Parter and I are about to put an offer down on a a house, for credit reasons I’m the only one on the loan (until we can build their credit and refinance in a few years). Has anyone run into issues because both names aren’t on the deed?

Anyone have a contrarian opinion on a trend / investment theme going on in the private investing world, particularly tech investing? Feels like everything is painted in the “huge growing market with tons of white space” lens.

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

Is there any good reason LMND went up $33 in one day?

I forgot to transfer my crypto or withdraw from binance to binance US. Is there a way I can withdraw or transfer now? I think the deadline was until Nov 2020

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

My 911 just started production and I'm thinking about when it arrives. I've never financed an expensive car before, any tips? Do I go with Porsche Financial? My local bank? Other?

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

How does pwc’s wealth builder plan work ?

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

Monday Wordle :

Wordle 401 5/6

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Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

Roth vs Traditional 401k, thoughts?

Anyone have a tax accountant / CPA here in Atlanta they like?

Biglaw first year associates, what’s your favorite thing about your job (beside the paychecks)?

To make job referrals easier, I am making a sticky thread where job seekers can post what roles they're looking for and people who have openings in their organisation can post their requirements as well.

This will make it easier to browse through all the available opportunities in a single thread.

Please feel free to post job referral related questions, opportunities, etc under this pinned post.

Partners - what was the most stressful year of your career? The year before you made partner? Your first year of partnership? The year(s) you or your partner gave birth?

I got a offer from HCL as a Process Lead , Can someone let me know what would be my Key responsibility Areas and Profile.

Area- Applications

Losing two key accounts. Layoffs look pretty much inevitable. Any agencies hiring a Project Manager in the LA/OC area?

Hi Sharks,
Can anyone please refer me in Deloitte India pune ?
I have 12+ years experience in telecom domain.
Skills Unix , shell scripting, SQL,plsql, microservices , keycloak,apiman,kibana,redisrabbitmq installation and configuration, problem solver and good communication skills , project deliveries in agile methodologies and consumer interaction.
I am looking for senior business analyst or senior technical lead position.
Appreciate any help!!

Any recommendations for women’s watches? Looking to spend $800-$1000

My husband and I are just starting our TTC journey starting with Letrozole and timed intercourse. I’m planning my 30th birthday trip to Italy in June. Is it too risky to travel if pregnant during the first trimester (in case I do end up pregnant before June)?

I have got an offer from the Tanzu observability team. Wanted to know the wlb and the team culture, pretty nervous as the offer letter mentions working more than 40 hours and on weekends as well without any compoffs . Please help me with this info. Thanks !

Hi guys,
Is it raining in Bangalore? Planning to travel this Friday .
Location - KSR - Vasanth Nagar (Near MG road)

Anyone working in Vmware Command Center as SRE here ? Please ping or comment please need Assistamce in understanding the broadcomm impact on VCC SRE role . Any thoughts ? 🙏@vmware

Anyone here play tennis? Recently moved here and trying to find some good courts. Recs are appreciated. TIA!

I try to do side-projects in my free time to improve my coding skills. However, I rarely stay motivated to finish them. How do you motivate yourselves to build technical skills in your free time?

Hi fishes! I am in final HR discussions with Ericsson. They are offering Job Stage 5 -- 13lpa (not final). Java Spring Boot, YoE 4.5/5.9. CCTC is 7.7lpa and offer in hand is 11lpa. Am I being low balled as per Ericsson's standards?

How do I deal with this?

Any recommendations on relocating to Hawaii? I am registered for the Hawaii bar but currently based out of Los Angeles and practicing in California as a licensed attorney.

Hi Folks! Can someone please help me to decide which is a good offer and which company?

Mouser Electronics: (MEAN stack) they said they will match @fynd offer

@fynd : SDE-2 - 31 LPA (27 fixed + 2 Bonus + 2 Retainsion bonus)

can anyone please share the company work culture as well?

Hi Fishes, Anyone up for virtual summer time meal today (Monday)? Pls DM Deloitte

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Any recommendations on a good water softener system (4 people)?

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Any recommendations for buying agents in Massachusetts?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Thinking about using my VA loan in a few years. Any advice?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California