What is the best exit from consulting if you are the breadwinner and your spouse has medical issues? I feel trapped by medical insurance requirements.

likehelpful
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It depends. Of course.

When I left consulting to freelance, I used an insurance agent and got on a group policy for small businesses. Cost for 2 of us was about the same as what I paid when employed, but coverage was not as good (co-pays higher, etc.) - but catastrophic events are always covered.

When my son was young, I got a federal govt job and healthcare plan was fantastic - but I took a big pay cut to have a 9-5 job and drop off and pick up my son from school daily.

I returned to consulting as he got older, then left again to freelance as an IC. This time my husband is in an entertainment union that offers health insurance to members.

Bottom line - there’s always a way to get medical, dental, etc. I probably have more confidence because I’m in HR/human capital, so have knowledge and contacts.

The best exit is where you enjoy what you do, feel valued, and are appreciated in return - both in tangible and non-monetary ways as well. Good luck!

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The best exit is the one that offers medical coverage that’s comparable to the coverage you have now. That’s pretty easy to figure out, once you get a few offers.

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