Need a gut check here. We are buying a house in Utah for $600-700k which would be a $4,000-4,750/mo with 10% down.
We make $250k gross plus ~$30k in bonus/equity. Max 401k, IRA, and HSA. Income will keep going up (TBD how significantly) for one of us. No other debts, cars don’t need replacing soon, but we are looking to have our first kid within 12-18mo.
Are we crazy or not? Got screwed by not buying 2-3 years ago and here we are paying double for a worse house in a worse location. Thoughts?

Has anyone considered moving from NYC to Houston? Any advice of why not to do it apart from the Texas heat. The homes are so much bigger and taxes much lower.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Have 20k, what’s a good small business to start with this fund? Serious question here

Now that’s what I wanted - good bowl. Come on real estate folks!

Any stock traders use TurboTax? I honestly thought my capital gains was going to be worse because of the wash sale rule. The software calculates all of that once you put in the 1099 correct?

Anyone trade their personal account actively? How successful have you been?

Is Bitcoin about to fall below 30k or rally back above 40k. Vote below 🔮

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

For EESP - which is better share withholding or payroll withholding? Thoughts?

Bombcrypto is launching their nft market place the 20/01. From 3usd to 5usd (+1.5-2usd) approx

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

Rental property managers in ALX

Hi! I am preparing to rent out my condo in Alexandria (off edsall road) in the spring. Anyone have any tips for first time landlords? I’m planning to work with a rental mgmt company that has 3 properties in my complex. They’ll charge 1 month rent for the marketing and 7.9% mgmt fee. I am moving to a lower COLA and don’t mind paying for the mgmt, but I haven’t found a good cash flow calculator to forecast taxes, etc. Any guidance would be appreciated! Thanks.

Can we just take a moment to recognize how great of a human being Dolly Parton is. She knows how to do good with her wealth.

Hi Friends,

Could some recommend some good pgs around fidelity investments (manyata tech park). I will be starting the office from Dec.

Hi Fishes, I got an offer of 6400 PLN gross from a bank in Warsaw, Poland. So should I accept it or not. I am a single person so will i be able to survive and save some money with this salary or not???

Hello fishes, can we buy land/plot to save long term capital gain tax?

Thoughts on the VC Royal Eagle? Seems crazy undervalued, you can get it for less than a DateJust! What am I missing here?

(Format)
Hours: (number of hours here)
Income: ( what you made that day/week)
Average per hour: ( divide income by hour to see if door dash is living up to there advertised 22$/hour adds)

What do you all use to file for taxes after switching to h1b?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

Hey guys! I just recently moved to Vancouver and actively looking for jobs. Anyone know of any opportunities for SAP PM/EAM or System Analyst/Business Analyst with ERP please let me know. Would be of great help. Thanks!

You're a new manager with direct reports. One of your directs is very determined. You consider yourself a good manager so you want to help them grow. They are killing it and taking on an enormous of workload, and executing flawlessly. Do you let them continue killing it? Ask how they're doing? Or warn/advise them on how to avoid burnout?

Anyone have any insight into the federal program management position at KPMG?

Recently completed my MPA and work for a state economic development agency as an analyst. I applied for a public sector consultant position within Baker Tilly; can anyone provide any insight on the job specification, salary, etc?

Seeking nurses for FT Day and Night Shifts in multiple specialties (ER, Observation, Oncology and Bariatric Med Surg)

Need help, I have relevant experience and good reputation among team. I want promotion in this cycle to manager level but the thing is the seniors I have, managers and senior managers are with PwC SDC for long time, so they are not ready to promote me with 4.5 years of experience. Can you please guide me on how can make it work?

Hi fishes,
I have accepted an offer from company Aone month back. Still 60 days are left in my notice period.
Now I have a better offer from company B.
Is it good to ask counter offer to company A?.
If yes, when should I ask. Now itself or few days before the joining date.?

Hi everyone, i am looking for new job as software developer, m having 1+ year of experience in developing software using python, mysql and some data analysis using pandas, metplotlib, also i have good experience in web development using javascript, html,css. Any help & referral would be appericiated , thanks in advance. #refer #referral

What is the interview process like for Full Stack Developers / Senior Software Engineers? What should one expect during the coding round?

Hello,

I have cleared interview with Wipro a month ago and after 15 days I received a simple mail from HR saying you are selected.

Since that day, there is no communication from HR team of Wipro . I tired of sending multiple emails and when I tried to call he always declines my call.

Between director of respected technology is reaching me and he wants me to join ASAP and take over the project work.

What should I do now?

Thanks

Hi folks,
How much Wipro pays for Europe on-site role with B3 designation.

Any SAP analytics cloud developer here? Quick query, client wants a column root causes ..now this column is not available in S/4..now the S/4 team is not cooperative enough.

My leads suggested SAC has comments option. However comments are not going to help users either. Because it will not show graphically which root causes contribute the most.

So my question is now, does SAC have an in built excel option which would allow users to enter root causes across materials and then SAC refresh this

One of friend wants to join at WIPRO..
Fresher
Flexible in any shift timing
BA
Location Kolkata

Current CTC: 19
Exp: 7.1
Stack : Fullstack with angular and java
What salary I can expect from VMware any suggestions?

Thomas J. Watson (IBM) said "the way to succeed is to double your failure rate" and that's always stuck with me

Do Canadian firms have any interest in hiring American JDs given the market and that Canadian associates are moving to the US?

Anyone on bench reporting to airoli office?

Thoughts on kindly asking your bridesmaids to please not give a gift? I am over the moon excited that my bridesmaids will be celebrating me and traveling for the wedding and bachelorette. I really do not want a gift from them at the wedding. Full disclosure, my fiancé and I have great paying jobs and my bridesmaids are grad students, artists, and teachers. How would you frame this? Even if they were millionaires I would not want a gift, but I don’t want it taken the wrong way.

I am wanting to see where I fall in compensation for salary as a mid level software engineer. My base is 120k with 10k RSU. I also get a yearly bonus estimate about 18,000. This is my first job in tech as well so more than doubled what I made before was just curious. I'm in NM

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Any one knows what’s the easiest way to order a radon test for new construction?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

Is it common for HOA to ask you to prove your car registration is up to date?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Does buyer have to share appraisal with seller? Can seller request it?

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Looking for experiences/opinions on A/C options for old houses. E.g., high velocity ducts vs ductless mini splits. Seems like mini splits are way easier and possibly more effective...but seems like an eye sore. Or... is it just what a contractor thinks will work given your house? Curious what everyone thinks!