Planning to purchase a condo and live in it for a year. Then once I move out and rent it out, I might have to put an extra ~$400 every month to cover the mortgage after the rent. Is it okay to have a negative cash flow for a few years? My idea is to assume I’m investing this $400 towards real estate rather than stocks or other stuffs until rent increases at some point or if the value of the property appreciates

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

Any good book recommendations for profitability and performance management for banking industry? Or books on best practices for calculating economic capital?

Does anyone have a referral for “Citi Double Cash” credit card?

What do I need to do regarding my Amex before leaving the firm

Have about 5k to invest - should I do FXAIX or FSKAX?

Anybody got a sibling who is obnoxiously cheap yet has a ton of money?

I came from China, you know why I came here? Because I hate being told they do things for my protection. Stocks there halt for the rest of the trading day if it moves more than 10%, because everything else must be too much risk for us little people to handle.

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

What % or amount do you aim to save every month, and what have been you most effective tips at decreasing your spending?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

How do you handle if both j1 and j2 offer health insurance or 401k? Do you decline if they’re the through the same provider?

Hi all - I'm on a £100-110k base + bonus at a tier 2 firm. This is in the region where personal allowance for tax starts eroding away..
Wondering what options I have to make this as tax efficient as possible (legally), considering a salary sacrifice pension and student loan.
Also what are you investment recommendations? Stocks and Share ISA? What are the good alternatives?

I have about $45k in a CD that just matured. I’m thinking about placing it probably in index or mutual funds but have only basic finance knowledge and am not sure about which or how to split. Advice??

What are the recommended tax saving options apart from 80C, HRA & NPS? Any insights would be much appreciated.

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

From stocks to crypto to NFT, which is the next big investment opportunity where we could be the early movers (investors) and make great returns? Love to hear them.

Need 20lakh by next year for down payment have 1.8 L on hand which MF or stocks to invest so that can get 20L by next year and how much per month

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Piggybacking on my previous post about beginner plants. What about succulents? Are they low maintenance?

Has anyone in your company heard the word (cross-connect) or (leased Line) perhaps you have heard this from the network team at your financial institution?

I'm looking into the option of putting together a seminar. Does anyone know if wholesalers help cover mailings? Wheres the best place to get a mailing list for target audience?

Hey everyone! What resources would you like to see that could help you in your first year of teaching?

My favorite week in Miami is coming up! Hope you folks in brickell don’t mind the 45 minute wait for Ubers lol

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

How do maternity benefits work for NJ? 16 weeks paid leave?

McK/Bain fish, do you guys get free leatherbound notebooks?

Clinton looks like she's wearing grillz on my Sheraton tv...

Will the market drop tomorrow?

Hubspot is getting way too expensive for my small business and they don’t care at all that they are pricing loyal customers out. What’s a more affordable alternative?

Anyone have a Volvo v90? Thinking about getting one but not sure if it’s worth the cost. I love all Volvo’s so any other recommendation would be great!

How much sleep are you guys getting during the week and what are some morning / night routines that have helped you be more rested?

I’m currently in the process of being converted from contractor to permanent. In my initial conversations I was under the impression that I was in a different pay grade and asked for a salary 25k higher than the max allotted for my position. I feel like it gave the impression that I don’t know what I’m doing. Any suggestion how I can recover from this?

Any idea what a reasonable salary is for a strategic sourcing specialist in the PNW? I currently work in allocations and graduate with a dual MBA/MS in two weeks.

Looked at a house (new build) and MIL said the vinyl windows imply the whole house is probably made with cheap, shoddy materials. She thinks everything has to be wood Marvin windows or bust. Is she right? From my research vinyl has its pros too... as long as we aren’t paying like they are wood marvins. Any reactions?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Need a recommendation for a solid real estate attorney in Columbus, Ohio. Someone who specializes in rental properties and evictions. Any help appreciated. Thanks!

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

How can I invest in real estate ? Looking for an additional passive income source

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin