Recently got the Amex platinum and love it. However have been looking at the gold’s perks and have fomo on its 4x restaurant points. Is it a good idea to get both? Anyone else have the combo?

The way I’m looking at it - gold would add another $250 in annual fees but I would get $240 in statement credit (Uber & food delivery which I already use) plus better points for restaurants.

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Yes check out the Amex trifecta on YouTube as well as the Chase trifecta. I myself have both but it makes sense for me to have many cards to optimize spend since I spend 150-250k a year on credit card so the annual fees are negligible relative to what I get back.

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For personal spend usually I just spend between $6-10k a month and then we are also in real estate so if I’m working on a new rental property we can spend between 30-50k in on getting a rental ready. So about $100k or so for personal then $100k plus for real estate investments.

Not a bad idea to get both or consider another card that gives bonus points for restaurant/grocery spend. Like a chase Sapphire reserve card or check out air Canada card with only $95 annual fee.

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Gold for restaurants and groceries - Platinum (or CSR) for Travel.

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Monday Wordle :

Wordle 401 5/6

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⬛🟩🟩🟩🟩
🟩🟩🟩🟩🟩

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Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

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Incoming BA - any advice/links on the math for the best credit card for personal use?

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Just got an offer to upgrade my Amex Gold to Platinum with a 100k point bonus (spend $6k in 6 months). Is this worth it to upgrade to platinum? Would you do it

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For CSP/CSR, does the person getting referred get anything other than the public offer?

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