I went to a cardiologist because my pcp said i might have a heart murmur. The bill came out to be $800 and I need to pay $463. I have aetna. I feel like I have been robbed. They also charged me (only $20) for blood draw but they couldnt even draw my blood after poking holes in my veins. What can I do about it? I feel like $463 for just a small visit is too much.

Deciding between 20 vs 30 year term life insurance. 33 years old and just had first baby. Anything I should consider to help me decide which horizon makes more sense?

I got admitted to hospital since I was unwell. How can I apply for cashless medical claims as I downloaded one form from general medical insurance plan. Can someone suggest me

What’s the salary band variation for strategists between health and non-health agencies?

I'm a first yr attorney at an insurance firm and am in the process of interviewing for an in-house position at a tech company. The position is pretty much generalist, but I get the impression I'd be working mostly on SaaS and partnership transactions. I definitely think I would like the transactional work better, but I am concerned about the long-term earning potential vs. partnership. How common is it to eventually make $350k+ in-house/how difficult is it to transition back to a firm? Thanks!

I am going to India for a month. May have to change my return date. Any suggestion on what insurance/other option to reduce the ticket update cost impact.

Do you need a masters or a MBA to move up in a healthcare consultant role? I have about 8+ years experience however I think I would get more career opportunities with a masters degree.

How does one transition from mid-market insurance defense litigation to anything else?

Hey all. Just had a question for any insurance underwriters who work in the states. I am moving down there at some point and I would like to know.. What is the insurance landscape like compared to canada? Anyone working in new York state? Is there a lot more red tape? What is the pace of work like? If anyone is willing to have a phone call that would be greatly appreciated. I am in environmental.

What are the pros and cons of working for Progressive Insurance as a PIP examiner?

Hi Fishes,
I am having multiple offers in hand please help me to decide which one is best. Considering job security, learning and wlb as preference.

Cognizant - x (can be revised)
Cyient - x + 3.5 + 1 jb
Capgemini - x + 2.5 + 1 jb
Kpmg- x + 0.5 (can be revised)
Optum - x + 0.5 +1.5 variable + 2 jb (can be revised)
Greenway health - x + 3.5 + 1 variable + 1 jb

Yoe- 2 && tech- .net full stack

Hi everyone. I was given a verbal offer after some negotiation and I’m comfortable with the salary. There was no real discussion about anything other than salary. When the written offer arrives, have you had any success negotiating PTO, health insurance, retirement ect.? Thanks!

What would you do in this situation?
I have my last day at employer A right before thanksgiving and will be covered on their health insurance through 11/30. I am taking some time off before starting a new position with employer B in mid January but their insurance wouldn’t be effective until 2/1. I have 60 days to elect COBRA under employer A, which leaves me with 2 days where I wouldn’t have coverage (Jan30/31). What would you do in this situation? (Cont)

How is the medical insurance policy at HCL Technologies?

Iam 5 month pregnant , thinking to get release from project due to health issue and taking maternity leave from april 1st, at this situation can I be in bench for 3 months and go in maternity leave ? Will this affect my job in Accenture? Will the organization allow to be in bench for 3 months? If iam in bench during maternity leave will i get variable pay

Does anyone have leads for a recent MPH Epidemiology grad with 0-2 YOE to get into consultant roles in Healthcare/life sciences?

Second question: what sort of work experiences are companies like flatiron and komodo health looking for to work in RWE/heor? I'm not sure how to leverage Epidemiology to get into that space :(

Recent law grad here, looking for a firm job. Can others share what I should be looking for in a compensation package nowadays? What's typical and what's not? (e.g. 401k match, health/dental/vision, paid time off, vacation). And how does that change based on: small firm, midsize firm, big firm? Thanks in advance!

Hi fishes ,

I received an offer for senior manager position in PWC .

Can you please let me know about the health insurance coverage amount ( senior manager position ) as it is not mentioned in offer letter.

Morning all. I am looking for a favour/solid advice. I've been in the interview process for a dream role over the past month or so and just found out I didn't get the job after final round 🙃.

Unfortunately this isn't the first time this has happened during the past year searching. Looking for a SC level role within healthcare/public sector consulting firm. I know the job scene is a bit miserable currently but if anyone in the bowl is aware of a role I would love to have a chat.

Thanks all

Happy Ganesh Chathurthi! May Lord Ganesha destroy all your Visa issues and fill your life with love and happiness!

Can anyone recommend a good recruiter or agency to work with to support a job search in the Seattle area in the financial services sector?

I have a job offer in Australia and the company is offering to apply for a TSS visa for me. But they can't give me any idea on timeline. I've heard anything from a month to 9 months. Has anyone here gone through this and knows how long it would take during Covid times?

What is hike percentage in xavient digital- powered by telus

Hello!
Would anyone from the tech or design industry be able to give some advice in understanding if the compensation I would be getting seems less or at a good level as I am starting to a job in a new city. Here are the details:

Location: London
Offering - £65K
Role: Senior Product Designer
Organization: mid-sized in software development
My YOE: 2.5 years after bachelors then 2 years Masters in London

I would really appreciate your views! Thank you :)

Don't forget, it's on tonight

Corporate openings at top firms — NYC, Charlotte, Philly, Denver, Portland, Houston, Palo Alto, other cities. DM me.

Any romantic date ideas in Manhattan for an anniversary? Would also love ideas for nice restaurants with outdoor seating. Thanks!

Hello fellow Protiviti members. I have currently been in talks with the company about moving on to my next career opportunity at the Boston or Atlanta offices and want to get an idea of what life is like working for the company. I currently work for PwC, I'm sure some of you come from big4 and understand the low salary, long hours, and office politics that PwC and other big 4s bring. Do you enjoy working at Protiviti more than PwC? How is work/life and travel requirements? Reinvest stuf requird?

So… 3.5 year relationship came crashing in Jan due to covid depression, work burn out, lockdown etc. We have stayed in contact and recently he has come around to apologizing and considering getting back together. However he also revealed he started seeing someone casually 4 weeks ago and technically is cheating on her by meeting me for coffee and to discuss this. I’m upset that he’s dating others but shouldn’t be right? I mean, I did the same. Still hurts though. And I told him to sort that out

I would like to get an app developed for my valet trash business. Can anyone point me in the right direction as to where I can get this completed? :D

Thinking of switching employers. Do you think bigger retail stores (the ones that have several locations) are easier or harder to work at than little hole-in-the-wall grocery stores (which is all I've ever done)? It seems like the larger chain stores would have more downtime, but I'm wondering if anyone could give some input.

I matched with a guy and we initially agreed to meet for the first time this coming Friday. Last Wed, he sent two messages on the app with suggestions but I wasn’t able to text back until Sat because I was traveling. He unmatched me. Am I in the wrong here? How often do you text people in the talking stage? (F in early 30s here)

I’m a junior AD and constantly staying late to design web pages, social posts, emails, and HR internal projects. Feel dead inside. Is this just life as a junior? My first full time gig

If you had to describe your dating life in one word, what would it be?

Can we do 3-4 days WFH from outside India? Any legal/HR compliance? Anyone did that?
Thinking to do from Bali.

I’m sorry, but the Weller 12 is just so damn underrated IMO. The price point is unreal.

What does everyone think of this... is replying all necessary ? I had a colleague reply all to complain about student evaluations that we had all agreed to complete. The colleague challenged the teachers who had completed the evaluation of a student and demanded that they check other students that had passed (since personally they thought some of those evaluations were questionable)... ALL because it wasn’t fair that this student was not passing.

What is the biggest problem your facing right now professionally that is effecting you personally?

Hi All,
I have 6 years of experience in WPF with MVVM and SQL Server.
Can anyone please refer me if any opening for WPF developer.
thank you 😊

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

currently tossing up between staying at a global company (who is in the process of some positive changes) with an amazing manager who supports my career and flexible working … however comes with the inherit issues that come with a long standing global company

compared with a role at a smaller mga, higher salary (around 30%) more , more visibility career wise and some great employee benefits , management seem to be supportive and low staff turnover

which would you choose here

Any Group Life & Disability Underwriters out there? Wondering what the salary range is for those with 5-10 years experience in the US. In your response could you please include what segment size you work with?

I received an offer for $74k as underwriting analyst. Company is based out of DC. Is $74k a good offer? Or should I negotiate for more. 6 years in the industry. 5 as an account manager/underwriting assistant

I’ve been working for a company for 25yrs, looking for advancement. I’m considered an SME, managing people, Vendors and working on large system conversions. Have provided long term goals. When requesting feedback I’m told I’m on the right path, no suggestions on what to improve. I asked about timelines for advancement and not being given anything concrete. Recently interviewed with another company as a Vendor Mgmt partner. Individual contributor, high visible position with potential. Thoughts?

Has any companies given their employees good raises to help with the rising costs of everything? I was a top performer and only got around 3% this last year.

Currently I make a base of $63k/yr and $1k/mo in bonuses pre-tax. I manage a performance for a team of licensed insurance agents (service-based role in a direct business environment), maintain our business relationships, and support adhoc training needs. Is there anyone else in this type of role who is able to share how this compares to similar positions and your general location?

Where do you go to keep up to date on new Healthcare benefit products, regulations, etc? Is there an industry/regulatory resource?

This is my first job in a large corporate company, and I’m trying to gauge how long it normally takes to move from entry level to another internal position in the insurance industry. I have been applying internally for a year now and I am wondering if this is normal or if my company is just slow? I am a top performer, with great metrics, and I have some wonderful connections I’ve made who support me. I just can’t seem to move up. How long did it take you to move up? How many tries did it take?

Has anyone ever left Chubb to go to Liberty or Travelers for commercial or middle market underwriting or even a sales rep role? If so, how do you like it? Came from The Hartford and love Chubb so far, but curious to see what else is out there.

Anyone work for CSAA or any other AAA company? What do you do and how do you like it?

In my organization, most with my role are commission based. I make a set salary due to the firm I work for as an account manager/ coordinator for clients… I coordinate their enrollments, working with each groups HR department as to benefits and payroll purposes, and schedule our benefit counselors accordingly. I am finding that in most cases where I compare the voluntary benefits industry, I might be underpaid. What is an appropriate base salary for a position in which commission is replaced?

What happens at RIMS? Is it worth going to?

What does the insurance agent of the future look like? How do you see insurance distribution evolving?

Let's talk salary.

I'm up for a raise soon and I'm at 43,000 a year. Anyone have any advice on what I should ask for?

Is a 2-day deadline to accept or decline a job offer normal right now?

Thoughts on specialty life insurance? I don’t have my LLQP. This is based in canada. They are offering paid training