Suggestions on making offer more attractive with contingency on selling my current home?

Does anyone have any good self created templates they’re willing to share for use in the context of stock option planning?

At what income level does it make sense to contribute more to traditional 401k over Roth 401k for company ?

Rumor is Lucid motors will go public via Spac $CCIV . If this is confirmed we will see 20 soon. Anyone holding ?

Anyone else feel like the markets always conspire against them? I.e. I have a “fun money” day trading account and bought two stocks about a year ago. Sold them because they weren’t doing anything and I found a more attractive investment and then they’re up literally 60% over the next three days after a year of 0 movement.

Have you ever taken a job you know you will hate because you needed the money right away? I have a family to take care of. I don't want to be plowing through our savings for selfish reasons like my mindframe at work, but I don't want to make our lives worse by being miserable. It's a matter of really ruining some of our financial future if we don't get money soon.

Guy slid into my DM’s asking to be my sugar daddy. But he wants my PayPal info to send me money. Is PayPal a safe way? Also lol what is my life 🤦🏼‍♀️

Anyone here willing to explain their thesis on bitcoin? Thanks!

FYI Amex offer for Allen Edmonds. Spend $300 get $90

Does Platinum Corporate Amex worth the $550 fee in terms of points? Let's say I travel up to 50% of the year. And EY doesn't pay for the membership fee anymore, right?

What credit card do you use?

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Thoughts on Transfix? Anyone invested?

What’s the best/easiest trading platform? I use Vanguard for my actual long term holdings but it’s not the easiest. I want to open a second account and use it more for active trading on my phone. Looking for something with simple UI. Any tips? Thanks!

Make 72k with not a lot savings at the moment since I am new in the workforce. Any advice on how to break into real estate.
Also already own a primary residence.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Interested in investing in real estate. How to even begin and what apps should I be using?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

So do higher ups (managers/directors/etc) in FFD talk to each other about the progress of seniors and associates in a similar manner to how the staff are ranked during audit roundtables??

Republicans have no idea about the recording yet lol. Fox news has not covered it since it came out yesterday at 2pm. Fair and balanced indeed :) That's how bad it is for Trump and GOPs chances of holding onto the Senate.

Someone needs to take Fetterman off the stage. This is hard to watch

In the beginning of my career I absconded 1 company who had 3 years bond and I worked there for 5 months. My pf account is created for that company and it has been closed with reason cessation (short service). After that I worked in 1 company for 6 years and since January I'm working in TCS. Should I mention my first company experience. So far I'm not mentioning it anywhere.
Please help me out with this
Requesting you to like the post even if ur not able to help so that it reaches to more poeple

Hi DUSI fishes,
I am working from Hyderabad office and I’m not able to meet my finances and my parents are also old and hence they need me at home in Mumbai.
I joined D. 3 months back and wanted to know how can I change my office to Mumbai location.
How’s the procedure going to be?
If someone can help, it’ll be a great thing!
Please guys🙌🏻

Hi team,
Please let me know what is the correct industry standard CTC for a team lead accounts payable, I have recently been promoted to a team lead and want to know if I am paid correctly or not.

Any tips on how to get started on prepping for VC interviews

Saatchi la parental leave policy?

Hi, I am new here. Would anyone mind 💟-ing this do that I can send DMs? Thanks!

best drama stories

I am interested in creating a supper club in Los Angeles where people can meet and interact through food- do you think it could be of any interest?

Anyone who got Covid Positive even after 2 doses?

Hi!!
I am looking for a referral for Marketing/Product management role, lost previous job in a layoff.
YOE: 2.5

New writer on an account. Being pitted against the other existing writer on the account for every project. They take it very personally if my work is chosen over theirs

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI