Looking to make a home purchase in a year. I’m bringing my money from different accounts to Vanguard. (Was on Betterment)

1. Should I have different accounts for different goals? (a home purchase account, retirement savings account (outside of IRA/401k), emergency fund account...)

2. I’m a beginner/intend to be hands-off. Would you recommend VOO, VTSAX/VTI, VTIAX for either accounts? or for everything?

Resources you like are welcome so I can educate myself too. Thank you

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Posting as :
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1. Have separate accounts
2. Look at these ETFs, they have given me good results so far - VGT, FIVG, ITA, FOCPX, FSRPX. In addition, you can even look into VTI and DIA.

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