Smart fish which typical travel credit cards cover Rental Car Personal Effects (not just PRIMARY/SECONDARY CDW). It appears the amazing Chase sapphire reserve does not which is surprising. Thanks!

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Check your home/ condo/ renter’s insurance policy- you likely have coverage for any expensive personal items up to a certain amount in there. And if you have something especially valuable, you can increase coverage with your provider.

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Agree with the renter/homeowner comments. This was how I felt covered for my own situation when I had all my possessions in a moving truck overnight.

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I need to know very soon as I'm literally about to rent a car. And all google searches only talk about CDW

I don’t think any cover that. It’s a dumb policy that no one should buy. I guess if you’re carting around really expensive personal effects in really dangerous areas, maybe it makes sense. But how likely is it that you have stuff stolen out of a rental car?

I haven’t heard of a card with that. I’m not too nerdy on credit cards though, perhaps something like Amex platinum? If you want that protection I’d recommend an insurance agent. I don’t own a car but have purchased various insurance over the years to cover this, my own liability, etc when renting cars (especially Zipcars, their coverage is crap)

AmEx platinum $20 fee per rental covers everything, to my knowledge. Worth confirming though.

Waste of money

Renter / home owners insurance.

I'm moving my stuff partially with a rental car into a new home. Home insurance won't kick in yet

And leaving it overnight in a public garage. Turns out national let's you buy it for $6/day

Check for limitations. It might only cover up to a certain amount since that insurance is designed for a normal amount of personal effects not your entire home’s contents

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