Should we check our portfolio & net worth(NPS+ EPF + PPF + Gold + Equity) in daily basis? Is it a good idea or shall we uninstall those apps & check quarterly or in six months?

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

What’s the best real estate shop in Dallas? Not including Winstead or Jackson Walker.

Hi do you interview from time to time just to check what’s your market worth?

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

Hi guys,

I got my full and final settlement today but I can see no tax deduction. Does anyone know the reason. 4k tax used to be deducted every month till now. I also got gratuity and leave encashment along

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

Is it possible to apply for a home loan in the US for a property in India?

Any of you have parents who have never invested in the market or set up 401k all this time? They are very close to retirement (in a couple years) but I am shocked that they’ve kept their life savings all in a checking account😭 just found this out and don’t know what to do

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

Has anyone bought a commercial space and eventually rented it out that resulted in a positive cash flow? If so? In which city?
I’m on a visa in U.S and looking to potentially invest in commercial spaces rather than residential places.
Age:25
T.C: 102K

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

Best credit card for travel?!? And, why? Never really used airport lounges.

I have the Marriott Bonvoy, SW rewards and CSP.

Tax Loss Harvesting worth it - if the future cap gains exceed what you may save now? Torn between adding more vs harvesting (gains on individual stocks/etfs are minimal to none this year) lol

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

I consolidated grad loans in ‘15, kept federal separate from private (w SoFi @6.75%). Can I refinance w SoFi or w Earnest? Should I combine the federal and lose the protections for better %?

ENBD is the crappiest bank in the UAE. Thank you

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

From stocks to crypto to NFT, which is the next big investment opportunity where we could be the early movers (investors) and make great returns? Love to hear them.

So spent the last 30 hours working through this trying to books with points. Still nada. Anybody else have luck?

Diamond medallion on Delta. They lost my bags on the outbound (3 with my wife who is Plat) and inbound flights (1) on a trip to Europe. How many points should I expect? Any advice to deal with this?

I have 315k Marriott Bonvoy points and a couple of free nights in addition. What is the best bang for my buck in terms of locations / experiences I could get? I am super flexible on timing and location, just want the best experience. Any thoughts?

Hi all! Wanting to get some insight into pay structure for outpatient clinics (essentially CMH). Looking to negotiate a raise soon and would love some extra points of reference. I’m in PA - LPC and ATR-BC - 10 years experience, 8 years post-masters.

Hi folks 👋🏻👋🏻

Anyone has blue points to exchange? I have 80 bluepoints. If interested then please let me know.

Hi Fishes
One of college's son is doing his BE in CSE (computer science) he is looking for internship.
Any body can help.
Please DM to me.

Hey everyone! I’m a couple months in of trying to find a SDR role. Does anyone have any advice for interviews or just to stand out from the crowd? Any advice would be much appreciated!

Hello fishes, One of My friend having 5 yrs experience as plsql developer role.
Skill set : Oracle sql PLSQL unix. CCTC : 9.5. I don’t know whether it’s a decent pay or underpaid. What would be the expected CTC he can ask for next company? Need ur valuable suggestions. Thanks

Recently at my company there was some concern with salaries due to an accidental email going out with starting salaries for new job postings.. long story short, is it common for different departments to have higher salaries for the same title? For example a senior graphic designer in brand verse product marketing?

Gave my 2-week notice and Partner has asked me stay an extra 3 days to wrap up a project that I know will be a very long 3 days... I don’t really want to do it but also am afraid of burning bridge. I said yes to the Partner but now kind of regret it. This job has made me sacrifice my health and I don’t want to work those extra 3 days. I wonder what’s the best way to tell them.

Did I leave for the wrong industry job? It’s definitely not 9-5 more like 9-8/9..how do I find out what the hours are truly like when interviewing for an industry position?

Has anyone heard of Lurie LLP I’m seriously interested in their private client service/wealth advisors

How much would the expected salary be for a Senior 3 in NY TAS be at EY?

What’s the latest on E&IX with red hat abs cloud focus?

$Link 👀. Drop down to $11 area or keep pushing up?

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

How t save tax for 9 lpa salary. Can anybody help me out.

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

Hi folks,

What do you think, is NPS a good scheme of investing in comparison of Mutual funds, stock market and ppf?

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hello everyone, need a help from you.

Previously my HRA amount was 96000 per annum so I was submitting a rental agreement of full hra without giving pan card details of myself and first party.

Now I have recently joined a new company and here hra is 2.7LPA.

How can I claim the full hra amount? I live in a rented house where agreement is between owner and my dad. Also owner will not accept for a fake agreement too.

Any other alternative do I have to claim HRA? Your inputs are welcome here

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.