If you had to choose between purchasing your first home in Montana vs Oregon, which would you choose? Not too bothered about politics or anything like that, I just want to know if Oregon is too expensive and not worth it and if I should head for Montana or somewhere in the midwest instead. Thanks.

first time freelancer here - should I make a second bank account or do anything special to track income for taxes? or just pay estimated taxes quarterly and square up during tax season?

Which bank account is better for salary account?

HDFC
Axis

Is anyone planning on trading water futures?

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Do we need to submit rental agreement to claim HRA tax exemption in Ericsson or rental receipts enough ?

How frequent rental receipts should be ( yearly ? Or quarterly)

Hello folks, any credit card suggestions with good benefits and cash-back? Please advise. TIA

Is it still worth buying Tesla stock? Especially after rising so much since year start?

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

Let's say I were to leave banking and get into crypto currencies (not considering this at all ahem). Does anyone of any crypto currency hedgefunds or trading platforms worth investigating?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Do you think there will be another housing bubble burst in the near future due to COVID? Assuming relative job security, would that be an opportune time to invest in Manhattan real estate?

What do I need to do regarding my Amex before leaving the firm

Best high yield savings products?

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

Are US markets or Emerging markets the smart move for 2021? We have the fed but they don’t have the burden of future debt 🌎

**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

Thoughts on personal loans to consolidate Debt?

How many rounds of interview happen for Technical Account Manager in Amazon?

**Can I take retirement?**
Hi All,
I have around 29 Lac savings + 5 Lac gold.
And my wife has 28 Lac gold(wedding gift) + 80 Lac(ancestral) Land.
We have a child, his current age is 2 years+
Currently our monthly expenses are around 22k(max), and my CCTC is 15 LPA+ with 8+ YOE.
My age is 29! I don't feel like working anymore.

Hi fishes,

I have been selected for a senior software developer for java. I would like to know about Cybage culture, hike, work from home possibilities, and also salary range for the role.

I am a middle school coach, and many of my students request that I use discord to help track progress outside of school. Has anyone used discord for coaching before? Is it worth downloading and making a server? 

Hi Guys
Any suggession for last email. Jaate jaate dhamaka karna h EY m 🤣

Hey guys need 11likes to get DM started, help would be appreciated thanks.

Hello Fishes

How is the WLB, annual hike, work culture in MasterCard?
Role- Middleware

I am starting a "Salary transparency thread". Please post your level e.g. L4/L5 and salary. Let's make sure everyone is fairly paid and can take a stand in the upcoming appraisal cycle !

Hi experts and kind-hearted professionals please like my post to enable the DM options to chat

Sell Shopify or hold? Already 14% down today after the vaccine news. Will it recover?

Has anyone recently done visa stamping in India (Mumbai center) through Dropbox? My appointment is in 3 weeks and I heard of one occurrence in Mumbai where the candidate was delayed by 2 weeks (still waiting for his papers).

Can anyone share what are the usual components of a flexi benefits basket and to what max amount can you utilise them.
Eg. Communication fuel etc

Elevator pitches: what are your best tips, examples and resources for crafting a really good one?

At what point in my career as a receptionist should I consider asking for a raise? After one year? After five?

So anyone Opting In??

Hello Fishes,

Looking for suggestions.. considering work life balance..
IBM, Tech M, BlueConch, Xoriant, HCL , Attra Infotech...
Package offered is almost same for all except IBM which is yet to revise the offer..

Hi,
Is python+microservices+ gcp is good techstack to grow?

I live in metro Atlanta. I’m looking to move to a space that has a more suburban feel, but is still close enough to the city to not hamper my social life. I like going to the party - not constantly living in it. Any suggestions? Currently renting, but open to buying in the next three years.

What's the one thing for you that turns a house into a home? Or one thing that can always make a house feel homey?

What is the most difficult part of buying a home for the first time?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

How much is 2k a month for a house payment? What size loan would I be able to get?

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Any recommendations for buying agents in Massachusetts?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

I'd like to buy, but the market is absolutely atrocious currently

Is buying fancy condos with high HOA(>$1k) worth it?

Any recommendations on a good water softener system (4 people)?

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?