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Hello All, I have one question. I was a fresher and joined one organization as external employee with third party payroll. I worked as external payroll for 1 year then I became permanent employee of organization was working. When i was a fresher my salary was below tax slab so my external exployer did not generate any form 16 for me. When tried to switch my new organization wants me to submit form 16 as BGC process. Will my offer get reverted?Cognizant Tata Consultancy HCL Technologies Accenture
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401k limits are per person annually, not per company, so, yes, you are limited by what you've already contributed.
I've never heard of anyone getting a sign-on bonus to cover match at the new company they can't take advantage of. The sign-on wouldn't be able to go in your 401k either so you might have trouble arguing the equivalency. Also, contributing is discretionary, so you might have joined with no previous contribution and still not contributed and lost nothing. Not everyone takes advantage of match. But can't really hurt to ask.