I’m an entry level analyst - maxing out 401k, HSA, Roth IRA, and ESPP. I’m technically losing money but dipping into a 10k Savings account to compensate. Do yourecommend restructuring or think I’m ok?

Anyone have a good (and not exorbitantly expensive) accountant? My taxes have gotten more complicated than TurboTax and I can handle this year

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve

I started investing in Vanguard Mutual Funds and and did some research online today and it seems like we can’t do that and it might not be halal. Does anyone have any insights here?

Hi fishes, anyone working at Deloitte UK currently? I'll be joining them in a couple of months and had some questions about the benefits they offer. Please DM, thanks!

How do you start searching for mortgage loans and what do you look into lender

Can someone explain the mega Backdoor process in terms of transferring after tax funds to Roth IRA? My 401k is with fidelity, do i need to have Roth IRA with them or can I transfer to Vanguard Roth?

I work in a sucky IBM cic, making $54k. It’s a full time job with regular benefits and vacation etc, it’s working with government clients. The job isn’t what I applied for & constantly changes. I don’t like that, but I’m a full time employee which is “stable employment”. Btw, I’m in the DC area.

I just got hired for a government contract through Accenture for a Business Analyst role. Pay is $65 per hour. 3 year contract. Benefits too. No PTO. Holidays off with pay, after 90 days.

Thoughts?

What's the most helpful benefits that only few know about it!

30 July was special.
Salary credited. Tax debited.
Both were equal.
Ab pura August daal-chawal khaake!

I went through two rounds of interviews for
a job that the posting stated $36.66 per
hour (FP&A Analyst)…the company
recruiter had told me in the initial call the
pay could be 32-36 because of the other
benefits. If I do get a job offer what range
should I try for? I was really hoping to get
around the 36-40 but now I feel like they
may try to offer lower than what was
posted. Also there was no range but the
average for this position is upper 70s-90k.
Thanks for any help!

How much is Sodexo card amount in BNYm. And can we claim Wifi Amount also ?

I get why property is so expensive in Manhattan: it's an island. But in the Bay, it's like it's an unforced error

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

Hey guys,

is it safe to move to healthcare organization which is established in India only 2 years ago, but in US it was established around 160+ years ago, keeping in mind on recession and job security?

Please help me on this!!!


Fractal Infosys Tata Consultancy IBM Wipro Nagarro

I applied for a job at USAA as an EA. Does anyone have any opinions about being an EA there? Benefits, work-life balance, salary, etc?

Do big4 directors retire with the same benefits as partner or some other?

In the same day

Fidelity files for a bitcoin etf
Tesla let’s you buy their cars with bitcoin

Any Fujitsu data science folks here?
I want to know how’s the data science team at Fujitsu pune - projects, wlb, learning?

My office is having a barbecue at one of the supervisors houses. It starts at 4 pm. what time should I show up? Social norms say arrive 30 minutes to an hour after a party start time but it’s since it’s a work party, what is the social norm for social work events?

Our employee satisfaction survey is tied to our performance goals. Meaning, if we rate management badly, we cannot meet 10% of our goals which in turn affects our bonuses and raises. We asked HR but they didn’t do anything about it. Is this normal? Is this legal? If not, what else can we do about it?

I recently left the gov’t for private practice with a M&A group. How does everyone bill when you are thinking about how to structure it and what docs need to get drafted? I’m learning that billing is an art so any canned language would be great!

What programming language are you mostly using at work? For me it’s Java

Anyone worked for an in-house agency? Pros and cons? Did/do you enjoy it? Would you recommend it? More stable? More money?

Is Account executive the goal once you become a BDR? What are the other paths that other people have taken?

How long does it take to get ofc Laptop after DOJ?

What was the deciding factor or inspiration that had you become a Math Educator? Was it a person? An experience? Drop it below! 👇

Does anyone know a great 7th grade math workbook? Our school system does not buy the students books. I’ve taught 6th grade math for 20 years and have made all my notes, worksheets and and examples, but I’ve been assigned a seventh grade math class and don’t have enough time to get all of that ready. I feel like I’ve spent so much money on Amazon and TPT but it never ends up being what I want. It’s usually too easy. I would be grateful for any ideas, suggestions or actual workbooks names. Thanks.

What are the best consulting companies to work for in life science consulting? Specifically for supply chain.

Currently have J1 as current employer used The work one for my BC. I looked at Equifax/ The work one to see if J2 uses that service, fortunately they don’t.
Question - if J2 runs a BC for J1 and Finds out I am still employed isn’t that a red flag?

Has anyone done online teaching with VipKid?
I’m considering it as a side job.
Any other ideas/suggestions would be great

How long does a Defendant have to oppose a motion for leave to amend a Complaint in Florida for a matter pending in the Eleventh Judicial Circuit, Miami-Dade County?

How many hours a week do you spend on sales enablement?

Hi fishes,

I am getting an offer from Nagarro as associate staff engineer.

My current CTC is 20,
Nagarro offering 27 max and 3lakh joining bonus.
Tech stack and yoe: AWS + NodeJS and 6.4 yoe

Intiatially they told they are considering me for staff engineer role but after interview they are offering associate staff engineer. Is it worth to join?

What is the minimum yoe required for associate staff engineer and staff engineer roles?

Can someone explain the mega Backdoor process in terms of transferring after tax funds to Roth IRA? My 401k is with fidelity, do i need to have Roth IRA with them or can I transfer to Vanguard Roth?

How do you start searching for mortgage loans and what do you look into lender

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Can’t find the bowl for this but quick question -
What are some credit cards like the Apple Card that don’t have any physical numbers on them?

I like the Apple Card and considering opening one but want to see if there are better alternatives. It’s enticing that if I lose my card, I can instantly change the number so someone can’t use it. Plus no numbers means someone can’t randomly make a large fraudulent purchase.

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Investor’s Business Daily: worthwhile?

Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!