I’m in my late 20s and live in San Francisco with roommates. I spend close to $1000 on food per month: $500 on groceries, $300 on restaurants, and $150 on doordash and $50 on coffee shops. I’m a female and don’t eat very much and I don’t think I’m spending unreasonably (5 take out orders, 10 coffees, 6 dinners per month), but $1k a month feels ridiculous. What do I do?

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Classify your expenses as conveniences vs luxuries.

For example, coffee shop visits can be great for the atmosphere (luxury), or you might be in a rush and coffee is near the office (convenience).

Reduce either or both by brewing coffee at home or choosing a park or library for a change of scenery, at least some of the time.

The same applies to each other expense you listed. The important thing is to understand your needs and what you can compromise on, plan ahead for it, and be in control of your budget and finances.

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Earn more /switch jobs . if possible. Sometimes it's difficult to cut down expenses

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Buy urself a coffee grinder and brewer

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Lol I have one. Mostly networking and friend coffees

Eat Ramen 2 times a month and make your own coffee 2 times a month instead of going out. I just saved you $110.

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Going to the lengths of ramen gives this strategy a poor image, since most home cooked meals can be super cost effective and depending on your cooking skills, better quality.

Instant frozen meals are an intermediate choice as well in terms of ease to make, price, and quality.

Cut out DoorDash and spend 850

Ah too much sodium and preservatives

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I can relate in SF as well. It kinda depends. Do you need to spend $50 at every restaurant you go to. I usually hit that when throwing in drinks or multiple apps across the table. Are any groceries going to waste? Are you buying produce at TJ or Whole Foods?

I mean it is if you factor in multiple drinks and go out to nicer places. But like dim sum, brunch without drinks, fast casual, local places, are all under $50. That’s a lifestyle choice which you are perfectly in your right to make. But it comes at a cost your seeing.

Is it unreasonable, for a family, probably. For a single well paid individual, meh, go for it.

If it was $700 a month, you’d probably not ask, and if that $300 a mo makes a material dif on your future than prioritize over current outings

Join consulting, travel, and charge client for food

I would cut out door dash, coffee out, and examine your grocery spending. Are you only buying from Whole Foods? Are you buying mainly prepared and processed foods? Are you spending a lot on alcohol or beverages? Sticking with staples and lots of fruits and veggies is cheapest. If you track your grocery spending for a month you’ll be able to see where all the money is going.

When you’re out with friends, be conscious about what you’re ordering and how much it costs. I’m not going to tell you to cut back on social meals tho cuz that stuff’s important for mental health.

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