I need help / suggestions from you guys , I’m trapped in debt . I earn around 25LPA tht gives around 1.3-1.4 per month and out our which 60k goes on paying emi . I took personal loans and in order to close one I ended up taking more . Please help me how can I save money and try to clear these loans at the earliest .

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

Hi,

Where to invest to reduce the taxable income of 8 lakhs after investing 1.5 lakhs under 80c and HRA 1 lakhs ? Medical insurance 50 k I’m aware of it and I don not plan on any house loan. Please suggest.

Is ARKK still a good ETF to invest in?

I have gains from stocks.. as LTCG. Do I need to file ITR 1 or ITR 2?

Anybody here make significant weekly/monthly passive income off Covered Calls and/or selling puts? Looking for success/failure stories for those who have tried this!

I want to know which tax slab can be appropriate for a 10lpa and what are the way I can manage to reduce my tax computation.
I have been to this tax slab for the first time don't have. any knowledge.
can one of you assist what can be done or what are the steps for saving the tax or us it possible to have 0 tax.
FYI,
2.2lck is hra

Any thoughts on buying the PRCH dip? One of the high valuation stocks that got killed the last 6 months; however strong analyst consent that this is a Buy.

Who wants to start a DAO and buy time shares (literally lmao) in a watch.

Can rotate throughout the year 😂

Anyone here with a negative net worth (excluding 401k) in their 30s? Or am I an outlier?

In the UK what rewards credit card is best for relatively frequent travelers? Amex platinum / BA premium / something else?

My firm doesn’t match my 401k — still worth opting in?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

Any good apps or websites to track your net worth across all accounts (investing, banking, retirement, house) without sharing your information?

Fellow EY 🐟. I left EY recently after two happy years there. How can I get the pension money back? I had around $1500 there and they are not able to help in EY-HELP3.
Can I at least do a rollover to an IRA?

Avg level 8 assoc mngr salary in accenture?
YOE -10
LOC PA/NY
Tech salesforce/veeva

Any 30+ female around? Would love to chat.

Nano rising rapidly, great team and good roadmap. Look at the review by Datadash on YouTube

Top DeFi coin recommendations?

Has anyone switched from agency to brand side in Germany ? What’s it like? What options do art directors in Germany have if they do not want to work in an ad agency anymore?

Hi Guys,

Let me know if anyone is looking for a referral in Accenture. Multiple job postings are available.

Overhiring and project Hunting.

Are you doing same(project Hunting)? 😂

Do you find your job intellectually challenging?

Forrester ranked Adobe market leader again .

Looking for reference in FAANG companies. Can anyone who is working in faang refer me

Which HCL office is better to go out of Magarpatta office and Quadra office in Pune.
Have a choice to join any of these two. Please suggest.

Have a crush on my co-worker. He asked me out to go rock climbing one-on-one after we were texting for a while and I acted awkwardly when we went because I didn’t know if it was a date (nothing was explicitly said). Now I’m stuck in this weird limbo state where things have fizzled out but I’m re-reading texts and think he might’ve actually had a crush too and I pushed him away. Ambiguity sucks.

Salary range for IR Sr. associate at $10B+ fund?

I'ma be candid - plz fix

Any chance of score hitting 468, been waiting for an year now 😒😶

Incoming expat here along with S/O! They are a product manager and are actively recruiting for the right opportunity - anyone open to having a conversation with them + help with a referral?

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Can any one tell me, how to invest in quant mutual fund through it's website?

Hello folks, My ctc is current at 6.2lpa and I would like to cut down my taxes. Any suggestions on where to invest for tax savings? Also is FD a best plan for investment with lock in period od 4 yrs for tax saving bills?

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Is there a way to Pay rent via Credit Card without paying the convenience fee?

How t save tax for 9 lpa salary. Can anybody help me out.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?