Living in Atlanta. Currently: 28k student loan, 12k left on car payments, 0 credit card debt. 27k in savings + 3k in checking, 10k in stocks. 766 credit score and opportunity to get VA mortgage as a vet (aka no penalty for no down payment) Is it a smart move to purchase a 2|2 (325k) in an upcoming neighborhood, plan on maybe getting a roommate although I could afford the mortgage alone, but to help put more money into loans? Or should I not buy a house right? Thoughts?

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

How do y’all dog parents work around 4-day weekly travel schedules?

What provider does BDO use for its 401k plan? (Fidelity, Vanguard etc.)

Newbie buying AAPL for the first time - any reason I should select anything other than Market Order?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

If anybody is aware of global compliance process for international travel request, kindly help me with the timeline and while process?

I have already uploaded COC Application onto EPFO portal after verification from TCS compliance team and now status shows as waiting for employer’s approval.
Does anyone has idea how long more will it take to complete this and what are the next step?
My travel date is in the second week of November and other clearances are dependent on this check.

Does anyone have an idea on the best emerging markets to invest in before the recession hits? Is gold, or any other commodity going to be the safe haven as well? Thanks everyone

What is your feeling about buying a 3BHK house on Sarjapur road for investment

Has anyone recently bought one anywhere in Bangalore primarily for investment purposes?

Any thoughts/ideas/help appreciated

Is there any YouTube channels someone wants to recommend which are found to be authentic in terms of wanting to follow the current housing market updates? I’ll be a first time home buyer in the next 12 months.

Hello Fishes, looking for a c++ developer in any of the automotive industries in EU who provides visa sponsorship as well YoE : 7 years Working for ADAS functions Any referrals or leads ?

Worked for 10.5yrs in Infy Package is 11L and now I have an offer from Enquero(Genpact) for 20L and as a counteroffer from Infy:- 40% hike + Canada visa or 70% hike

Please suggest which will be better for the long term for Testing(Automation/Manual)

PS: I have not considered a Canada visa

Vacation almost all on points. Plane and hotel covered. Suggestions for car rental? Not many Enterprise/Hertz points. Ik it's not the best transfer rate, but I have plenty of Chase points.

Scenario: US visa expired in 2021. Applied for a Canadian tourist visa to hopefully go for H-1B stamping in Canada once they open appointments.
Biometrics completed. Haven’t received any comm regarding my tourist visa approval. My partner already revived the visa long ago even if we allied together. Could it be because my US visa has expired? The reason I gave for applying for visitor visa was just for tourism purposes.

Does anybody have ideas on how to use 2 weeks of vacation during covid? Can’t visit family without international travel, most friends are with their family/SOs and social distancing. Pto is expiring so it’s use it or lose it. Im in NYC. Thank you!

ENBD is the crappiest bank in the UAE. Thank you

Anybody in here trade options? I trade Iron Condors and have been having success with that but would love to hear what other people have been doing

What is your job title & base salary. Years of experience and bonus structure would be nice to but not necessary.

I’ll go first, I have 5 YOE, currently am a technical consultant at a boutique firm, 110k with a up to 5k bonus per quarter based on MBOs.

Networks have mobilized & documented opportunities - see doc in comments

Potentially at an all time low - personally, professionally and emotionally. I have to believe that life’s inflection points happen for a reason. There’s a bigger lesson for me around this corner...

Hello
Need suggestion which is better to join between Sapiens and Capco.
How is the work type there?

Hi fishes,

I am getting an offer from Nagarro as associate staff engineer.

My current CTC is 20,
Nagarro offering 27 max and 3lakh joining bonus.
Tech stack and yoe: AWS + NodeJS and 6.4 yoe

Intiatially they told they are considering me for staff engineer role but after interview they are offering associate staff engineer. Is it worth to join?

What is the minimum yoe required for associate staff engineer and staff engineer roles?

Thoughts/reviews on Indian Matchmaking?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Sooo

Recently started a new job and got completely fleeced by internal politics and am not gelling with leadership.

I had another offer from a cool firm - what’s the best way to ask if they would consider me again?

Venting :: I have this cousin who thinks she can just show up without calling or asking? She was unpleasant, criticised me for not cooking enough despite the fact that there were so many groceries close by, complained about me waking up at 8 am and how she hates my dogs and wish to strangle them, last time she stayed over. I can’t tolerate her but have the pressure of calling her home for the holidays cause she is home sick 😓

Has anyone tried UPS or Fedex pick up for moving boxes without a car? How’s the pricing? Hard to get an accurate quote

anything going on today? hearing what feels like more than normal amount of sirens going by (in east village for reference)

Any H1B sponsoring jobs for Dynamics 365 F&O functionals? Deloitte KPMG EY PwC Accenture Microsoft McKinsey & CompanyBain & Company

Referal required for Amazon - London - Data and Analytics jobs
Could someone please help me?

Also please share the expected salary range and band in Amazon for YOE - 11 YEARS 5 MONTHS
Thanks in advance.

Does LTI gives offer for 2 months notice period?
I had completed my hr round, and hr told she will be ok for 2 months notice period,I had received an Email that I had cleared all the stages but still doesn't hear back from them

Need referal for pwc, infosys, e&y, kpmg, Accenture, wipro
Guys pls help 🙏

Any reason why the listing agent recommend I use a specific title company?

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Hi - any good books recommendations for getting started on real estate investing?

Is it possible to give a real estate a budget you want to work with in terms of how much you’re willing to pay a month and see what they can get you?

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Can my vacation home be 45 minutes away if it’s at the beach? Or does that look suspicious? I want to get in for 10% down and lower rate than an investment home

Whats the best website to compare neighbourhoods within your state? Combed thru Niche but looking for additional reviews of people who lived there

What's common % for Property management fees? I've seen anywhere from 6.5%-10%

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!