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Not bad Virgil

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Mentor
I’m fairly certain that everyone except for the people that have the actual power are on the same page on health insurance.
The tax expenditures for premiums do greatly distort the healthcare market, but that is an entirely legal policy decision that is legislated by our elected representatives.
You can’t sue the IRS for following the tax law. 😂
There is no such purchasing restriction that you speak of. There is also no legal requirement for an employer to pick a health insurance which is perfect for you.
Everyone is free to decline an employer’s health plan and purchase their own insurance if they prefer it - at their own cost if there is no HRA. Many people do buy secondary coverage for additional needs.
If you want to delink health insurance from employment status, you should try to persuade legislators to CHANGE the tax law. There is no legal issue with the current system.
You're definitely missing the point. You think Healthcare is only a need in the USA?
?
Mentor
Sue the government? Pass.