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Chief
There’s no way that that would matter.
No chance that does anything meaningful, or even anything at all
Rising Star
Pay off every week. Keep your utilization low, and your spending in check!
Chief
😳🫣
Look on your credit report to see when it’s actually reported. Due date and even statement date won’t help you time what your report shows.
Reported date is your little life hack.
Just set your cards to auto pay the balance every month when due. Set it and forget it. It won’t impact your score at all, other than that it will reflect no balance outstanding on those cards.
I usually pay it twice a month.. if I can’t twice a month for some reason… I pay it a week before it’s due date.
It has helped my credit score improve a few points over the years.
Paying off the balance before the close date and not the due date is the key. This way your utilization stays at zero
True but if you don’t have a lot of background yet this is going to make you not qualify based on the lack of history. Not applicable once you get a big loan on your record but maybe in your early 20s
Pay off statement balance every month. Credit score will jump a few points.