Should I rollover funds from previous employer’s 401k and consolidate into existing Vanguard IRA & Roth IRA accounts? At a minimum, it’s one less maintenance fee to pay... what are your thoughts?

Anyone is a tech role in healthcare ? If so what is your title so you enjoy it?

Hi Fishes

Please please please help me with the following:

What are the perks or benefits provided by SCB?
How is associate manager placed in the hierarchy?
What is the avg salary for associate manager?

TIA

Hello Fishes,

I have 2 offers in hand currently -
1. CGI - 25LPA +1L JB
2. Neev systems - 23LPA (5%VP)

Neev systems is ready to negotiate it with CGI. And both companies have their own benefits.

Neev's hike is good compared to CGI(almost double) & CGI have some additional perks like cab facility, Creche allowance, mobile, internet bills reimbursements and additional 5% shares.

Both might have similar WLB (12-9pm).

My DOJ is tomorrow, unable to decide between them. Pls help me!!

How does Deloitte stack up against MBB in the healthcare space (size/scale of clients, type of work, etc.)? My understanding is that they are all on the same level, and that D is #1 in healthcare m&a.

Which of the Big 4 is best for a new MPH grad looking for their first time role healthcare related, esp project management focused? (Assume east coast)

I have a young mentee (Junior at University of Michigan) who is hardworking, ambitious, and a total sweetheart!!
She is looking for a TV/film/production internship for this summer and I was hoping someone could help give her a referral to an internship 🥺 She has been diligently networking and searching for internships for over half a year. I know she will wow everyone she will meet and I can’t think of anyone more deserving than her. I work in healthcare so I wish I could do more to help her!

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Hello fishes, please suggest me some tax saving methods as iam getting around 10k got deducted in tax.thanks in advance.

My colleague is going on maternity leave for 4 months and I was asked to cover some of her projects which are step up in responsibility than what I’m currently operating at. Some peers have suggested I ask for a raise to accommodate this but I’m not sure I agree as I’m only covering her while she’s out? What are others thoughts about this?

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

Is Microsoft hiring for candidates with a healthcare background?

Looking to transition to a new career, possibly to SWE. I have a physical science background with some student loan debt. Before I dive into more student loans, I wanted to check out some Software Engineering boot camps....

Any recommendations? What's your personal experience? Are they worth paying, or is college the way?

What should be the most I should be spending on rent in Texas (Dallas, Houston) as someone making about 100k TC pretax?

Insight into fertility benefits at capital one? Would appreciate any input

I’m thinking about transitioning to In-House from a big law firm where I practice Employee Benefits. Will employers consider me without the typical “corporate” or “litigation” experience?

I don’t get paid to write advertising. I get paid to sit through meetings like these. Kill me.

Parents - do any of you truly regret having kids?

Recommendations for a wfh office chair? Preferably on the lower end of the range with good height.

How to tackle gap periods in IT interviews?

Has anyone tested positive with COVID while pregnant? My spouse just tested positive and I’m staying someplace else to keep safe. But curious how worried I should be if I end up getting the virus?

After 6 years of temporary contracts and unstable situations, I find my dream job in my dream company. All of a sudden the world goes upside down and I get laid off. I start sending hundreds of applications, with only 2 recruiters getting back to me to say I don’t have experience for the job (this is how it works in Italy). Add a terrible health situation in my family and it seems there’s no light at the end of the tunnel. Ugh. 😞

How do you and your partner (married or not married) split financials?

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

What engineering fields have the most opportunity for someone who wants to travel as part of their job?

How does roles at Big 5 banks work? Just saw a director who was 4 years out of a undergrad.

For Oracle Cloud Functional tech, what is the maximum salary limit for SA-Projects role in CTS?

Any beginning female golfers here?

Any Heads of DSPV positions out there?

How many times can we work in Big 4 especially EY in India ??

P.S. i have already worked in EY Once. ☺️

Hi folks,
Joining EY GDS in a weeks time. Do we require any account in a specific bank for salary payments

What should be salary range for a web researcher of 5.5 year experience

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

turns out me and my wife underpaid taxes by 12k. Anyone else getting a nasty end of year surprise?

Can someone explain the mega Backdoor process in terms of transferring after tax funds to Roth IRA? My 401k is with fidelity, do i need to have Roth IRA with them or can I transfer to Vanguard Roth?

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

What are people thinking for buying a primary home right now?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

Used car prices starting to come down?

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

I am trying to justify house buying in HCOL city. The house cost is minimum 1.4m .monthly mortgage would be at least 7k(with just around 2k principal) rest goes to either int,tax. Not to mention regular house maintenance. How is it better than 3.5k rental. I understand appreciation and own house independence. But I am just trying to make numbers work.

Such a Boring session today! 30 mins left. Any drama big movers?

Any good ETFs to invest Roth into?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one