Reposting/

Has anyone tried a financial/wealth advisor? Would be great to hear your recommendations and experiences if you have :)
Context: I’ve tried to manage my money on my own over the last 2 years but don’t have enough time or headspace atm to figure out the best possible way to manage my savings.

What is a reasonable rent increase %

Hi,

Kindly ping me if you need any help for filling up the ITR. I will help you to get maximum return.

Charges applicable.

Thank you

Did anyone else get a ridiculous rent increase this year?

Can we combine our Corporate Amex points with Amex Everyday MR points?

Anyone noticed the dip in the market and is tempted to sell at this point? My advice is HODL. History always repeats itself. The market will come back up and if you sell you will lose. This is the time to buy not sell. Let’s go 🚀

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

I just logged in to the Chase app and it’s asking for my income to keep my profile up to date. Is this normal? It says it’s a way for them to consider me for credit limit increases but any reason not to share?

Thinking of buying a first property with my SO. Any suggestions on area? criteria: safe and well connected. all wisdom appreciate and welcome!

SOL vs ETH 2.0?

How much money do you have saved up?😳

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

Fish fam - quite new to all this and would appreciate your support. if I am based in a high income tax state but work on site in a lower income tax state. Can I claim the paid taxes back from my home state or do I always pay income tax based on where my home office location is?
Thanks

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

Im so happy! I just paid off all my debts!

Does anyone have any inspiration stores of FIRE without an incredibly high income/family financial support. Looking for hope 😅

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

How long did it take after getting your license to actually start making money?

So what’s everyone buying? I just got me some ETH, ALGO and GRT.

Mercedes E class vs BMW 5 series? How would you rate each?

Any good photographers for a birthday shoot in Portland,Oregon?

Hello Everyone,
Can anyone help me from Barclays, what will be Variable component % which is not part of CTC offered.
HR told me Variable component will be over and above CTC offered.

After submitting the info for my background verification, I came to know that my ex-employer switched his number. I mailed the verifying entity about it but haven't received any response yet from them. Can they reject my verification based on it solely?

Sunday Fun Day!
Wordle 547 4/6

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⬜🟩🟨🟩🟩
🟩🟩⬜🟩🟩
🟩🟩🟩🟩🟩

Got a verbal offer from a big 4 a month ago, discussed salary expectations 3 weeks ago, still no offer letter. Firm has to let me know it should be coming soon. Are these normal timelines?

Who can relate?

College: Adderall
Year 1 (staff): Gives up Adderall
Year 5 (senior): Starts to drink coffee (or heavily increases)
Year 10 (Senior Manager): Restarts Adderall
Year 16(PPD): TBD

30M based in nyc. Any F ready for casual dating? Happy to DM if interested.

How is it like working in the public vs private sector

wonder where all the Deloitte new members went today 🤡

Hi Fishes i am making a whatsapp group for the people who are transitioning from non-tech field to data science
If anyone would be interested plz join
And let's learn , and transition together

Agenda:
Putting self progress on the course they are doing ,so that others can be motivated and
Discussion on topics related to transitioning

What kind of music is our national anthem?

How’s the work life balance situation at Amex for data engineers?

Hi
I am working in Amazon from June 2020 as L3 HR Generalist. My current CTC is 5.2 LPA. I have a post graduation degree in English.
I was wondering if doing an MBA distance course from Symbiosis would help me get a better position and salary?
Can anyone please suggest? If not symbiosis then can I choose any other University for doing the MBA?

Anyone want a referral for Deloitte? Specifically hiring for experience with Anaplan, OneStream or Hyperion. DM me!

What’s the expected ctc for security analyst role with 6years of experience ?

26 no debt, working in a bridge role and planning on leaving ASAP due to instability. Mom has cancer.
Considering grad school but I want no debt.
Would it be a bad idea to take out a mortgage loan and buy a quad pled in the event of a loss of income I can at least still take care of the family?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

I’m looking at investment a portion of my portfolio into alternative investments. Maybe around $30k to start. Anyone have recommendations or experience with Alt investment vehicles? (e.g., crowdfunded startups/real estate, PE, VC ETFs)??

I'm thinking of entering the show The Ultimatum marry or move on

Is it still worth buying Tesla stock? Especially after rising so much since year start?

What to do with a large sum of bonus money coming in in next couple months ? Suggestions

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

Any great personal finance/investment books to read? Or even YouTubers/Podcasters

Really looking into expanding my investment horizons — particularly about learning about how to allocate my investment portfolio. Also, always nice to learn about better ways to save and cutback.

After figuring out FI/RE I am less motivated.

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Hey all! Curious your thoughts. All else equal, roughly how much does the average couple spend in retirement per year? Trying to figure out how much cash we’d need saved assuming we retire at 60. Thanks!!

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

What is the best platform for cryptocurrency?