What is the most important benefit question to ask when joining a new employer?

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I always ask for the healthcare open enrollment information to get monthly pricing/coverage information and also ask what the 401k match is

“May I have information about the benefits that I am eligible to elect during my enrollment?”

Every employee has different wants and needs. Easily accessible information about the offerings, their plan design, contact information for the vendors, and how to complete the enrollment is essential. And honestly…it is typically all available in the guidebook for the plan year.

Yes, it requires reading and I get that most people don’t feel they can understand insurance. I promise…anyone can learn. It just take patience and time.

I always ask for the benefit information. It is shocking how often I've asked and gotten delays or pushback about getting it. But it matters. Working for an employer that doesn't pay much toward your health insurance can leave you under insured or paying my h more for the coverage. What someone pays you isn't enough to make a decision on employment...because not all benefits are cost free.

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