I have Marriott chase card and AMEX SPG card. Now since both the chains merged, how do I close AMEX card without it impacting my credit score?

like
Posting as :
works at
You are currently posting as works at

I would talk to Amex and ask them to close one account and combine the line of credit into the remaining card. Effect on credit should be minimal and temporary

like

Closing a card does not necessarily impact your score. It only does if the Amex has a huge credit limit and without it you'd be spending a lot as a percentage of remaining credit

D1 for the win

Note: To do what D1 suggested you'd need to have another card with Amex, since the Marriott card is Chase. Additionally if the Amex card is older and you have a relatively young credit history that could impact neagatively. A site like Credit Karma shows you the age of all your accounts.

Related Posts

like

The Star Wars fleet (volunteer community) arrived to welcome Veterans (WWII, Korean, Vietnam, etc.) home from their Honor Flight in DC. What an honor to witness this experience.

Post Photo
likefunny

I'm sure this is in another bowl but thought I'd try here. Tired of taking a suitcase on 24 hour trips. Give me the name of your best travel bag that can go on as carryon. My social media...

like

Aside from short term emergency declarations where visas are handed out, has anyone found any countries that provide a visa due to a skill shortage, or carriers that offer sponsorship for senior insurance professionals? Curious mostly about Europe and Oceania.

like

Does anyone happen to know the PwC discount codes for Hilton and Marriott hotels...asking for a friend

Successfully made the jump.

Places where I applied and got an interview so at least I know they look at fed backgrounds. Might want to check them out. These were DC area.

Amazon
Google
Marriott
Visa
Facebook

likehelpful

A book/website/podcast/any other resource on personal finance and best practices for spending/saving money? I'm in the 1st year of my career and want to make the wisest money decisions I can make

like

I recently received a referral to a credit card company..... and the hiring manager simply looked at how many years of experience I have on my resume without even looking at my credentials.

For shits and giggles I submitted the same resume with another name and put Stanford as my college and he asked me to interview. Thinking of posting this on Linkedin so I can get on #linkedinCringe ahahah

likefunnysmart

Best blazer/suit jacket brands for men? For when we can eventually travel outside of the home office.

like

Have one week for shopping mortgage for first house. Where do i start, any online sites , credit unions or mortgage agencies that are offering low rate loans. First time home buyer so no clue what to look for.

like
funnylike

Am in FP n A with work visa. Please need some strategies to make a switch. All recruiters have same excuse - not sponsoring now. Thanks

Have an offer for 2023 summer but don’t wanna stay in consulting till then. Would it be fine if I quit 2-3 months before my start with the PE firm and used that to travel or is that a red flag?

like

Sorry in advance guys.
How can I check to make sure my SPG and Marriott pts/nights merged properly? It looks 50/ 100K lower, but unsure how to check old/unmerged balances. Thanks!

like

I am a PhD student in chemistry on my final year, with some publications but no industry experience. What advice could you give me to get Research Scientist positions at big companies? Considering that I am foreigner national, do companies even bother the hassle of applying for a visa for an employee without "industry" experience?

like

American or United out of ORD? Looking to rack up points. Will use points mostly for UK and Europe redemption.

like

Questions for my fellow EAs out there:
1. How many of you travel for your job? If so, are there stipulations?
2. My team is having an 2-day offsite meeting in another city and many folks outside of our team are all traveling in for it. Some are only attending for an hour. My exec told me yesterday I couldn’t attend (after weeks of asking him), citing that we couldn’t have excessive hours of OT (maybe 4 hrs). I do not feel valued as a team member.
Should I bring it up or let it go?

like

Stayed at a Tier 7 Ritz-Carlton and was totally skipped by housekeeping one night of the stay, called to make front desk aware and they just sent up new towels. How many points is fair?

like

Can I use my Amex plat to pay for significant others TSA precheck?

So when all of this is over do y’all think we’re going to see a change in client travel? I always thought week over week travel was overkill.

like

More Posts

Anyone going to church every week in NYC?

like

This is a more general question, but does anyone here use Retinol? I just learned about it and want to try it out but don’t know where to start

like

This dangerous fool continues to push sham treatments even after 175,298 Americans have died due to COVID19 (confirmed deaths, real toll > 220k). “It is what it is” because of the misinformation he sowed and his incompetence in the first place. How many more Americans need to die before the Republicans will wake up?

Post Photo
likehelpful

Had a consultation with an attorney for legal advice on my options to address a late filing for a taxable event. They recommended me two options: file or not file. In order to help him with the consultation he asked to send him additional information like bank statements and work authorization which I sent.

If I decide to not file or go to another attorney if the fees are high, can the attorney still report me or whistle blow me to the tax authorities?

likefunny

Hi Guyss,
Can you please tell me
- in hand Salary
- how much will be tax deductions &
- how to save tax (in detail ,like how u r doing ) ? 😭

Your help & suggestions will be welcomed from heart ❤.
Thanks alot 😇🙏

Tata Consultancy Accenture Capgemini Infosys Wipro

Post Photo
like

Does EY pay for global entry renewal fee? If so how do I expense it?

like

How do we get the market data of salary . I am looking for investment banking field. Any websites? Pls help

like

When's a good time to jump/transition between in house roles? I'm currently in house counsel (3 years big law, 3 in house). I was told by my manager that senior counsel would not be possible (unless current senior counsel) steps down. I'm comfortable here but also nervous about stalling my own career . How long can I stay in my associate counsel role before it looks bad on my resume? I'm looking to start a family so wouldn't mind staying for 2/3 more years.

like

My parents are visiting me from India during the Christmas- New year break. Any recommendations for a short trip from New York?

Thoughts on Butter Payments? Seems like a unique payment tech with pretty big clients for it’s early stage status.

like

I just hope not many of my students saw the Capitol January 6 bird brains storm the Congress. Also, didn't see the short terms of imprisonment they get. 3-5 years for breaking doors, windows, threatening hitting and killing federal employees, urinating on the floors etc., destroying government property at our Federal capitol where our laws are made? How are kids to think they should get consequences if these people who storm the capitol get a slap on the wrist?

likesmarthelpful

Has anybody used home equity to help fund a business?

likehelpful

Is it safe to still have sex if there’s some blood after douching?

Does Accenture sponsor MBA in the US? If so, what schools do they sponsor?

like

House of the Dragon is really good…🐉

like

Heading towards my first (and hopefully last) divorce. I'm resentful of my career because I feel like it was a huge contributing factor to the failure of my marriage.

like

Anyone here from Coinbase here? I'm looking for a referral for an analyst position as a contractor for them. I know it's a long shot but would love to be a part of the company even as a contractor

like

Are there any bowl for people looking to learn languages?

like

Looking to upgrade my coffee grinder. Bodum Bistro burr grinder has been my workhorse for years but it’s loud and staticky, and a bit hard to clean. What grinder do you use at home and why?

Additional Posts in All things points

What is everyone picking for their Marriott choice benefits? Always do suite nights for both, but still have 10 suite nights from last year that are being extended through 2021...

like

Probably going to fall a couple nights short of Titanium this year - worth just getting the Bonvoy Bold (vs. paying for nights)? I’ll probably still use my Sapphire for my travel, would just be for the 15 Elite Nights

like

I’m really hoping my Bonvoy Suite Night upgrade goes through for this weekend…any tips on making it happen?

like

Sorry in advance guys.
How can I check to make sure my SPG and Marriott pts/nights merged properly? It looks 50/ 100K lower, but unsure how to check old/unmerged balances. Thanks!

like

So if I’m at 95 nights this year, Ambassador Elite, should I bother wasting my annual award on the 5 elite night credits to get to 100 nights? Only spent $3500 this year. What happens after reaching the nights threshold?

like

Stayed at a Tier 7 Ritz-Carlton and was totally skipped by housekeeping one night of the stay, called to make front desk aware and they just sent up new towels. How many points is fair?

like

Can I use my Amex plat to pay for significant others TSA precheck?

What’s the chase preferred dollar to points ratio? Trying to determine if a $70 delta is worth it to pay brokers fee of $3k on the CC vs wiring the money

like

Dropped to Delta Platinum this year. With statuses being kept through 2022 can I still make Diamond?

like

Planning a trip to Santorini in the fall. Places to stay / restaurant recommendations? Skipping Athens but wondering if I should check out Milos or another island? Open to suggestions. TIA!

like

Do Marriott members get any discounts while dinning in Marriott restaurants? Planning to take my date to Ritz Carlton tomorrow.

like

Anyone know how to MS with amex SPG without getting FRed

like

At which Maldives resort would you burn points?

like

PRO TIP: Don’t ever book your flights through Amex travel. The staff are incompetent, the hassle isn’t worth the 5x points.

likefunny

Why does it take so f-ing long to transfer Bonvoy points to airlines?

How many bonvoy points do you earn per week?

Anyone know of a discount code for Heathrow Express ?

like

Looking for 2 United Global upgrade certificates for a United flight (fare class T) tonight. Is this even possible on United?

Pls DM me and I can share details.