If you rent out your primary after a few years of living there, do you have to let your lender know?

NJ Personal Income tax question:
My wife and I file a joint return. We were part time residents in 2020z unfortunately, we both filed our joint tax return. My wife sent via paper and I sent electronically. Any idea what happens now? Can't get ahold of anyone.
To make matters worse - NJ doesn't have a paper part time resident return - so you file a resident and non resident separately. Ours net to a refund but the resident one shows a large amount due and the non resident shows a large cont...

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Are we on recession? My portfolio is super down - low cost ETF investor here

How can I invest in real estate ? Looking for an additional passive income source

Hello! I’m looking for an affordable financial planner based in Boston or available for a remote consultation. I am a professional in their later 20s looking to set up a budgeting plan for myself. Thanks so much!

Anybody in here trade options? I trade Iron Condors and have been having success with that but would love to hear what other people have been doing

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

Should I continue to live at my parents house in the Midwest as things start to open back up or move back to my assigned office city on the east coast? I’ve been saving a lot of money, but I don’t have any friends out here in suburbia. I’m only 25, no student loans, and kind of want to live the city life and make some friends, but I’m hesitant because this high savings rate is really nice and my project at work would be remote even without covid, so I don’t HAVE to move out anytime soon

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Hi guys,

I am shifting to hyderbad.
currently single.
Can somebody help me understand the expenses there?
And also plz guide me an how much income is needed for a perso to live a decent life in hyderbad as a single.
If recomandation for PG and room sharings.

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

For rent paid below 1 lakh there is no need to submit landlord's PAN. I have calculated based on my HRA and if I show rent paid as around 96k my tax refund will be around 13k.

However there is no rent agreement or rent receipts.

Will it be a problem later on if I show this in my ITR?

Which is good brokerage account for etf and stocks. Can't use robinhood due to restrictions

I’m looking for assistance on building your own portfolio in my traditional 401K. I’ve been reading that it’s important to choose funds with low expense ratios. Also, that it is recommended to have at least one US stock, international stock , and bond. I am 24yo so ideally, I’d want to allocate 90%-100% to stocks and 0%-10% to the bond. Any other things I should be looking at?

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

What’s the fastest WI-FI provider in Austin? I have Spectrum abs it’s not fast enough for my house of 5

Hi after technical discussion in Infosys I got mail to upload PAN Card, offer letter or compensation letter, photo and application form to fill and upload.
Can anyone plz confirm whether I’m selected for technical round?

Does anyone actually think opening up the Greenbelt for housing is a good idea? Like, c'mon... There are so many other options out there.

Anyone here work in UX design? I'm thinking of switching careers and wondering what your experience in UX design is? What courses are the best to take, etc.

What is your feeling about buying a 3BHK house on Sarjapur road for investment

Has anyone recently bought one anywhere in Bangalore primarily for investment purposes?

Any thoughts/ideas/help appreciated

How do I look up values from a column in a row? E.g. Values in A1:A6 in B2:F2?

I am looking for a way to link my Salesforce data into excel so I can have the latest data at all times. Instead of the typical download of static data that by the time I am reporting the data has changed.

Is it possible to round a number (say rounding $98 to $100) without losing precision in following calcs? So I only want to round visually and I want the calcs from that cell to remain off the $98 not $100

How have court proceedings been during quarantine? Any wild video or audio court experiences?

How important are cover letters right now? I’ve noticed some places still have them as optional, and some have completely removed this from the system.

What is the expectation of bonus and increment this year. Share your views and thoughts

I think you're all OK even if all your beliefs are absolutely and terribly wrong.

I accept you even though your opinions are trash and reek of intellectual laziness and genuine idiocy.

What you consider morning hours?

If you wanted to work for your audit client, could you simply quit without anything lined up and then reach out for a job at the end of your two weeks? Private company if that is helpful information.

Can anyone advise on some good ways of getting referrals for making job applications? I’m a current masters student, graduating in May 2022

Selling a peloton cause I’m moving out of town in a couple weeks, ~4 months old, hardly used and in great condition, $1000 or best offer

What's the new age scene like in Austin? Coming from Portland and I'm missing my fellow mystics.

Hi Fishes,
I'm Sr. System Engineer and my current CTC with Accenture is 7.7 LPA and having 7 YOE. Can I negotiate CTC of 14 LPA with Mindtree? What is MT currently paying for it's employees with this kind of experience?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

What are your opinions on financing furniture purchases? Most of the big stores are offering 0% for a few years and I’m wondering if there are reasons I shouldn’t do it

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

Does buyer have to share appraisal with seller? Can seller request it?

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

I see two crowds these days. One thinks housing market will crash. The other thinks housing market will soar.

The contrarian in me makes me think this is a decent indication that housing market will stagnate (or increase minimally) for a few years.

As a general rules, I feel like the majority cannot foresee a crash/surge coming. The prevalence of such expectations would hamper the pre-conditions necessary for such a dramatic change.

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Worked with an agent on my first deal, great. Second deal now and I’m getting my license myself. I’d like to use her as a backboard for ideas and don’t mind giving her a “finders fee” or something but would like to capture the commissions myself. What would be the normal way to have this convo?

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

My SO and me are looking to save for our first home.. we don’t have kids.. any tips from you who may have saved for your first home? Did you aim for 20%? How long did it take? What kind of a home would you recommend buying first?

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.