Rates have dropped, are people refinancing?

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Posting as :
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on what planet have rates dropped?

certainly not earth

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exactly - fed is increasing more and not sure if you are referring to Canadian fixed rates?

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Yeah are you referring to Canadian fixed rates? If so, can you share which banks please?

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Are people like bogusky and droga multi millionaires?

How much can I expect to make if I buy in as a minor stake holder and my agency sells?

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Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

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Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

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My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

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I got H1B Visa and 83000 USD dollar petition amount as annual package.I am confused as this amount will be enough to survive there with wife and 7 year old daughter.My wife is working here and together we are earning 50LPA annual.We are settled here by owning house too.Confusion is my wife will not be able to work there on H4 Visa so the kind of life we are living here will not be possible there.Thoughts?Suggestions?Pros and Cons?

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What are the best credit cards to use for
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Catch BPCL Rs.58 dividend with record date of 16th September

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Can someone explain the LTA policy? What happens if I don't claim any travel bills? Can I claim it as a taxable component monthly?

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Hi,

Can you help me in Flexi plan of atos.

Today is last of LTA submission and from the team there was no any response.

My query is I am eligible for 75k LTA and now I entering that amount on portal it not allowed me to enter .. continue showing error pop up say basic of HRA 5%

I am not understand that message. I entered my housing rent on portal..

Is the HRA and house rent factor in salary are the same.

And LTA is depend on HRA amount.

Can you help me .. it will be helpful..

TIA

Wells FRAGO! Dang! 500k accounts with an extra add on for auto insurance !😬😬

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Thoughts on UBER stock price? Likely to remain flat or possible dip with uncertain market?

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Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

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Do you pay your credit cards in full every month?

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How to check what is there in full and final settlement as they just sent the amount to my account...not any mail or anything to check.

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Which service(s) do you use and can recommend to send money to India?

For the noobs - remember if a stock goes up quick, it can go down quick. Good day to buy more!

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Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

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HYSA anyone recommends?

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Has anyone bought a commercial space and eventually rented it out that resulted in a positive cash flow? If so? In which city?
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Hi all - any advice on how to make the transition from BigLaw to IB / PE with circa 8 years experience working as M&A and PE lawyer? Many thx in advance 🙏🏽

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Hi Globers,
I have got an invite for Pre Joining catch up call by
Globant.
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Globant Globant India Pvt. Ltd.

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Hi DevOps Engineers,
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is BCG hiring a experience hire class of associates in march?

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Does anyone comment in this bowl

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Hi Folks, I'm currently in search of a mentor. I'm a 28y/o MSc grad and starting a Junior Funding Consultant role (writing grant applications for startups) as I'm tired of holding out for an entry level role in ESG/Sustainability - I keep getting rejections despite completing a very wide ranging internship at a renewable energy company. Last year I received an offer at Deloitte Belgium but due to Brexit & VISA delays, we couldn't continue. Now I'm unsure of my career progression & need guidance.

For people who post links to news first - how do you do it? I send stuff to people and they're like oh saw that, and it was two hours ago...

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From reading a number of books and listening to a number of podcasts about starting a business, one underlying factor they all share is to have deep passion for what you do. How do you know what your passion is? I mean I think a lot about golf but i don’t think that’s a passion. It’s my hobby. I think most people just know.

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Any A&M folks here? Wondering how benefits / 401k compare to Big 4

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HSBC I have an offer for Consultant Specialist GCB5. Not sure what the role is..is it a team lead role or is it a junior role? I have 10 yoe .. is it apt? Pls help Thanks

HSBC India

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I’m looking for a new job, working remotely, that doesn’t require a Bachelor’s. (I’m currently going back to school to get one, as I only have an Associate’s in Mathematics right now)
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What are your strategies for completing work efficiently? How do you figure out how long projects should take? A consistent piece of feedback on my yearly reviews has been that I over-bill & spend too much time on assignments. It’s something I actively work on, but I still have no concrete sense of how long I should spend on basic tasks (e.g., drafting a motion to dismiss). My firm is right to expect that I manage my time better as a mid-level associate. WFH has made my time management worse.

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Hey Fishes,

Need likes & emojis
Can I get some
N here's some humour
What's the logic behind likes & reactions after 12 emojis and then we getto send a DM?
Boss: just do what is informed to be done, Don try to be over smart
Employee : I think this is the smartest way to jus DM Directly instead of getting likes & other reactions. Do you think that's really imp.?
Boss : in his mind this guy is too much chaalo...
Let me shift him to other team or.let me see if.i.can kick him out..
Lol!!

likefunnysmart
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Is there a way to practice L&E in the government realm? If so what’s a good way to find these positions? Thanks!

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So pretty much you work In consulting, get paid half of what fang people make and In many cases work IB hours to meet clients continually changing demands . All the while the consulting project is built on a half thought out rushed tech stack/architecture? Meanwhile tech companies expose their employees to best in bread tech stacks? I really don’t understand why anyone in the field would work as a consultant doing data work? The only + is in consulting there are lots of low hangin fruit 🍎.

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Do you thank your tenants for paying the rent? A quick thank you text?

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How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

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Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

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