NYC freelancers, any advice on health insurance? I'm reading up on things offered through ACA. Is Oscar a scam?

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My friend was covered with Oscar through a small agency. She said coverage was really really bad.

It's Jared Cushner's brother's thing. What could go wrong?

Freelance's union?

Oscar is only in certain markets so if you get hurt/sick when traveling that may pose some serious oop expenses. The exchange is ok assuming you live in a major cities but the challenge is most good doctors are "full" for exchange (ACA) clients. Go direct via your local states site. Empire and BCBS offer decent plans for about $1600 for family of 2. Still expensive but at least you are covered. Unless you are a health nut who sits on the sofa I dont recommend catastrophic only.

What did the same coverage (oscar) cost before ACA?

Cool. Thanks guys. Anyone have recos for better insurance companies?

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