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Any plans for MLK day? I’m off tomorrow. 🥳
Hey everyone! My team and I just launched our Kickstarter page for our company called Skape. We are an on-demand landscaping and snowplowing app to be used by both homeowners and landscapers. Below is a link to our Kickstarter page.
Any support whether a pledge or sharing our page with family and friends would mean the world to us! Thank you in advance! ALSO IF ANYONE HAS ANY CONNECTIONS TO VC’S/ANGEL INVESTORS THAT WOULD BE INTERESTED IN US PLEASE MESSAGE ME.
https://www.kickstarter.com/projects/skape/mobile-app-for-on-demand-landscaping-and-snowplowing?ref=cxzw41&token=77257e56&fbclid=PAAaYVitmjD3sSKFKTa9EkR6vNa2XEZXf4U_qDDaHXMheV_VtotF8xx1hBoJU

Why is he sitting like a grown man ??! 😝

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At your income level save as much as you can in Roth 401k.
Once you reach ~$180k gross income then you can switch to pre-tax 401k.
After you’ve hit the $19.5k Roth 401k annual contribution limit and if you still have money to save, you can contribute to the “after-tax 401k” bucket, then call them to turn on “automatic in-plan Roth conversions”
As far as what fund to invest in, 100% into the target date 2060 fund should be fine.
Max out your HSA but if you can afford not to spend it, don’t. Pay your health costs using checking account money. Let that HSA grow.
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DM me if you’d like more help
Pro
Who is your 401k service provider? They will have no charge people to walk you through this and explain things - including risks and goals - in plain English. Schedule a call. Find an advisor you trust.
And congrats. I also came from a humble background and had to figure it out as I went. I wish I had asked more questions earlier.
I think mine is Benefits Express. Will give them a call next week. Thanks a lot for the suggestion!