Setting up our first small business 401k! Should we be an ERISA 3(38) advisor? What are the pros and cons?

Needs some ideas for scenario planning optimizations! Currently have a model to predict conversions given media spend, I can adjust spend up and down to create different budget scenarios and send to model to get respective conversions. Thoughts?

What is personal independence??
Why Pwc asked me to fill all investment details for me and my dependant.
Can anyone please help me on this ??

@pwc

So I have few question( Please answer these questions are asked by most of the freshies)
1) After document submission , How much time do they take to release offer letter for freshers ? Its been month for me not received till now
2) How is growth opportunities for fresher member technical.
3) Is there any relocation reimbursement (or any other benefits)
4)Is there free food available
5) will they give macbook to fresher or which laptop

Which companies have best WLB, least stressed DS/DA roles? I’ve been suffering from some immunology issues and stress from work would worsen it, therefore I want to move to a company/role with good benefit (esp. healthcare) and great WLB (little chance of PIP, etc). Doesn’t have to be high-paying, as long as it can support my life (single) and long-term medical cost. Thanks in advance.

So if I were to rent a car from Trips, can my wife (not in Deloitte) drive that car as well? Is she also covered in the insurance? Does anyone know?

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

Hi Fishes,
Need help with a tax query.

I am earning 85k/month now. Thinking to purchase a land of around 15L, not just for investment but to build our own house on it in future.

Though I can somehow manage it without taking a land loan. But I was wondering if I can take some to avail tax benefits.

So my doubts are - Can I avail tax benefits (like home loan) before construction? If I take the loan just to enjoy tax benefits then how much loan should I take at most? Have only ~68k EPF in 80C

Current situation: company A- was hired as a specialist and proved my worth to become a category manager but ended up on the low end of the salary range because of my lack of experience. Have voice my concern about my pay several times to my director, with no action in return.
Company B - Recruiter on LinkedIn approached me regarding a position open at an out of state healthcare facility for the same thing I do now, I would be working remotely where I currently am today. Cont in comments..

Can I bring my parents and sibling also in relocation reimbursement and also for the hotel accommodation?

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

first time freelancer here - should I make a second bank account or do anything special to track income for taxes? or just pay estimated taxes quarterly and square up during tax season?

Trying to open an account on TreasuryDirect to buy i bonds, and I am required to get an authorized certifying officer to sign a form to complete the process to open an account. Anyone know what that is? I went to my bank and asked, they don’t think they can sign it 🧐

I am curious how Onesource Income tax stacks up against it's competition.

I saw a great thread online about a Black physician who saved the day when a patient came in for an urgent MRI, but had metal pins in her wig so none of the white nurses or doctors could get it off. Black Physician rushed in with some alcohol and got it off in no time. We are crucial to the healthcare field for so many reasons, remember that!

I just got a really great offer, only downside is the eligibility for maternity leave is after 12 months of employment. We got a faint positive today but have had so many chemical pregnancies over the past year that I am not confident it will stick this time BUT I am on aspirin and progesterone for this try … so it could.. I want to see if I could negotiate being eligible earlier but I also don’t want them to think I’m pregnant when I’m not actually… How would you approach the conversation?

What are the perks and benefits offered at Autodesk India, Bangalore office. Do we get free food, outings, hotel stays, coupons, etc.😃

I’ve been verbally offered a position at a new company, but the recruiter insists on getting a verbal acceptance before sending the offer in writing. This person insists on negotiating salary before sending the paperwork. Generic benefits, RSUs, bonus info have been provided; it’s all unofficial.

This is absurd. Am I missing some “new way” of doing things? Your take?

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

Glad to refer to Deloitte, DM me!

What are the best ways of tax exemption

Quantum computing. Can someone through some light. Best place to learn more on this

Anyone in Bay Area for the holidays? 29M

How many days will it take to complete Background verification in Tiger Analytics?

Oliver Wyman is hiring - we have an open role in Raleigh, North Carolina and in New York City. Reach out to me if you are interested in joining a great team!

Question.
If I sourced a creative team, sold the hiring managers on taking a chance on them and they get hired and that team ends up creating huge award-winning work, do I get to use that as a cont..

Conuslting ——— vs. ——— Data Science + Machine Learning ??? $$$$

Would you consider corp dev & strategy “back office”?

FDD during an economic downturn?

PwC US ADVISORY
Line of Service: Advisory
Industry: Management Consulting
Designation: Senior Associate
I have second round of interview tmrw and have few queries as below-
1) I have current offer of 12 CTC from other company so now how much can I ask in pwc? My current experience is 5yrs.
I am on notice period and in present company I got recent hike and my salary is now 9.5ctc.
2) generally how many rounds of interview will be there?

Honey Nut, or Multi Grain? Also, may just be my elderly taste buds, but I'm pretty sure Honey Nut tasted better back in the day.

I can’t handle the networking thing sober.... I’ve been sober 4 years and I still find it incredibly difficult... also a young professional

Hi folks,

Can you guys suggest where to find and apply for good Product Management roles ?
Any websites or sources or suggestions would be appreciated.

P.S: LinkedIn doesn’t seem to be working out well for me. Not sure about you’ll.

My girlfriend and I have been in a long distance relationship for 8 months now. We talk every single day online and recently I went to visit her for around a month. It was great and it seemed like the relationship was stronger than ever. But one week back after visiting her, I felt a strange detachment from her and our conversation topic got repetitive and stale quick. Any advice?

Riding a long board into work, acceptable or not at all? Live a little over a mile from work and don't have a bike.

Could you help on TCS UK Onsite salary for C3A. Do we get part of indian salary also. Whether onsite salary depends on grade..

Trying to go to Mexico on June, looking for beach and good places to party safely 😬

What’s brown and sticky?


A stick ( ͡° ͜ʖ ͡°)

Best books to give to new young client who genuinely wants to grow and develop his interest & understanding of finance, doesn’t want to be bored, & cares about his investment accounts?

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

Sometimes I feel like I am a drone that just works all the time and I have no friends.

Anyone have experience doing pro bono advisory for charities? Is there a good placement agency for this?

Is it just me or are the banks revolving doors for advisors? They want you to work the book of business you don’t own, tirelessly. I love morning huddles said no one ever 😂 - love - former bank fa

What’s the biggest point of pain for you Indy’s, that tech or other services hasn’t fixed yet?

Anyone have any productivity tips/hacks they would suggest for an associate? I could use all the help I can get.

It's March, and I have done a lot of seminars in Jan and Feb. I've gotten a few clients but would like to increase AUM drastically! Any books, sites or advice on what I can do for marketing?

Do you dress up to go into the office?

I struggle to get out of bed in the AM...always tired whether I get 4 hrs of sleep or 7-8 hrs. I’ve seen miracle morning suggested on here but I saw they have the entrepreneur version. Which version?

Anyone knows about the base for chase PCA?

CFP thinking of taking a few month career break to search for a new position. Need a recharge and to reevaluate, not to mention time to search. Would this be a mistake? Thanks

Our RIA will be presenting to a group of FAs on COI strategy in a few months. Curious if anyone has had success obtaining referrals from centers of influence?

What’s a topic you know a surprising amount about?

My Week in Emoji: ⏰☎️🧹🚽☕️📥🧾💤 Hbu?

Have a presentation in front of a large group tomorrow and it's giving me anxiety. Will taking a Xanax help?

How do you feel right now 1-10? Why?

Out of curiosity, what are some of your most frugal habits?

Anyone with US Trust as a PCA? Looking for additional details in terms of the culture, day to day type of things and how you’re doing there vs. what the recruiter stated was the average?

Anyone who said no to a prospect because of personal reasons? Going through a rough patch and would really appreciate some advise on how to do it without burning (that many) bridges.