucks, but so does MBB tbh, and IB pays more. Interested in PE but know that’s a crapshoot without pre mba fin exp... cont..

like

Anyone hiring? Looking to get into Cyber Commercial on the tech side. Trying to leave the Fed side. The job hunting struggle is real 😔.

like

Advice needed! Have just been asked to Freelance with W2 form. Without any benefits. Is this even possible? Would I lose my eligibility for Unemployment insurance once the gig ends? I was laid off from my full time agency job 2 months ago and have already freelanced as self employed on an LLC since. Seems like they’re being tight and taking advantage of the current climate.

like

Working as an audit staff in big 4 shared service centre. It's been 2 years. I really don't like what I do there, also it seems I won't like what I'll be doing there even after becoming senior. Thinking of leaving and joining industry once ACCA qualified. (One more paper left). But people around me discourage that growth potential and earnings in industry are way less compared to public accounting. I know that too but I still want to leave. I'd like to stick to core accounting. Thoughts pls

like

Accenture / EY / PWC / Deloitte: What is the average salary range for a human capital M1, tier 2 city (Houston / Dallas), either MBA or non-MBA?

like

Are there jobs in advertising (or out for that matter) where taking vacation time doesn't feel bad?

like

Anyone know if Sheraton Seattle has a lounge? Usually stay at one of the Marriotts there but switching it up this week.

like

LOL how did i get an interview with mckinsey but not accenture 🤣😂😂😂😂

likefunny

Anyone know if you can cancel your Chase Sapphire Preferred after 3 years and get Chase Reserve and still be eligible for the signup bonus points?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Get realtime notifications and see
what's happening in your industry
from the palm of your hand.