KPMG folks, do you have a real pension or is it just a cash value like at EY? What is the vesting period for it?

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I would consider it a real pension. It gets interest and service credit each year and then when you retire can choose between annuity and cash payout. I think it best at 3 service years ending in May so 2.5 years for October hires, a bit longer for everyone else.

So it is defined contribution, not defined benefit pension?

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