Switching jobs for the first time (late 20s). I have a 401k with PwC; new co doesn’t offer matching. Also have savings. Thinking I need to (1) decide if PwC or new co 401k has better funds before transferring the PwC balance (2) open Roth IRA and contribute max before 12.31, repeat next year and (3) put savings (less emergency fund) in an investment account. Thoughts / recommendations for the above?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Looking for a new HR opportunity in the Madison, WI area, or remote work. Any leads out there? 19 years experience, SHRM-SCP certified. Tons of employee relations, talent development, benefits, payroll, experience! Still growing in comp administration, and enjoying aligning people strategies to organizational goals and objectives.

My company is giving me a reimbursement while I go to school. It’s capped to induce me to study part time. I decided to go full time. Pay the difference out of pocket so I can graduate quicker. I have been working as a manufacturing engineer tech for 4 years without a degree but this May I will get my bachelors in Mechanical Eng. Currently making 63k a year, hourly. What should I ask for when I graduate? Living in Southern Pennsylvania.

anyone in here strictly.service 401K plans on the independent side? how much can you make on that realistically with a medium size AUM book being currently managed? trying to determine if meetin..

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

How do people afford to buy $1M houses in Chicago? Surely not everyone buying them is rich (which is somewhat of a subjective term). My wife and I are 30 and have a combined income of almost $300k and trying to buy something that expensive seems asinine yet people do it. Am I missing something?

Personal Amex card frauded... For use in the city I live. Does that happen often?

When leaving a firm on your own terms, what needs to be done? For example, what to do with 401k? File transfers? etc.

Are there any lawyers that moved to healthcare tech (non-legal related positions)? That would include medical devices, AI, robotics, etc. Would love to learn from your experience.

Parents always wanted me to become a doctor, so did I. However, did not do very well around blood. :))

Thank you!

Hi fishes, I have a few questions about employment with Nokia for the role of Senior data analyst.
1. How is the company in terms of growth and learnings, for data analysts?
2. How much shall I expect in terms of salary and benefits?
3. How about work culture and wlb?

I have 12 YOE

Do you know what project delivery benefits are there? Seems like from what I heard, project delivery limits to you a ton of resources at the firm... including degree tuition. Do you even get reimbursed for certifications?..

Hello fishes, please suggest me some tax saving methods as iam getting around 10k got deducted in tax.thanks in advance.

I want to diversify. I have 2 options a) open a poloniex account 2) use existing Coinbase to buy ether & ShapeShift. I know option #1 might be cheaper, but there's added headache of another exchange. Thoughts?

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

For referral for below openings DM 🔥🔥
1. UX/UI Designer (Exp 2 to 6 Yrs)
2. UI Developer with Angular or React (Ex 4 to 10 Yrs)
3. Front end developer (Ex 6 to 8 Yrs)

Mercedes E class vs BMW 5 series? How would you rate each?

The normalization of "on hold" by the usual suspects. Had 6 interviews in past 4 months with D_itte Get the verbal offer from HR. Yay. Fast forward to following Monday. Get thanked for my complimentary followup sent post-final interview. 48hrs later, same recruiter (on speakerphone) tells me job is now hold and "you must be upset" and good luck in your search.

Tacky AF. Tell me I was rejected by the shadowy 5-person board or it was given to someone who wanted less. Just not this b.s.

So I've heard alot about rescinded offers. Does this happen after everything is signed?

I've recently gotten an offer and I've signed it, just planning out my notice period so I was curious

My company went toxic in the last couple months. Chose me and started interviewing. Had a very successful interview with Amazon but recruiter is working hard trying to place me and said there’s no knowing how long to find a team. Meanwhile I just received a Director offer for a company with a 29% pay bump July 1. If Amazon or any other FAANG/large co gets back to me, is there an acceptable way to not burn bridges with new job and accept or delay start date with FAANG? Or fuck it just hop?

Do you find your job intellectually challenging?

Hi everyone- Trying to get a RT-PCR scheduled in Delhi for traveling back to US. Any suggestions on where to the get test done in Delhi to get report within 24 hours?

Hello fishes, I have an offer from Marlabs for KPMG project. I don't see much info about the company. Need your suggestions and inputs before I make a decision. TIA!

YOE- 6.6yrs
Profile- Network Infrastructure
Offered CTC- 19LPA

Senior Program Manager / Director looking for EU based remote work. Planning to relocate back to the EU on a permanent basis in the next 4-6 months. Open to work & would appreciate any kind of referral!

How many days it takes usually to release the offer letter in Cerner?
I have received the congratulations on selection mail and have completed the Versant test also, it is 4th day now, and i have not received the offer letter till now. Should I be worried 😥

$RNWK 🚀 is it next GME?

Does anybody else feel like they’ve grown to like their jobs more now that they’ve become accustomed to working from home?

I LOVE not having to be in people’s faces all day and streamlining work!

Anyone else here looking to make a switch into healthcare (physician, nurse, etc)?

I have about $45k in a CD that just matured. I’m thinking about placing it probably in index or mutual funds but have only basic finance knowledge and am not sure about which or how to split. Advice??

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

considering betting a ton of money on tomorrow’s elections via “predict it”, as an emotional hedge. is this a stupid idea or a genius idea

Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Best HYSA with a good account opening bonus?

Investing noob. Just started putting money in back door Roth IRA. Have been losing money each month. I thought the market was doing well… what gives?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Have never invested outside of 401k. Think I may start being able to put ~$500 in the market each month. Where / how do I start?
Happy to provide more details about my situation if its helpful.

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

My company matches 3%. Is that low or on par?

I’m trying to buy my first house and my wife and I have a few IRAs from previous employers (Roth and non Roth). I read I won’t be penalized if I take out upto 10k from my IRAs for a first time house (except for taxes on the non-Roth accounts). Anyone know how true this is, how the process works, or have any advice? Is it a good idea

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

HYSA anyone recommends?

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

What are people thinking for buying a primary home right now?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?