Just bought a house, everything is 2-3 years old. Are home warranty worth it? You know monthly payment w/service call fee. Or is it better to have cheat sheet of local plumber, electrician,etc.?

I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

Making this bowl to share thoughts and experiences about angel investing!

I have a client who needs a 401k, or a solo retirement account w loan options. When I was at UBS/Ameriprise, it was no issue but now it seems tougher to find a firm that does solo 401k as a RIA's.

What’s a reliable crypto broker that some would recommend? I’ve been using Coinbase Pro but I’m worried to keep investing with them because of their non existent customer service and if I might need support I probably won’t get help

Okay finance lawyers. I don't understand this issue. Client says books show we're highly profitable but we have no way to pay our tax liability.... Well where the hell did tbe money go ? Client also claims that they are only taking a small portion of the revenue as profit. I don't understand how your books can be different than reality.

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

How do we buy corporate bond in India? Reliable platform as well plz

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

Hi Fishes,
I have recently joined Deloitte and have to submit my HRA declaration, my work location is Hyderabad and even i staying in Hyderabad on rent but my owner refuse to give me her PAN card details.
I can submit my parents PAN details ( both are retired but they stay in Jharkhand) instead of my owners
Can you guys plz suggest ?

Hi All,

Can anyone let me know the premium per month for group term life insurance policy by lti.
As this premium will be deducted from our salary so can we add this deduction under tax exemption or not ?

PS : I am a new joinee and filling form B for projected investment, please let me know anyone.

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Does anyone know how does the supplemental income work for new CAs?

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Hello everyone,
Is there someone expert in Google Analytics 4 and App tracking? I would like to discuss about the possible KPIs and info you can get after the RGPD implementation.
Thank you,
Annalisa

Which is the best company to work for in terms of culture, work life balance, opportunities for Salesforce Vlocity developer.
1)Huron
2) NTT data
3) Commonwealth Bank of Australia @nttdata @huron

I have an offer of 13 lpa fixed from Concentrix Catalyst (previously pk global), yoe 2.8 years.
Is it a good company to join in terms of wlb, work environment, job security, flexibility, leave policy and internal hikes?

#prokarma #concentrixcatalyst #pkglobal #tcs concentrix @concentrixcatalyst

Anyone stay at JW Marriott Cabo with family ( 2 adults 2 young kids) Looking to book rooms with points and want to see if it’s worth the 400k for a week.

Does anyone have suggestions for a refresher course/presentation on critical care? I'm an OB/GYN wanting to keep myself educated.

Any fishes here born in 2000’s ? How do you adjust yourself to the generation gap in your team?

In a pickle. Bonuses are paid on the 22nd and we have to be working that day to get them. I need to be at my new job the Monday after. I’ll be on the bench til then so if I give my 2 weeks (cont)

Anyone know any amateur photographers in SF? I found out TODAY that the person I hired for a small wedding tomorrow isn’t vaccinated and they can’t get into the venue. Please help a girl out if you know anyone

Any AICPA coupon codes out there recently used?

Having thoughts about leaving Tax for a smaller Co that specializes in SALT credits and incentives... but could this limit me down the road experience wise if I decided to leave there? I have a diverse experience now, but I don’t want to be looked at as only SALT later.

I’m having trouble working in Tax. I’m overwhelmed and am feeling like I’m not producing my best work. I want to talk to someone at work about it but a) I don’t know who to go to and b) feel like it’s not worth it because there’s nothing that anyone can do but tell me to get a different job. I feel like I SHOULD say something to someone though, right? Idk. I’ve been on the job hunt for a while now and am not really having any luck, which is just adding to my despair. What should I do?

Can i get an amen?!

Hi How is Hyderabad LTI work culture and how many rounds of interview for Data science role.

Thanks.

Hi how is HSBC client in LTI ?

Hi Fishes, I joined LTI on 21st Nov as Specialist- Product Engineering. While HR discussion, hr told me that this for LTI product FOSFOR. After joining one person gave me assignment on java+react js, which I completed and shown to them. Now they said your RM will get you a project.. Is it that now they are not considering me for products? In iprofile it shows project name as ABAS but manager name as RM name. Can someone help me?

Trademark confusion question. New to TMa here.
Do you think these names would be confusingly similar in same class of services?

MANUFACTURETALK vs MANUFACTURE HAWK

Not real names. Both start with same term - diff is between talk and hawk? I think it wouldn’t be confusingly similar as talk and hawk elicit diff meaning to a consumer. What you think?

In Soviet Russia, bathroom smell YOU

Which alt coin should I buy in this blood bath outside of ETH, LTC, XRP and BCH?

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

How much is 2k a month for a house payment? What size loan would I be able to get?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Any recommendations on a good water softener system (4 people)?

Is buying fancy condos with high HOA(>$1k) worth it?

Please suggest popular areas for 2BHK affordable rent in Toronto. Both my husband and I work from home and have recently moved here. Have stayed in basement accommodation for over 6months. Would like to have a slightly bigger place.
Any recommendations please. Thank you!

Anyone with experience in the short term rental space willing to connect?

I was in the market for a first time home in New York but the market and rates got too out of hand. Recently pivoted to a few out of state options for an STR and would love to learn from someone who's set one up.

Thanks!

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

I'd like to buy, but the market is absolutely atrocious currently

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

What is the most difficult part of buying a home for the first time?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

My new home construction will be done by March/April 2023. As there is a little dip in mortgage rates now is it better to lock the rates now ? I am in dilemma to lock the rates now or wait for few more months as I have time till March 2023.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?