Looking to make a home purchase in a year. I’m bringing my money from different accounts to Vanguard. (Was on Betterment)

1. Should I have different accounts for different goals? (a home purchase account, retirement savings account (outside of IRA/401k), emergency fund account...)

2. I’m a beginner/intend to be hands-off. Would you recommend VOO, VTSAX/VTI, VTIAX for either accounts? or for everything?

Resources you like are welcome so I can educate myself too. Thank you

Is Argyle, TX good place to buy home and raise family?

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Does anyone here have a Tesla? Should I do it???...

I used to have açaí bowls for breakfast while traveling because of per diem. Now that I’m bracing to be WFH for the long run, I want to start making nicer breakfasts to make me happier. Where are the best places to get açaí? Not the powder, the frozen packets

Hi fishes ,

I received an offer for senior manager position in PWC .

Can you please let me know about the health insurance coverage as it is not mentioned in offer letter.

Please also inform if parents can be included in health insurance provided by PWC.

Is it safe to transfer my 100k from bank saving account to BlockFI? Don’t want trade, but 8.6% interest looks tempting.
Multiple questions
1: Any applicable fee when I transfer to or from BlockFI?
2: How safe is my money. What if BlockFI stop working or go bank corrupt tomorrow?
3: Can I get it back in back account anytime?
4: How much will be the interest on 100k? BlockFI agent told $90@ @month, sounds incorrect as per my calculation.
5: Any other considerations you like to share?

Which health insurance is good to take for family in a long run. Would like to stick to it for a decade.

Any recommended resources for a mid-level lit associate looking to develop some skills in health care transactional work? I'm primarily a med-mal attorney and several clients have small opportunities on the MA side that I'd like to be able to assist with. The firm does not currently have a specific transactional healthcare practice group so I'd need to go out of the firm for mentorship in this area. For now, I'm just looking for good basic foundational resources.

Appreciate it!

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

Can anyone share what are the usual components of a flexi benefits basket and to what max amount can you utilise them.
Eg. Communication fuel etc

Please tell me about the benefits of the Deloitte Corporate AmEx. Thanks!

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Is Medicare for all a good idea? Does the USA have a viable path to universal coverage? What major changes are needed to change the fact that we spend the largest share of our GDP on healthcare whil

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

WFH/Layoff/Security
Hi,
CCTC including all benefits is 16.57 with 8.3 YOE, primarily focused on Manual Testing.
Is it worth looking for another opportunity?
I am afraid after seeing layoffs news of EPAM, Publicis Sapient & most of the other companies calling employees in the office.
I love my WFH in PwC India & base location of Kolkata. & the best thing is stability in PwC India, they never lay off!!

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Anyone hiring SVP copywriters in Chicago?

Any guidance or suggestions for a person looking to move into full fledged CSM role from a support/retention background ?

Hi currently I am working in infy,I am having total 8years of experience, I am looking for job change in c#,asp.net,sql server,mvc, idam,iam,pim,pam,azure ad. Please give me mail ID I will forward my profile. Because of 90days notice I am not getting calls.

Hi Fellow Producers. Thinking of going freelance and making myself available in LA, PDX and NYC. Does anyone know a fair and good daily rate for a Freelance Senior Content Producer in each city?

Hi everyone

I had HR round today for TCS, Everything was ok until HR offer salary, offering 11.5 for 4 yoe in automation testing, Current package is 7.65. I have said ok and she said i will receive offer letter in 7-10 days but i am not convinced with that offer.
I am thinking to reject that as it is very low and i can't put papers based on that low of a package.

Any suggestions??

I am an Indian CPA and pursuing my level 2 Cfa. I have worked with family office and Swf and have relocated to Vancouver. Any tips on where to begin my job search

What are your opinions on getting too much work in early phase of career? I have almost one year of experience and after switching to a new organisation I have like alot of work in my plate. I know it might be good for later part of career but just want to know your opinion. Tech stack .net, yoe <1

Anybody ever use any sneaker repair shops/companies in the NYC area (hell, anywhere is fine)? Looking to re-glue and refresh a pair of Pennies 2's.

Has anyone successfully moved laterally in an org to escape a bad boss? How did you do it and how did you handle any political ramifications? (cont)

Meeting with a recruiter at one of the FAANG companies. I won’t be able to move jobs because of H1b /GC at least for the next year. Any idea if I should start off with that or should I just try to understand the work that they have been doing?

I have a super day for JPM investment banking internship in Texas. I am from a non-target school. Any advice on ways to make myself stand out more than other applicants ?

Can H1B holders filed unemployment when serving grace period for 60 days? D provided information in Separate Memorandum?

How important are snapshots in pwc and how to handle them

I made a couple errors at a new job. An important document to be distributed had wrong information on it, which was proofread by 2 other people. Then a couple of typos in emails, the person micromanaging me told me to send out but I didn’t fix the errors. Failed to meet a deadline but completed 95%. I was written up over all this last week, fired this week. There’s a lot more to this but I think it’s because the DM doesn’t like me.

Does anyone have any advice for aging parents and making decisions on where to put them for assisted living? Are there trusted and unbiased sites that offer info on quality and safety ratings etc?

Any needs a great cfa tutor dm me.

How is John St these days for accounts?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

What do you think on buying JPM, WFC, C now?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

Opened a Roth IRA account last year and put away a portion of $ each month to eventually reach $6000. This year thinking of plopping all $6000 there in Jan. What method do you all follow?

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

I view fishbowl posts about individuals making 100k to 200k a year, would you mind sharing your experience and resilience on what you do and how you worked hard to get where you are today?

Will markets jump upwards the day Putin dies?

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Investor’s Business Daily: worthwhile?

Best HYSA with a good account opening bonus?

I work for a company that gives me RSUS as part of my compensation. Am I allowed to short the companies stock to minimize my downside risk in case stock price drops? I value certainty of my RSU payments over any potential upside

Started my Roth IRA in 2019 and bought some funds that aren’t doing so well. I want to trade them for an index fund that the majority of my Roth IRA is in. Will I be penalized for “selling” before a certain amount of time? I don’t plan on taking the money out until retirement, just want to reallocate.

What are the best prep materials to prepare for the CFA Level 1? Looking for some recommendations.

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.