Thinking of quitting and freelancing for a little bit before getting a new, full time job. How does health insurance work? I'm assuming I can't stay on my current company's plan through cobra since I will be working, right?

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If you are not working full time, I believe you are eligible for COBRA for 18 months.

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Or you can just get your own policy and pay out of pocket. Good chance you’ll make more freelancing to cover the expense.

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ECD 1 is right, you can do COBRA for 18 mos.

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I got cobra last time I quit my job

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You can keep Cobra for as long as you’re not covered by other insurance. When you freelance on a W-2, you will eventually become eligible for insurance if you’re full-time. Until then, you can keep Cobra. You can keep it for 18 months if you’re freelancing on a 1099. Your hours worked isn’t what makes you ineligible, it’s being covered by another insurance plan.

Thanks for the information! Appreciate you writing in.

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It’s pricey to match a good agency policy. But you’ll make it back in next to no time freelancing.

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