Interested to hear whether people think credit cards are beneficial for personal finance? And how people use them to their advantage? Or is it better to stay clear and be in more control of your budget? Are the benefits worth it?

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

Anyone got a good tax person in the bay area?

Has anybody invested in Yamuna gaur city or planning to do so?

So spent the last 30 hours working through this trying to books with points. Still nada. Anybody else have luck?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Why you should stay invested : asset inflation, then normal inflation, low rates forever, trillions in additional stimulus, dollar destruction (on purpose), coronavirus pushed tech ahead a year or two in adoption. STONKS ONLY GO UP!

Curious to benchmark—(1) what is your annualized rent as a % of your annual base salary and (2) what is your annualized savings/retirement/brokerage as a % of your annual base salary?

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Does anyone know the plan between the Chase Marriott card and the AMEX SPG?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Monday Wordle :

Wordle 401 5/6

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Have about 5k to invest - should I do FXAIX or FSKAX?

Moving to atl- what are typical 1x1 rent prices?

So should I buy Tesla or too late ?

Anyone have advice on protesting property tax increases for a recently purchased home?

Appraised value went from 540K to 700K...

Hi Fishes/Seniors,
This will be the first time I will be in tax slab.
I have few queries can anyone please help me regarding this.
In ELSS mutual the total we can save save tax is 1.5lakh. Do we need to invest yearly 1.5 lakh yearly to save tax? I am planning to have a Sip of 5000 monthly for 3 years. So total money invested in 3 years will be around 60000 * 3 = 180000.
Will that be sufficient to save tax or Do I need to have a sip of 12000 per month to save tax.

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Will move in September to London
How acceptable is 60k comp given rise in COL?
Any tips for housing areas/process etc

Deloitte fish: I’m an alum trying to do some retirement planning. I was an SM2 vested in the pension plan (I worked in DTTL for 7 years ending 2013) and want to find out what my actual benefits will be and at what age. I have no paperwork and 800-Deloitte does not seem to have a way to route me to the right people. Does anyone have a human contact or procedure that can help me get this info?

Hi folks. Im working in product management for 2 years and now wondering about the value that I have created. I'm not sure how do I know that I'm doing well because whenever there is a milestones, I think it is all about others team effort (like developers, promotion campaign…)

Hello All,

I have been working in Accenture as an ETL Admin from past 4 Years.
Is there any opening as such in Kolkata/Delhi location?

Thanks in advance,

Kind Regards,
Rabi

Hey Guys 💖
I have recieved mail from Acquisition team for interview on 29th July.
I have filled all required information.

Will I get interview invitation link in one day or do I need to remind?

Last ADHD evaluation was during my adult life but too long ago. I never accepted Adderrall but now realize that I should try it. I knew people were abusing it but I didnt realize how hard the abusers

Do we have to go to office from next week?

Does anyone with adhd ever feel like they just can’t wake up? I feel so lazy but I want to be so productive. Also, lately when I take my medicine I can’t even focus on work just other things.

What should be the salary in Amsterdam, Netherlands. Considering the current inflation and high cost of living in Amsterdam as compared to metro citys in india
Yoe: 6-7yr
Tech stack - Java backend/Full stack developer
Current ctc in india : 27lpa

Hi! I used to work at PwC and currently work at Friedman. I’ve been at Friedman for about a year and a half and I love it! We are hiring at an experienced associate and senior associate level! Cont..

For a Product designer, out of Thoughtworks and McKinsey which has a better work-life balance and learning opportunities?


Thoughtworks
McKinsey & Company

My family friend has 1 Yoe and is looking for refferals in production/management dept.
He is mechanical engineer.
Please help
It would be great help if one suggests companies or advice

TIA

Does anyone have a definition of what an Intergraded Producer is?

What are your thoughts on Porsche’s consulting subsidiary? Would it compete with T2 or T3 when it comes to industrials and automotive?

Nyc family office associate comp expectations? They manage about $5B

If you attend a wedding as a +1 and don’t really know the couple getting married, what is reasonable amount for the wedding cash gift you should give?

Why does PWC Kolkata SDC pay so low?
Only 16lpa fixed (senior associate 1), is it worth joining?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

What's the best 529plan? Heard Vanguard Nevada plan is popular due to low fee, or NY state one gives tax benefits upto $10k (but not sure if it matters for NJ residents working in NYC). What's the criteria for deciding 529?

I recently joined a company after being self employed. I’m on hubs’s health insurance. We have no kids. It’s United healthcare. The company offers United as health insurance. What’s the best way to compare plans? I have not been in this situation before so apologies in advance if this is a dumb question.

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Any good wedding ring sources aside from Blue Nile?

Paid off my account debt!

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

In your opinion which is the best target fund to choose in IRA Roth?

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

What does 401k mean?