What are some of your favorite long term DCA stock picks? apart from index funds like voo or vti

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GME 😂

Just kidding
ARKK, SCHB, Lumen, Disney, DRIV

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How does the pre-tax parking benefit work at kpmg? There isn't much detail on ssc or benefits connection but it seems like it is on the honor system vs a separate account like FSA?

Can I just consider stablecoin staking / interest accounts (Anchor protocol, BlockFi) as my “savings account”? 7% of my liquid NW is in cash and 10% is in stables (rest is equities and other crypto). Hoping this is enough to pay expenses + tactically and periodically deploy into equities and crypto.

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For E*TRADE users, I have purchases stocks through the app more than how much I have transferred. My current cash is -20,000. How are they allowing me to buy? I get that my purchasing power is more than 20,000. Are they going to charge me interest for going negative?

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Anyone opted for NPS Employer contribution, is it good for tax saving? Is there any maximum limit to it? Does employer really pay it or deduct it from our CTC only?
Please help.

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Best area credit unions?

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Alteryx stock - thoughts on the company as a longterm investment?

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Hi guys.
Do you think investing in gold is a good choice?
Seeing their prices are going up, there will be good value in future for these

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Has anyone been successful buying and renting real estate on the side that would be open to a chat or phone call?

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Can we show unequal rent split up between husband & wife for HRA?
Let's say we pay 20k in rent. I want to show that I pay 15k and wife can show 5k. Is this sort of break up possible without explicitly mentioning it in the rent agreement?

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Looking to buy a rental home in Durham,NC. Anyone here has any recommendations of what to lookout for specifically in this area ? This is my first rental property

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Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

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Poor, clueless 23 year old here. Any tips on how to balance retirement savings with short-to-medium term savings goals? (Wedding, MBA, car, down payment).

I currently max out my Roth IRA, but don’t max out my 401k. If I did i would have nothing left for liquid savings. Any tips?

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Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

I’m out all of my ipoe shares here from $11. Still have some ipof in play too

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Put all your money in crypto. It’s done going down.

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Based on the Gross salary offered I have calculated the in hand salary per month would be around 152000 considering 150000 in 80C, 50000 in NPS and 200000 deductions due to home loan interest. Total tax liability is around 400000. Any other options do I have to save tax further (other than HRA, LTA)? Thanks in advance.

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Any insights as to the best conversion ratio when transferring AMEX points? Corp account is being closed and el Google is too much

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98 almost 99k base salary in San Diego, CA not including the bonuses or OT… is this too low or reasonable?

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Lot of fear in the market right now (understandably so). The situation in Ukraine is awful and the potential consequences are scary to think about.

There are some who want to sell in fear of their investments falling further. Do not do this. Hold and continue to buy more. Continue your 401k contributions, and add whatever you can afford after every paycheck into your brokerage. Those who sold the covid crash were often late buying back in.

This is the dip you're worried about.

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Let’s talk finances. How are you all paying for this? Loans, I assume, but any strategies?
In early 2021, better to try to max out retirement accounts to maximize financial aid or to just start saving?
200k is so much.

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Hi all,
I am from Deloitte USI, Pune. Can anyone let me know whether Deloitte USI has a professional Cricket team/Club? Would love to be a part of it. I have represented state team (U-19) and national team as well :) Do we have various tournaments too where we can play with other Company teams?
If we don't have any club, then we should create one. I can volunteer in preparing one.
Its good to see that Deloitte focuses a lot on Well-being. So, we can write to higher authorities to have a club!!

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Received an offer as Engagement Director from Salesforce (CSG, pre sales, L9). Great benefits package, 40% increase in total comp and better WLB.

I do love the people in my practice and current client, but career trajectory has stalled after taking parental leave earlier this year and (yet another) change in leadership.

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Should I stay or should I go?

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Anyone work at ProAssurance/MedMarc? Have potential to move for 25% higher salary and fully remote work, but wondering if there’s advancement opportunity and how the culture is. Thanks!

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Don’t feel like working today. Can you all help me with some headlines or TVC ideas? The brief is to sell athletic performace underwear to the elderly. Massive budget. Prime time TV and iconic OOH. Open to +1 ideas as well.

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Anybody could refer me to Deloitte.
I'm happy to refer anyone to EY as well.
Thank you

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I am meeting my girlfriend’s parents for the first time this weekend for dinner at a pretty nice restaurant. Her parents are fairly traditional Chinese mom and dad and I am not Chinese, or Asian for that matter… I don’t want to show up empty-handed - any ideas on good gifts for first time meeting Chinese parents?

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The worst imaginable thing happened today. Someone tried to start multiple conversations with me in the quiet room of the library. Thank you all for your support during this difficult time.

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Best robo advisors and why?

Hi fishes,
I'm looking for job change
My skillset - Informatica power center, sql, Unix, Informatica IDQ
EXP - 3.9 years
Notice period - 15 days
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I think most people come on here because they’re lonely. Thoughts?

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Happy Beach - Bench Day

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Showing off this beauty (and behemoth) of a silver pothos. Hand for scale. This leaf measures 6.1” long-ways.

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Good for Clemson, glad to see Bama fall. I still think they play in a poor conference.

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Those living in high-rises - are your pools open? And if so, are they allowing guests, or limited to residents only. Trying to make a case to my building up in Old Town.

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Good morning, all! Happy Lord's Day!
My church is currently studying through Proverbs on Sunday mornings.
What are you studying through at the moment? Any takeaways you found particularly insightful or encouraging?

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Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
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Thoughts?

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How much should a contract ACD charge hourly?

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We have a big project going on and I am the only point person(initiate it, did lot of work, and knows the deets well), seems like my mgr wants to get a headcount. But I want to use this opportunity to get promoted, how can I get this across? Mgr is new(they fired my old mgr), mgr’s mgr is new too(re-org). So not sure if I should/can make a case, or how.

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Hi Fishes!!!
How is Coforge(previously known as NIIT Technologies) is for the Scrum master role on the basis of :
1. Work life balance.
2. Work nature.
3. No. Of teams handled by one Scrum Master.
4. Being Agile forum.
5. No. of reports and meetings for the agile forums not just teams.
6. Layoffs.

Please help me by answering as many pointers as you can.

Location is Noida.

Thank you.

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Additional Posts in Personal Investment Chatter

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

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Tempted to buy DAL! Pros/cons?

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Lot of fear in the market right now (understandably so). The situation in Ukraine is awful and the potential consequences are scary to think about.

There are some who want to sell in fear of their investments falling further. Do not do this. Hold and continue to buy more. Continue your 401k contributions, and add whatever you can afford after every paycheck into your brokerage. Those who sold the covid crash were often late buying back in.

This is the dip you're worried about.

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Are Vanguard target funds good options to invest my 401k money in?

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How do you vet tax accountants to tell if they're good or not? How much do you spend on them for annual filing?

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Looks like stocks are back on sale

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Thoughts on Jumia stock?

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Next year, my wife and I will make $219,500 between us. If we contribute $15,500 to a traditional IRA, will that bring our MAGI down and make us eligible to contribute to a ROTH IRA as a married couple?

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Fidelity, who asked for this?

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How many times do you look at your checking account a day

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Does the $20,500 pre-tax 401k contribution limit include employer match? I.e. My contribution + Employer 6% match = $20,500? I know that the combined employer/employee contribution limit is around $60k, but from my understanding that ends up being due to after tax contributions. Apologies if this has been answered before - thanks!

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What might be the ripple effect in real estate? When is a good time to get in?

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Does the line items that do not have 3x or 4x next to them mean I am not getting any rewards for them? I thought my gold amex does 1x the points on all other items??

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I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

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I started a small LLC on the side. My company is getting it's first client this month.

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Books, websites, tax strategies etc.

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Tendies? 😊 🤚💎🤚

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Heard on NPR Mktplc- Larry Fink - Blackrock CEO - 2018 Letter to CEO’s. He wants companies to make a positive contribution to society. How are you shaping investments for greater good? Tips?

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For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

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