What will you do if you got one million cash gift from your parents? Invest it and live on 20k to 40k annual return with a frugal life style?

Thoughts on Transfix? Anyone invested?

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

Good recommendations for realtors in LP/OT area? Apartment rentals. Thank you!

Columbia MBA Students - what are your living expenses (not including rent and utilities) like every month? Just trying to get a sense

How much percentage of your Salary do you Save/Invest?

Bought some litecoins on Coinbase - how long does it take for transaction to go through and owning the coins?

Is there any way to get around the coinbase fee when buying crypto?

I'm a masochist. PRQ tied up a ton of my assets during the last run up in early 2021 while crabbing and dumped just as bad as other alts in May. I just heard whispers of a big cex listing and put some money back into it. 😬

Does anyone think there is long-term viability in Cryptos?

Will mods hurt the resale value of a car? I'm considering selling my daily and am debating on whether or not I should put the effort in to return it to stock.

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Why do people accrue prepaid expenses?

My company allows contributions to both traditional (pre-tax) and Roth (post-tax) 401k. Is it better to split my contributions between the two? For example, I could contribute 3% to Roth and 3% to traditional (my employer matches up to 6% total but that can only goes to traditional)

Current/incoming students, what’s your budget for expenses outside of tuition and living, e.g., for entertainment, travel, etc.? Trying to determine how much liquid cash I should have. Going to W if it matters!

In retrospect, what a wasted opportunity for whoever was posting as Q to not do some pump and dump stock move in late October.

Did anyone get a jumbo loan with less than 20% down?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Is it worth making the time/money investment to make the switch from big 4 FDD to MBB. This would require getting into and paying for a top MBA program and my net worth would be way negative after that. Are the MBB financial returns worth it? Im 26 years old for reference

Me: Hey! What's this? ...Manager: it's Immaterial! ...Me: You're immaterial! ...Manager: *sighs*

Does Big4 file H1Bs as premium?

Shoutout to pdubs for the controls failure at the Oscars 👏🏻

I signed a promissory note. I paid it all back.

I'm new to EY and consulting in general. Does anyone know what is the average salary hike for promotion from Senior to Manager and for Seniors in non-promotion year?

Hi Fishes @ PayPal. How’s the job security at PayPal? Are there frequent layoffs till L25?

Fishes, is 110K for Senior 3 consultant an average offer?

What’s your favorite WFH footwear? Any recommended brands for a chilly home office?

I’m known amongst my IG circle for my content creation style, and I think I should give UGC/content-creation a try. I’m going to put all of my photos in a portfolio now, but how do I find gigs and jobs?

Hi all,
I graduated during Covid with a double major in business administration and business management with a minor in marketing and magically ended up in sales because I needed a job. I’m about to take a data analytics course to make an attempt to break into that field. I’m currently looking for a mentor to help guide me during this time. Also, if anyone is willing to look over my resume and give me tips on how to make it more presentable for recruiters in DA that would be very helpful. Thanks

Typical salary band for Consultant level for Risk & Advisory in HCOL? Got an offer for 90k + 10k signing so trying to see if this is high or just standard. 2 YOE, they mentioned promotion to SC in 6-8 months.

Has anyone taken a Florida CPE ethics course that was easy?

Any art directors/sr designers who have successfully pivoted out of a creative role and into something else? Ive been working in visual design for 10 years and I am BORED but have no idea what i could be doing instead. The politics and subjectivity of doing corporate creative work has left me feeling drained. I never want to have another conversation about making something 10 pixels bigger. Tell me how you got out, im desperate for inspiration.

Hi Fishes,

l interviewed for Deloitte (India not USI) in January, and accepted an offer letter with DOJ of 25th April, later HR asked me to join on 11th April for which I agreed. Now I haven't received the revised offer letter or any links other than BGV and Pre-Hire form from Deloitte and now the HR is not even picking my calls or responding to emails.

Any advice on what to do?

What should I do now ? Or I will get the offer Lett from HCL or not ?

Could PwC employees invest in Vanguard funds (passively managed)?

Is it stupid of me that I scaled back my 401k contributions 12ish months ago because the market is so high? Considering increasing again but am wondering what y’all are doing?

I was given a 15k, 0% loan to pay off my student loans upfront from a family member. Would it be better to invest this money and just pay back my family member monthly since the 4% rate on my loans would be less than (hopefully) the amount gained in the market?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Did anyone get a jumbo loan with less than 20% down?

My company matches 3%. Is that low or on par?

Book suggestions for new-ish investor - PLEASE. Need to learn the fundamentals

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

AMZN buy more or hold?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

How did you go about starting your investment rental portfolio? Single Family Homes? Multi-Family / Duplex+? Any and all advice appreciated!

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

what upgrades are worth buying on townhouse or SF home. planning to live there for 4-5 yrs and later move into bigger house. will rent or sale this property at that time. house is in MD.

Diversification is for protecting the wealth but concentration is for creating. Agree or disagree?

Father who’s living in my home country is transferring an apartment ownership to me. Should I be worried if this is some sort of a signal, maybe about his health? Also what do I need yo be aware of legally and financially?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Is there a loop hole to having a Roth IRA even if you are over the income limit? How did Peter theil get one? Looking for advice

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

What stocks are you betting on for 2018?

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw