What HYSA’s are you all using? Closed my amex account today because they have had too many issues with these and i havent been able to login and check my balance for months

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SoFi 4.6% APY!

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Marcus by Goldman Sachs!

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I have Marcus mostly because I got it 6 years ago when they had a promotion going for higher APY for 6 months and saw no sense in moving it anywhere else for 0.1% difference. Their app is good and when I need to transfer money out to my checking account it's usually pretty quick. Some banks can take longer for the transaction to clear.

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HYSAs do not pay as much as stock market

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Wealthfront. Let me know if you need referral. I used to have Marcus but closed it more. Really love Wealthfront (Rates, UI, RoboAdvisor etc.) and I believe Wealthfront has higher rates than SoFi as well.

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Fees for Automated Investing Accounts

We charge an annual advisory fee of 0.25% on all assets held within our Automated Investing Accounts. This fee is deducted monthly.* Wealthfront does not charge any account-opening fees, withdrawal or account-closing fees, trading/commission fees, or account transfer fees.

Wealthfront, I like the UI and being able to create buckets for certain savings

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I just use it as a HYSA, I know they have that investment option but I already have an investing account with fidelity so I didn’t want to split my money up between the two.

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Have 5.02% on Bread Savings (comenity account)

What is a comenity account?

Barclays

Vanguard money market, 5.27%

but doesn't it have a 0.11% expense ratio?

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