Related Posts
More Posts
Anyone from Mindtree banglore??
What’s your sign? 🔮
Additional Posts in Personal Investment Chatter
Used car prices starting to come down?
Fav intl ETFs?
New to Fishbowl?
Download the Fishbowl app to
unlock all discussions on Fishbowl.
unlock all discussions on Fishbowl.



If you are new and no sure what to do, you have it invested exactly like you should. I would not change anything.
I do target date funds but I put a portion of it a couple years later than I plan to retire so the investments are a little more aggressive
Conversation Starter
Agree with EY1.
I got royally screwed as a young investor withthe target funds. I lost 75%. When I expressed my irritation they said, oh, you're young, so we figured you could afford to lose it all. I never left my funds in a target plan again.
I honestly don't remember the product mix but I had it in "retire when you're 67" kind of plan and I had like 10k in there until one day I had less than 3. I was pissed.
Conversation Starter
I put in vanguard institutional total stock market index trust fund
Having it in a target fund like you do is a great start. Before you make any changes, learning more about the investing and figuring out your financial goals will help. There are some threads on Fishbowl with recommendations for personal finance books.
Some other great resources:
https://www.reddit.com/r/personalfinance/wiki/index/
https://www.investopedia.com/investing-in-index-funds-4771002
https://www.investopedia.com/terms/1/401kplan.asp
https://www.bogleheads.org/wiki/Three-fund_portfolio
Once you have a better idea of your goals, looking into index funds instead of a date targeted fund will likely save you money in fees and potentially give you a better return over the long term.