🐠 with real estate / rentals - potential first time buyer. I am 23 with 120k saved up, wondering if I should pay down payment then rent out to pay mortgage? I heard Las Vegas is a good market.

Day traders, what do you use to trade?

The equity market has HFT firms to help with volatility. Crypto needs HFT firms. Tempted to start one

Other than Airbnb, what is the best way to find month to month rental options?

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

How do filmmakers find investors?

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Folks, I’m desperate, hope somebody here can help. I need to pay Russian VAT; I have been trying for a year.

Has anybody here successfully navigated this process?

Is moving from Seattle worth it? I've heard the freeze is still in affect in Portland but I'm more worried about prices. I WFH mostly and pull down like 120k a year, Seattle is getting crazy expensive rent wise and crazy full. I'd like to find somewhere new but stick to the PNW.

Any recommendations on a good side hustle or part time job? Trying to buy a house (yes I know the economy sucks right now) and it’s been tough saving with a SW salary.

Good credit card to open? Thinking Amex gold - anyone have it and recommend? Or any others?

Do you use a roth or traditional 401(k)?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

Anyone trade stocks on the side? Not at a day trading level, but not buy-and-hold either...more like aim to hold 5-10 stocks at a time for 1-2 months and earn a decent short-term profit (10-15%).

What are the safest areas to live in Atlanta, where you would want to be as a twenty-something? Like fun things to do, can walk to things maybe. Any thoughts?

How is it like working in consulting vs big tech vs government vs industry (as a non Cs person)

Are global sabbaticals possible in TAS (from US to UK)

What is travel like in FDD?

Anyone who landed Job outside India through LinkedIn can you please share your experience? How many companies did you apply how many interviews did you landed? I landed 4 interviews after applying for last 5 months and almost daily rejections.

How is C3A role different from C3B in TCS.

I have been offered role of C3A for 10.5 years experience.

Should I be at C3B or C3A is good as I cannot expect hike or promotions in the coming years after joining.

Recommendations for books that positively impacted you/broadened your perspective?

I’ll go first : Untamed, Crying in H Mart, Fahrenheit 451, Man’s Search For Meaning, How the Word is Passed

I work with middle and high school students that have mild LD. Has an felt that they have to walk them through every step of every assignment?

What is your process like when mapping out content and layout for a website or app? Is it best practice to have the content up front before wire framing out the content?

Any guys in LA?

Hi fishes,

Can anyone here give me an insight about the benefits of getting an executive mba degree after law and how it can help me accelerate my career growth and which profiles would be best for me. I am legal professional with 7 years of experience. I am pursuing an emba from FMS.

Your feedback will be highly appreciated.

What are the job opportunities for a data analyst/ data scientist in AWS cloud? I currently have 2 YOE and working with Accenture. I want to switch. How much salary can I expect? Current CTC: 6 lpa.

I am AWS certified cloud practitioner. Currently preparing for AWS solutions architect. Please suggest.

🚀How much salary range for VP - K grade in bnym technology department? Skills - Java microservices Expr - 13 yr

Hi Fishes,

What should be the asking CTC for below profile at Capgemini?
9 years - IoT

Does Capgemini file for L1 Visa? If yes, how long the process takes.

I’m preparing to teach division with decimals. Our math program doesn’t have manipulatives for the concrete representation. Suggestions how to have students understand dividing with/without decimals?

Tis the season: If anyone is cleared and interested in a referral to ☝️, please feel free to reach out.

"Making Grades Matter" standards based grading in a Secondary PLC at work
by Townsley and Wear.

Anyone at a school that has implemented this?
I'm curious what the results are

I have never done freelance work and was given the opportunity to take part in a cool project. My problem is it’s a proactive case by a brand new agency and it’s their own project, meaning there’s no client who pays for the work. For them it’s PR for their new business, but I think they’re expecting me to work completely pro bono. It does have potential for a great case and I’d love to have it in my portfolio, but is it reasonable for them not to compensate me? Any tips on how to approach this?

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

Thoughts on purchasing VGT, VOO and VTI right now?

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

Are there resources available for H1b holders thinking to invest? Less than 1year into career and have 10k sitting not sure what to do with it... I’m still unsure if I’ll be in the states long term..

If I’m selling stock to make the down payment for my primary residence house, is there any way I can limit or avoid some capital gain tax?

Is it smart to set up an LLC for holding investment properties and other securities?

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

Is right now a good time to rebalance my 401k. Want to move everything out of target funds to index funds. But worried it’s not a good time

If I have a six year old and 150k in a 529, can I say I’m done?

Does anyone follow the 3-fund portfolio? If so, could you share your 3?

Other than Fidelity, what's the best brokerage account out there? Looking for something visual that allows fractional shares and portfolio insights.

How much do you all have invested in safer funds vs stocks (outside of retirement accts)?
Currently at a NW of ~350k and have 125k in funds and around 70k in stocks, including ESPP. I’m fairly young (late 20s) and wondering if I should throw more into the stock market over the next few months or wait it out for a correction

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

Long term recommendations for ETFs buying in now? QQQ and VTI? Recommend any of the blue chips?

Should I be putting my $ somewhere else other than my bank account to save for a house?

If you were to buy only one, ARKW or ARKK and why?

Does anyone here have experience investing with Masterworks (platform for investing in fine art)?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?