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1) When Does a software engineer start financial planning for retirement since the our Career span is only 15-20 years on average.
2) How much and which schemes to invest to mitigate the risk?
3) How much do we need for retirement?
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How much do you keep in the bank vs brokerage?
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Make sure you include a home inspection. Would suggest radon inspection as well. For the older homes, you’ll have to sign a lead based paint disclosure. A lot of homes don’t have irrigation for lawn as we usually get enough rain. Buyer and seller each pay 1% “transfer tax” on the sold value of the home.
Depending on where you’re looking and budget, there are still some pockets of new builds if that’s your preference.
I think it’s important for the house to get sun not be too shaded. Green moss and mildews grow in damp dark areas and can be eyesore and damaging. You need some good landscaping though for good curb appeal. - Watch out for a house that needs brick, foundation or other kinds of masonry- it’s beautiful but expensive to repair.
For older houses in PA definitely get an inspection and.get the roof looked at. Also if there is an older deck on the house there is a good chance someone's dad put that on over the weekend. You will need to replace it.