I love this, all HS should make personal finance a requirement

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Which is the best brokerage to get into Pre-IPO?

I’m 24, new to the stock market and make ~90k a year, how much of my income should I have in stocks? (Not including 401k)

In HCOL areas like NYC, how much would you say is “Too much” credit card debt? Moderate and low amount also. Single , married or any situation.

is the rental market getting better?

Just curious, has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

To those who consistently invest in Bitcoin or other crypto, why? Genuinely curious into why you’re long term bullish about it. Debating adding it to my list of regular investments but can’t mentally justify it yet.

Is this the official Amex Fishbowl?

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

What is the advantage of having a checking bank acct? I only have savings accts. Am I missing something?

Have a bonvoy credit card for many years. Never used the free night redemption. Anyone have luck extending a free night from a precious year? Thank you

Which luxe car do you own/ lease? I’m gravitating towards leasing a Mercedes.

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

Does having student loans impact your ability to get a mortgage?

Has anyone here used Circle for OTC trading or any other services?

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

Can anyone provide salary details for an Accounting Advisory Manager at KPMG in a tier 2 city? 5 YOE

PwC people, does vacation negatively impact utilization the same way hitting G&A does?

Having wife’s birthday soon after the Black Friday is a real blessing.

London, Dublin, Luxembourg, Munich. Choose a place to move to from NYC. Fuck H1B.

Does ey file premium for h1b renewal? My h1b expires end of Sep this yr. Was planning to reach out to EY Law to kickstart process in May. Is that reasonable?

Has anyone recently done visa stamping in India (Mumbai center) through Dropbox? My appointment is in 3 weeks and I heard of one occurrence in Mumbai where the candidate was delayed by 2 weeks (still waiting for his papers).

Requesting referral in Wells fargo.i have the job id.Thanks

Do MBB firms usually give temporary accommodation to look for a place for people relocating from outside?

Have been with company just a year and a half and having to change to 3rd manager already. Are all bigger companies like this?

Don’t suppose anybody would be interested in buying a set of PaxEast badges for Friday and Saturday? My roommate can’t make it and I’m left holding the bag. I’m out of DC, but we also have our megabus

What would be the minimum monthly expenditure for a single person in bangalore considering rent, food and other essential expenditures ?

Chatted with a recruiter for a PM role, he quoted a 150K base salary with equity being around 75% of base. Does this mean that equity is expected to be ~112K each year, or is it 28K each year given a 4 year vest?

Can US citizens travel to Puerto Rico without a passport and/or with less than 6 months of validity left; going from nyc if that matters

Can anyone recommend a creative agency in Munich? How is Thjnk doing? How is it at the different Serviceplan Campaign agencies?

How does everyone in this bowl feel towards master’s degrees in data science/analytics? I didn’t study this in undergrad so I’m looking to get an analytics degree but I’ve heard mixed reviews.

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Anyone ever use a credit repair service and have success?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

Live in a HCOL area. Looking to buy in the next year. The least I can afford to buy would put a mortgage at 40% of my monthly take home pay (post tax + max out 401k) but 25% of gross income. Will 40% of take home pay make me house poor?

In your opinion which is the best target fund to choose in IRA Roth?

Thoughts on personal loans to consolidate Debt?

Any good wedding ring sources aside from Blue Nile?

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

26 YO, make make roughly 130k TC and really wanting to get the new 2022 Accord Hybrid Touring trim. Great MPG and reliability. MSRP is just under 40k for the top trim. Good financial move or should I go with a lower trim such as the EXL or Sport which come in around the mid 20k-low 30k area.