I love this, all HS should make personal finance a requirement

Do anyone of you subscribe to the motley fool or any other stock advisor tools? Recommendations and thoughts on how useful they are?

Which is the best brokerage to get into Pre-IPO?

Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

Has anyone noticed how attractive realtors are or is it just me? Recent studies show the more attractive the real estate agents, the higher the listing price of the home.

How much have you saved from refinancing your student loan?

$DPZ 370c 3/27

Any Deloitte people trade on robin hood?

Anyone purchased gold or silver from Rosland capital ? Would you recommend it?

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

Facebook to announce payments via LTC.. (Which explains why Charlie Lee dumped his coins in advance to avoid any 'personal interest' or 'decision bias' allegations)

Thoughts on airline stocks? Good time to get in?

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

How diligent is Mintz background check. When it comes to education? My references, credit, criminal and work experiences will check out. However said I already graduated school when I am in reality a month away from graduating. The company sent over the contract and start date at the same time as the background check.

Any OCI holders here facing problem with this 25% PF deduction in India?

Which company pays better salary - EY GDS or EY India? Also, can someone give Pros and Cons of both?

Anyone have an Echo device in their office? I really like having them at home but I’m not sure if I should have it at work.

Any opportunity for a business analyst opening in a prestige firm in reporting analytics space? 8 YOE, having an offer in hand.

Any m or sm can dm.

Any product based companies hiring data engineers?
Can someone refer me please?
YOE: 4

Any M or Sm who are looking for a business analyst? I have 8 YOE as a BA.bangalore location.

Looking for a change. Pls DM me. No referrals pls

Looking for data visualization or reporting analytics projects

If your employer mandated you need to come in 5 days a week would you consider quitting? My situation is I live in my geographical territory and the office is 45 minutes away. No performance issues at quota consistently.

2 part question:

- Does anyone know who Accenture uses for their 3rd party background checks?
- If i allow them to contact my current employer, do they still ask for W2’s and Paystubs?

Any other sober folks in the sales world who can give me some advice? Really struggling to keep up with the office culture when happy hour is impossible for me. 1.5 years sober and want to stay that way.

Curious what the base and commission structure is for inside sales and associate director of sales in biotech (also anyone else who wants to share pls put industry). Paid hourly or salary? At the biotech company I work at avg inside sales is $62,632 with a $3500 per quarter cap. Commission structure is % based on sales quota reached vs capped (not a direct % of sales). I’m underpaid at $53000 with $3500 cap per quarter.

Unrelated to work, but what's the expectation on getting your realtor a gift after buying your first home? What would be some examples on what to give them other than a nice handwritten card?

Does PwC have any free access to learning sites such as Udacity, Coursera or Udemy to complete courses with certificate? I know EY has free access to many courses on Udemy!

Got offer from coforge.
Test Specialist role.
Is the test Specialist role equivalent to manager and
Is they provide work from home?

Getting a referral from a partner not in a line of service that I'm applying for still has impact? Let's say I'm applying for a tax position but got a referral from an audit partner within the firm.

Does anyone work at RSM in Dallas location? How’s the culture there?

Will s&p provide headset along with laptop for new joiners?

My firm recently switched to a time keeping system that monitors everything you do on your computer. I have ADHD and often google random things (I.e. scores of games; actors in movies/shows; news articles; etc.) has anyone had a problem with AI monitoring and/or management getting on you?

Are there any WOC here that have gotten Botox? If so, what age did you start? And would you recommend

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Thoughts on personal loans to consolidate Debt?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Have about 5k to invest - should I do FXAIX or FSKAX?

In your opinion which is the best target fund to choose in IRA Roth?

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Any good wedding ring sources aside from Blue Nile?

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

What does 401k mean?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??