Thinking of freelancing, but wary of losing benefits - mostly health insurance. How much can I expect the cost of health insurance (for family) to jump if I go freelance? Is Cobra the way to go while I can get it?

likehelpful
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Cobra will double your monthly payment plus a fee from the Cobra administrator. If your family is healthy on not on meds, you might be able to find something relatively inexpensive with Obama care plans.

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This probably depends a little on where you are. I’m in NY and the marketplace is all lousy high deductible plans with very limited provider networks, even the most expensive ones were worse than my lousy WPP high deductible insurance and my cobra was maybe $100/month more than the absolute worst exchange plans). I recently lost cobra and am paying 30% more now for a much better plan. I had to join a union and these plans (unlike exchange plans or cobra) are allowed to ask medical questions and refuse coverage. In the plans I looked at, families were in the $2000-3000/month range

Jesus christ

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likeupliftinghelpful

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