Moved from KPMG to EY. Had a Roth 401k with Merrill. I need to move my Roth to an IRA. What and where to? Need unbiased advise. Have roughly about 100k in roth 401k. Should I switch to F/V/S?

Have about 5k to invest - should I do FXAIX or FSKAX?

Has anyone seen data on how certain ETFs perform relative to market cycles and to each other? Does that indicate one should own a mixed basket of ETFs or just one or two broad index ETFs?

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

I am currently seeking an HR Generalist or Benefits Admin role. I live in Southern MA and I am SHRM-CP certified. In addition, I have over 5 years of experience in different HR areas. Please send any leads to me. Thanks!

PwC 🐠 - health insurance coverage. What are the deductibles for the high-deductible plans? Still want to use the HSA. Thanks!

What's next after healthcare for you all?

Can someone explain to me what a back door IRA is and how it works? I’m making over the income limit to contribute to any standard IRA and am maxing out my 401 K but no company matching program so I’m wondering whether I should be doing more

Anyone know of any standards, or have any opinions, on naming in-house counsel as a named fiduciary of their company's 401k plan? Pros and cons?

Need some advice on renting here in ATX.

Back in May 2021, I rented a property that had sustained damage during the big snow storm. This wasn't disclosed at lease signing. The home leaked every time it rained, mold was found in the home & the LL failed to make repairs that resulted in me falling down a flight of stairs. I moved out& rented an apt for 2 mos before signing a lease on the house I live in now. This house has a serious big problem& I've found mold here too. Continued below

I know we have a ton of smart folks here. I have a mortgage refinancing math problem that needs your validation.
Details below.

Can I bring my parents and sibling also in relocation reimbursement and also for the hotel accommodation?

Imagine supporting this stuff––family separation, demolished environmental regulations, “very fine people,” and the rest––to get tax cuts... and thinking your grandkids will see you as the good guys.

I was laid off, and I am now trying to pick up freelance while also on unemployment. Last week I made roughly double my UE benefits from a freelance job.

Does anyone know if this will disqualify me from future UE benefits, even though it was a temporary, one-time job?

Please help? For those of you who have added authorized users to your credit cards, what’s the best way to track/summarize the spending? Looking to add my little sister but would like to be able to see her stuff separately from mine. From what I understand, this feature is not “easily/directly” available as a standard offering since everything is clubbed together in the statement. Thanks for your help 🙏

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

What alt coins do you suggest I split $200 in?

So I just started a keto diet this week and excited to see where it goes and the challenges / benefits I’ll face. At the same time, I was told I may need to travel to Israel in about 4 weeks. Considering team dinners and me really wanting to capitalize on exploring some of the cuisine there.. is there harm cycling off 1 week after just 4 weeks?

Hi Folks,

Recently in sodexo, another card got activated that is multi benefit pass and it says i can use this money for apparels,bill payments and at petrol pumps.. is this real? No physical card is given yet.. did any 1 tried this card? if yes, could you please guide me?

I have an offer for Consultant Specialist GCB5. Not sure what the role is..is it a team lead role or is it a junior role? I have 10 yoe .. is it apt? Pls help Thanks

Best all around full frame lens for Sony a7R iv?

what is the partner buy-in at PWC? i know x amount per share is the buy-in. Any idea what that is for this year?

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

What are the best social clubs in the area?

Hi all!
I’m currently on my last year of university, pursing a computer science degree. I have yet to get an internship, or any experience in tech. Any advice on where to start? I would be attending part time in the spring semester and taking night classes so I would like to have something set up for January, let me know what you think. Thank you in advance.

Is anyone here an analytics engineer? If so what do you do, and what are the main differences between your job and a data engineer?

How do referrals work?
If I get a referral from someone and I apply, then can I still reach out to a recruiter on LinkedIn expressing interest in the role? And do I let them know that I already applied? I’m sure they get tons of messages so I want to write something that won’t be overlooked. Any advice is appreciated:)

Anyone that can give a referral for a content operations role in Hotstar?

HI All,

I have 3yrs of experience as a Customer Service Associate. I want to change my line of work as it is very monotonous. Can anybody suggests me what are the different roles I can apply for with my current skillset?

How yo check "base location" and "work location" in TCS offer letter? Will TCS follow this after joining and project allocation? Or will they force to transfer? (*considering the situation when it will be back to office)

Whats the grade pay at M3 level for someone having 7.5 YOE and automation testing ??

Hi, This is ajay district coordinator, Apollo Hospital,Visakhapatnam, looking for job change in Visakhapatnam having 7 plus years of experience.

Is there any vacancy as a Frontend React UI developer?
4 YOE @capgemini

What are your go to sources for news? I am considering subscribing to The Ken.. is it worth it? Alternative suggestions welcome.

Do you get notified when your computer ships?

I am on 60k and have been working as an Art Director for almost 4 years now. I have bronze lions/shortlists for a couple of campaigns from Cannes. Am I getting a shit deal?

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Anyone still managed to make money from investing in 2022? A bit down from the loss lately and wondering if I should keep investing.

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

529 prepaid tuition plan: Anyone here who has purchased this? Would be great to discuss pros and cons. I’m thinking about this using Illinois Bright Start 529.

Is it true that Vanguad’s open an account page has been down for month? Only way to open an account is it to call and mail in app?

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

Need some advice. Currently 32 YO with $23.7k in student loans, $60k in retirement, and $54k in cash. Want to pay off loans by end of year, max out 401k, and save for a house. Does it make sense to use $10k from pension to pay down loans and the rest from cash? How much should I have in my 401k by this point?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Have 1M sitting in cash. Would you dump it all into VTI or DCA?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Took a lump-sum pension payout from my last employer and looking to deposit the amount into an IRA account at Fidelity. Hoping this knowledgeable community can guide with couple of questions I have:
1. What kind of IRA should I open at Fidelity - i) Rollover IRA or ii) Traditional IRA?
2. Is this transaction considered - i) Direct rollover or ii) 60 day rollover?

Every other post on this bowl:
“Should I Roth my 401k or would it be better to backdoor into an FSA retirement fund? I have a net worth of $1M btw. None inherited it’s all from two years working Door Dash in Wichita Falls.”

What is your most conviction stock? Mine is $SOFI

My parents have very poor credit scores (<600). What’s a quick way to get this up? They recently paid back all debt but only have one credit card. Outside of paying back on time, should they open a new account to increase credit line / lower % of credit used? What options are best to quickly improve credit scores

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

How is everyone feeling about the market today? Buy? Sell? Wait?